$101.87
▲ +0.1% Today
as of Jul 22, 16:46 ET
Last 30 days
Recent Press Releases & News
Bread Financial Earnings: What To Look For From BFH
BFH: Raising target price to $107.00
Morgan Stanley Adjusts Price Target on Bread Financial to $102 From $98, Maintains Equalweight Rating
Overview
52-week range
$49
$99
100% of range
Avg surprise (last 2)
+53.0%
Avg reaction (last 2)
-1.4%
50% positive
Latest IV / EM
51%
EM ±11.7% · $100 · Aug 21
Earnings trends
EPS — actual vs estimate
Actual Estimate
Revenue vs Net Income
Revenue Net income
Earnings history
| Date | Period | Actual EPS | Est | Surprise | YoY %Δ | Day react | Source |
|---|---|---|---|---|---|---|---|
| Tue Mar 31, 2026 | Mar 2026 | $4.15 | — | — | — | — | financials |
| Tue Sep 30, 2025 | Sep 2025 | $3.96 | — | — | — | — | financials |
| Thu Jul 24, 2025 | Jun/2025 | $3.14 | $1.85 | +69.7% | — | -5.0% | earnings |
| Thu Apr 24, 2025 | Mar/2025 | $2.86 | $2.10 | +36.2% | — | +2.2% | earnings |
| Mon Sep 30, 2024 | Sep 2024 | $0.05 | — | — | — | — | financials |
| Sun Jun 30, 2024 | Jun 2024 | $2.66 | — | — | — | — | financials |
| Sun Mar 31, 2024 | Mar 2024 | $2.70 | — | — | — | — | financials |
| Sat Sep 30, 2023 | Sep 2023 | $3.42 | — | — | — | — | financials |
| Fri Jun 30, 2023 | Jun 2023 | $0.95 | — | — | — | — | financials |
Upcoming
| Date | Fiscal | Time | EPS Est | LY EPS | YoY %Δ |
|---|---|---|---|---|---|
| Thu Jul 23, 2026 | Jun/2026 | BMO | $2.43 | $3.14 | -22.6% |
Financials
Income statement (quarterly)
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Cost of revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $181M | — | $188M | $139M | $138M | — | $2M | $133M |
| EPS (diluted) | $4.15 | — | $3.96 | $2.94 | $2.78 | — | $0.05 | $2.66 |
Balance sheet (quarterly)
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $3.64B | $3.60B | $3.76B | $3.80B | $4.21B | $3.68B | $3.45B | $4.05B |
| Inventory | — | — | — | — | — | — | — | — |
| Total current assets | — | — | — | — | — | — | — | — |
| Total assets | $22.31B | $22.66B | $21.71B | $21.82B | $22.38B | $22.89B | $21.74B | $22.14B |
| Long-term debt | — | — | $3.79B | $4.23B | $5.12B | $5.56B | $4.58B | — |
| Total liabilities | $18.98B | $19.34B | $18.40B | $18.66B | $19.31B | $19.84B | $18.62B | $18.97B |
| Total equity | $3.33B | $3.33B | $3.32B | $3.17B | $3.07B | $3.05B | $3.11B | $3.17B |