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AmeriServ Financial Inc.

ASRV Finance Major Banks
$4.77
▲ +1.1% Today
as of Oct 23, 15:00 ET
Last 30 days -0.83% Sep 14 → Oct 23
$4.11 $4.32 $4.53 $4.73 $4.94 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$4.71
High
$4.77
Low
$4.71
Volume
$10,143
Avg Vol
$16,924
Mkt Cap
$76M
P/E (TTM)
16.81
Beta
—
52w High
$5.38
52w Low
$2.96
Div Yield
—
Shares Out
$17M

Recent Press Releases & News last 60 days · 3 items

ASRV earnings at a glance

The options market is pricing a move of about ±23.4% after the report, a range of roughly $3.65 to $5.89 from today's $4.77. Over its last 3 reports the stock rose the next day 2 times and fell 1, moving ±2.0% on average; after the most recent report on Oct 21, 2025 it moved +1.6%. That means options currently expect more movement than ASRV has typically delivered. Implied volatility is currently 198%. The share price of $4.77 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$2.96
$5.38
75% of range
Avg surprise (last 0)
—
Avg reaction (last 3)
+0.9%
67% positive
Latest IV / EM
198%
EM ±23.4% · $5 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$-0.02$0.02$0.07$0.12$0.16 Actual $0.12Actual $-0.02Actual $0.15Actual $0.11Actual $0.16 Mar/2025Jun/2025Sep/2025MarJun
Revenue vs Net Income Revenue Net income
$-282,000$806,738$2M$3M$4M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jun 30, 2026Jun 2026 $0.16 — — — — financials
Tue Mar 31, 2026Mar 2026 $0.11 — — — — financials
Tue Oct 21, 2025Sep/2025 $0.15 — — — +1.6% earnings
Tue Jul 22, 2025Jun/2025 $-0.02 — — — -1.6% earnings
Tue Apr 22, 2025Mar/2025 $0.12 — — — +2.6% earnings

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$4M$4M—$4M$4M$3M—$4M
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$3M$2M——$-282,000$2M——
EPS (diluted)$0.16$0.11——$-0.02$0.12——

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents————————
Inventory————————
Total current assets————————
Total assets$1.46B$1.47B$1.45B$1.46B$1.45B$1.43B$1.42B$1.41B
Long-term debt————————
Total liabilities$1.34B$1.35B$1.33B$1.35B$1.34B$1.32B$1.32B$1.30B
Total equity$123M$121M$119M$115M$111M$111M$107M$108M

Implied volatility — last 90 days

162%468%773%1079%1384% Jun 07 — IV 463% · EM ±64.2%Jun 08 — IV 494% · EM ±65.2%Jun 09 — IV 531% · EM ±66.5%Jun 10 — IV 550% · EM ±65.0%Jun 11 — IV 572% · EM ±63.2%Jun 12 — IV 462% · EM ±47.2%Jun 15 — IV 653% · EM ±47.2%Jun 16 — IV 1151% · EM ±68.0%Jun 17 — IV 1122% · EM ±46.9%Jun 19 — IV 279% · EM ±61.7%Jun 22 — IV 242% · EM ±50.5%Jun 23 — IV 313% · EM ±64.1%Jun 24 — IV 310% · EM ±62.2%Jun 25 — IV 247% · EM ±48.4%Jun 26 — IV 308% · EM ±59.0%Jun 29 — IV 336% · EM ±59.6%Jun 30 — IV 337% · EM ±58.0%Jul 01 — IV 370% · EM ±61.8%Jul 02 — IV 366% · EM ±59.3%Jul 03 — IV 379% · EM ±59.3%Jul 06 — IV 423% · EM ±58.6%Jul 07 — IV 481% · EM ±63.5%Jul 08 — IV 515% · EM ±64.5%Jul 09 — IV 521% · EM ±61.5%Jul 10 — IV 543% · EM ±60.1%Jul 13 — IV 737% · EM ±61.5%Jul 14 — IV 866% · EM ±62.7%Jul 15 — IV 997% · EM ±58.9%Jul 16 — IV 1385% · EM ±57.8%Jul 20 — IV 230% · EM ±54.3%Jul 21 — IV 241% · EM ±56.0%Jul 22 — IV 211% · EM ±48.3%Jul 27 — IV 189% · EM ±39.4%Jul 28 — IV 200% · EM ±40.9%Aug 14 — IV 163% · EM ±18.0%Aug 17 — IV 194% · EM ±16.2%Aug 18 — IV 289% · EM ±20.9%Aug 19 — IV 180% · EM ±10.6%Aug 20 — IV 383% · EM ±16.0%Oct 07 — IV 187% · EM ±23.4%Oct 08 — IV 198% · EM ±23.4%

Sector peers

ASRV earnings FAQ

What is ASRV's expected move for earnings?

Options currently price a move of about ±23.4%, or $1.12 per share either way from $4.77.

How does ASRV stock usually react to earnings?

Across the last 3 reports the average next-day move was ±2.0%, up 2 times and down 1 times.

What is ASRV's implied volatility?

ASRV's at-the-money implied volatility is about 198% based on the latest options snapshot.

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