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AMERISAFE, Inc.

AMSF Finance Property-Casualty Insurers
$26.58
▲ +4.8% Today
as of Oct 22, 16:45 ET
Last 30 days +5.90% Sep 14 → Oct 22
$23.02 $23.97 $24.93 $25.89 $26.84 Sep 14 Sep 22 Sep 29 Oct 07 Oct 14 Oct 22
Open
$25.64
High
$26.61
Low
$25.64
Volume
$304,623
Avg Vol
$264,151
Mkt Cap
$450M
P/E (TTM)
13.08
Beta
—
52w High
$42.12
52w Low
$23.20
Div Yield
—
Shares Out
$19M

Recent Press Releases & News last 60 days · 3 items

AMSF earnings at a glance

AMERISAFE, Inc. (AMSF) is scheduled to report earnings on Wednesday, October 28, 2026 after the market closes — in 5 days. Analysts expect earnings per share of $0.47, compared with $0.55 in the same quarter last year (-15%). The options market is pricing a move of about ±21.5% after the report, a range of roughly $20.87 to $32.29 from today's $26.58. Over its last 6 reports the stock rose the next day 2 times and fell 4, moving ±6.7% on average; after the most recent report on Jul 21, 2026 it moved -8.3%. That means options currently expect more movement than AMSF has typically delivered. AMSF beat the consensus EPS estimate in 1 of its last 6 reported quarters. Implied volatility is currently 171%. The share price of $26.58 sits near its 52-week low.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$23
$42
18% of range
Avg surprise (last 6)
-5.6%
Avg reaction (last 6)
-4.5%
33% positive
Latest IV / EM
171%
EM ±21.5% · $23 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.44$0.56$0.67$0.79$0.90 Actual $0.90Actual $0.81Actual $0.52Actual $0.88Actual $0.57Actual $0.75Actual $0.60Est $0.59Actual $0.53Est $0.55Actual $0.55Est $0.55Actual $0.51Est $0.57Actual $0.50Est $0.52Actual $0.44Est $0.53 MarJunSepMarJunSepMar/2025Jun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$24M$48M$72M$97M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jul 21, 2026Jun/2026 $0.44 $0.53 -17.0% 0.0% -8.3% earnings
Wed Apr 22, 20268K 2026-04-22 $0.50 $0.52 -3.9% — -9.6% earnings
Wed Feb 25, 20268K 2026-02-25 $0.51 $0.57 -10.5% — -8.8% earnings
Wed Oct 29, 2025Sep/2025 $0.55 $0.55 0.0% — +0.5% earnings
Thu Jul 24, 2025Jun/2025 $0.53 $0.55 -3.6% — +6.1% earnings
Tue Apr 29, 2025Mar/2025 $0.60 $0.59 +1.7% — -6.7% earnings
Mon Sep 30, 2024Sep 2024 $0.75 — — — — financials
Sun Jun 30, 2024Jun 2024 $0.57 — — — — financials
Sun Mar 31, 2024Mar 2024 $0.88 — — — — financials
Sat Sep 30, 2023Sep 2023 $0.52 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.81 — — — — financials
Fri Mar 31, 2023Mar 2023 $0.90 — — — — financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Wed Oct 28, 2026Sep/2026AMC $0.47$0.55 -14.6%

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$92M$80M—$82M$81M$73M—$79M
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$15M$8M—$14M$14M$9M—$14M
EPS (diluted)$0.78$0.43—$0.72$0.73$0.47—$0.75

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$65M$34M$62M$55M$48M$45M$44M$64M
Inventory————————
Total current assets————————
Total assets$1.13B$1.12B$1.13B$1.16B$1.16B$1.16B$1.16B$1.25B
Long-term debt————————
Total liabilities$877M$876M$879M$890M$890M$896M$900M$940M
Total equity$250M$247M$252M$275M$266M$261M$257M$314M

Implied volatility — last 90 days

14%127%240%353%466% Jun 11 — IV 154% · EM ±17.0%Jun 12 — IV 164% · EM ±16.8%Jun 15 — IV 227% · EM ±16.5%Jun 16 — IV 277% · EM ±16.3%Jun 19 — IV 74% · EM ±16.4%Jun 22 — IV 79% · EM ±16.4%Jun 23 — IV 80% · EM ±16.4%Jun 24 — IV 82% · EM ±16.3%Jun 25 — IV 83% · EM ±16.3%Jun 26 — IV 85% · EM ±16.3%Jul 20 — IV 64% · EM ±15.2%Jul 21 — IV 65% · EM ±15.2%Jul 22 — IV 73% · EM ±16.7%Jul 23 — IV 75% · EM ±16.9%Jul 28 — IV 31% · EM ±6.4%Jul 29 — IV 85% · EM ±17.0%Jul 30 — IV 90% · EM ±17.7%Jul 31 — IV 99% · EM ±18.9%Aug 03 — IV 61% · EM ±10.8%Aug 04 — IV 63% · EM ±10.9%Aug 05 — IV 110% · EM ±18.4%Aug 06 — IV 114% · EM ±18.5%Aug 07 — IV 119% · EM ±18.5%Aug 10 — IV 90% · EM ±12.4%Aug 11 — IV 100% · EM ±13.2%Aug 12 — IV 158% · EM ±19.7%Aug 13 — IV 159% · EM ±18.8%Aug 14 — IV 180% · EM ±19.9%Aug 18 — IV 276% · EM ±20.0%Aug 19 — IV 330% · EM ±19.5%Aug 20 — IV 466% · EM ±19.5%Aug 24 — IV 14% · EM ±3.0%Aug 25 — IV 15% · EM ±3.0%Aug 26 — IV 97% · EM ±19.4%Aug 27 — IV 99% · EM ±19.4%Aug 28 — IV 103% · EM ±19.6%Aug 31 — IV 111% · EM ±19.6%Sep 01 — IV 114% · EM ±19.6%Sep 28 — IV 124% · EM ±21.9%Sep 29 — IV 127% · EM ±21.9%Sep 30 — IV 139% · EM ±23.3%Oct 01 — IV 144% · EM ±23.3%Oct 06 — IV 162% · EM ±21.4%Oct 07 — IV 171% · EM ±21.5%

Sector peers

AMSF earnings FAQ

When is AMSF's next earnings date?

AMERISAFE, Inc. is expected to report on October 28, 2026, after the market closes.

What is AMSF's expected move for earnings?

Options currently price a move of about ±21.5%, or $5.71 per share either way from $26.58.

How does AMSF stock usually react to earnings?

Across the last 6 reports the average next-day move was ±6.7%, up 2 times and down 4 times.

What EPS are analysts expecting from AMERISAFE, Inc.?

The consensus estimate is $0.47 per share, versus $0.55 a year ago.

What is AMSF's implied volatility?

AMSF's at-the-money implied volatility is about 171% based on the latest options snapshot.

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