arBtrage CAPITALIZING MARKETS — checking… Sign in Sign up
Calendar /

AI Financial Corporation

AIFC Finance Finance: Consumer Services
$0.29
▼ -12.2% Today
as of Oct 23, 15:00 ET
Last 30 days -44.25% Sep 14 → Oct 23
$0.27 $0.34 $0.42 $0.50 $0.57 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$0.32
High
$0.33
Low
$0.29
Volume
$946,305
Avg Vol
$2M
Mkt Cap
$115M
P/E (TTM)
—
Beta
—
52w High
$2.80
52w Low
$0.29
Div Yield
—
Shares Out
$140M

AIFC earnings at a glance

The options market is pricing a move of about ±37.0% after the report, a range of roughly $0.18 to $0.40 from today's $0.29. Over its last 1 reports the stock rose the next day 0 times and fell 1, moving ±1.2% on average; after the most recent report on May 13, 2025 it moved -1.2%. That means options currently expect more movement than AIFC has typically delivered. Implied volatility is currently 189%. The share price of $0.29 sits near its 52-week low.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$0.29
$2.80
0% of range
Avg surprise (last 0)
—
Avg reaction (last 1)
-1.2%
0% positive
Latest IV / EM
189%
EM ±37.0% · $1 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$-2.14$-1.53$-0.93$-0.32$0.29 Actual $0.03Actual $-0.05Actual $-0.34Actual $0.07Actual $-0.06Actual $-0.18Actual $-0.49Actual $0.29Actual $-2.14Actual $-1.68 JulSepMarJunSepMar/2025JunSepMarJun
Revenue vs Net Income Revenue Net income
$-271M$-191M$-110M$-29M$51M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Sat Jun 27, 2026Jun 2026 $-1.68 — — — — financials
Sat Mar 28, 2026Mar 2026 $-2.14 — — — — financials
Sat Sep 27, 2025Sep 2025 $0.29 — — — — financials
Sat Jun 28, 2025Jun 2025 $-0.49 — — — — financials
Tue May 13, 2025Mar/2025 $-0.18 — — — -1.2% earnings
Sat Sep 28, 2024Sep 2024 $-0.06 — — — — financials
Sat Jun 29, 2024Jun 2024 $0.07 — — — — financials
Sat Mar 30, 2024Mar 2024 $-0.34 — — — — financials
Sat Sep 30, 2023Sep 2023 $-0.05 — — — — financials
Sat Jul 1, 2023Jul 2023 $0.03 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$2M$5M—$8M$6M$5M—$5M
Cost of revenue$59,000$1M—$5M$4M$3M—$3M
Gross profit$2M$4M—$3M$3M$2M—$2M
Operating income$-708,000$-3M—$-17M$-2M$-2M—$-732,000
Net income$-230M$-271M—$49M$-9M$-3M—$-822,000
EPS (diluted)$-1.68$-2.14—$0.29$-0.49$-0.15—$-0.06

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$3M$11M$6M$7M$10M$11M$7M$9M
Inventory————————
Total current assets$15M$32M$29M$45M$34M$32M$35M$32M
Total assets$724M$960M$1.22B$1.64B$95M$78M$82M$75M
Long-term debt$75,000$75,000$563,000—————
Total liabilities$48M$63M$60M$80M$62M$49M$54M$51M
Total equity$668M$893M$1.15B$1.55B$29M$25M$21M$20M

Implied volatility — last 90 days

135%4324%8512%12701%16890% Jun 07 — IV 397% · EM ±55.1%Jun 08 — IV 404% · EM ±53.3%Jun 09 — IV 470% · EM ±58.9%Jun 10 — IV 454% · EM ±53.6%Jun 11 — IV 411% · EM ±45.4%Jun 12 — IV 515% · EM ±52.6%Jun 15 — IV 1053% · EM ±76.2%Jun 16 — IV 1098% · EM ±64.8%Jun 17 — IV 947% · EM ±39.5%Jun 19 — IV 2501% · EM ±552.7%Jun 22 — IV 2615% · EM ±546.1%Jun 23 — IV 2744% · EM ±561.5%Jun 24 — IV 3156% · EM ±632.1%Jun 25 — IV 3120% · EM ±611.1%Jun 26 — IV 3610% · EM ±690.9%Jun 29 — IV 3617% · EM ±640.9%Jun 30 — IV 3821% · EM ±658.0%Jul 01 — IV 3718% · EM ±621.2%Jul 02 — IV 3860% · EM ±624.3%Jul 03 — IV 4098% · EM ±640.4%Jul 06 — IV 4813% · EM ±666.7%Jul 07 — IV 5175% · EM ±683.5%Jul 08 — IV 5673% · EM ±710.8%Jul 09 — IV 5857% · EM ±691.8%Jul 10 — IV 6511% · EM ±719.4%Jul 13 — IV 8918% · EM ±744.9%Jul 14 — IV 10014% · EM ±724.4%Jul 15 — IV 11460% · EM ±676.9%Jul 16 — IV 16890% · EM ±705.4%Jul 20 — IV 224% · EM ±52.8%Jul 21 — IV 211% · EM ±49.0%Jul 22 — IV 136% · EM ±31.0%Jul 23 — IV 143% · EM ±32.1%Jul 24 — IV 209% · EM ±46.2%Jul 27 — IV 241% · EM ±50.3%Jul 28 — IV 374% · EM ±76.5%Jul 29 — IV 338% · EM ±67.6%Jul 30 — IV 479% · EM ±93.9%Jul 31 — IV 317% · EM ±60.7%Aug 03 — IV 356% · EM ±63.1%Aug 04 — IV 344% · EM ±59.3%Aug 05 — IV 355% · EM ±59.4%Aug 06 — IV 365% · EM ±59.1%Aug 07 — IV 219% · EM ±34.2%Aug 10 — IV 346% · EM ±47.9%Aug 11 — IV 451% · EM ±59.5%Aug 12 — IV 571% · EM ±71.6%Aug 13 — IV 402% · EM ±47.5%Aug 14 — IV 535% · EM ±59.1%Aug 17 — IV 424% · EM ±35.4%Aug 20 — IV 792% · EM ±33.1%Aug 24 — IV 2688% · EM ±561.2%Aug 25 — IV 2855% · EM ±584.1%Aug 26 — IV 3190% · EM ±639.0%Aug 27 — IV 3331% · EM ±652.5%Aug 28 — IV 3410% · EM ±652.5%Aug 31 — IV 3951% · EM ±700.0%Sep 01 — IV 4186% · EM ±720.8%Sep 02 — IV 4494% · EM ±750.8%Sep 03 — IV 218% · EM ±35.3%Sep 23 — IV 181% · EM ±36.3%Sep 24 — IV 189% · EM ±37.0%

Sector peers

DFDV
DeFi Development Corp.
$117M $3.71-14.8%
JFIN
Jiayin Group Inc.
$114M $1.29-1.9%
GHI
Greystone Housing Impact Investors LP
$127M $4.88-0.8%
AMBR
Amber International Holding Limited
$139M $1.63-5.8%
PFX
PhenixFIN Corporation
$88M $42.39-3.7%
YRD
Yiren Digital Ltd.
$85M $0.69-11.4%

AIFC earnings FAQ

What is AIFC's expected move for earnings?

Options currently price a move of about ±37.0%, or $0.11 per share either way from $0.29.

How does AIFC stock usually react to earnings?

Across the last 1 reports the average next-day move was ±1.2%, up 0 times and down 1 times.

What is AIFC's implied volatility?

AIFC's at-the-money implied volatility is about 189% based on the latest options snapshot.

View on Nasdaq ↗
🔒 Preview mode. Create a free account to unlock the full earnings calendar, all panels, heatmaps, options flow, and screener.
Sign up free → Sign in