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Bridgewater Bancshares, Inc.

BWB Finance Major Banks
$20.58
▲ +2.2% Today
as of Oct 23, 16:46 ET
Last 30 days -3.79% Sep 14 → Oct 23
$20.03 $20.39 $20.76 $21.13 $21.49 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$20.99
High
$20.99
Low
$20.46
Volume
$134,143
Avg Vol
$112,108
Mkt Cap
$564M
P/E (TTM)
14.61
Beta
—
52w High
$22.62
52w Low
$16.06
Div Yield
—
Shares Out
$28M

Recent Press Releases & News last 60 days · 12 items

▸ Show all 12 press releases & news Free account →

BWB earnings at a glance

The options market is pricing a move of about ±22.1% after the report, a range of roughly $16.04 to $25.12 from today's $20.58. Over its last 6 reports the stock rose the next day 2 times and fell 4, moving ±2.3% on average; after the most recent report on Jul 21, 2026 it moved -5.3%. That means options currently expect more movement than BWB has typically delivered. BWB beat the consensus EPS estimate in 3 of its last 6 reported quarters. Implied volatility is currently 128%. The share price of $20.58 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$16
$23
69% of range
Avg surprise (last 6)
+1.9%
Avg reaction (last 6)
-1.0%
33% positive
Latest IV / EM
128%
EM ±22.1% · $20 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.24$0.29$0.35$0.41$0.46 Actual $0.37Actual $0.31Actual $0.30Actual $0.24Actual $0.26Actual $0.27Actual $0.32Est $0.29Actual $0.37Est $0.35Actual $0.39Est $0.41Actual $0.44Est $0.42Actual $0.41Est $0.42Actual $0.45Est $0.46 MarJunSepMarJunSepMar/2025Jun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$5M$9M$14M$18M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jul 21, 2026Jun/2026 $0.45 $0.46 -2.2% +24.3% -5.3% earnings
Tue Apr 21, 20268K 2026-04-21 $0.41 $0.42 -2.4% — -1.0% earnings
Tue Jan 27, 20268K 2026-01-27 $0.44 $0.42 +4.8% — +1.7% earnings
Tue Oct 21, 2025Sep/2025 $0.39 $0.41 -4.9% — -3.4% earnings
Wed Jul 23, 2025Jun/2025 $0.37 $0.35 +5.7% — -0.1% earnings
Wed Apr 23, 2025Mar/2025 $0.32 $0.29 +10.3% — +2.3% earnings
Mon Sep 30, 2024Sep 2024 $0.27 — — — — financials
Sun Jun 30, 2024Jun 2024 $0.26 — — — — financials
Sun Mar 31, 2024Mar 2024 $0.24 — — — — financials
Sat Sep 30, 2023Sep 2023 $0.30 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.31 — — — — financials
Fri Mar 31, 2023Mar 2023 $0.37 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue————————
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$14M$17M—$12M$12M$10M—$9M
EPS (diluted)$0.45$0.58—$0.38$0.38$0.31—$0.27

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$170M$222M$124M$132M$217M$166M$230M$192M
Inventory————————
Total current assets————————
Total assets$5.39B$5.34B$5.41B$5.36B$5.30B$5.14B$5.07B$4.69B
Long-term debt————————
Total liabilities$4.84B$4.81B$4.89B$4.86B$4.82B$4.67B$4.61B$4.24B
Total equity$548M$528M$517M$497M$476M$469M$458M$452M

Implied volatility — last 90 days

20%115%210%306%401% Jun 24 — IV 21% · EM ±4.1%Jul 07 — IV 125% · EM ±16.5%Jul 08 — IV 131% · EM ±16.4%Jul 20 — IV 42% · EM ±10.0%Jul 21 — IV 89% · EM ±20.7%Jul 22 — IV 94% · EM ±21.5%Jul 27 — IV 75% · EM ±15.7%Jul 28 — IV 116% · EM ±23.8%Jul 29 — IV 79% · EM ±15.9%Jul 30 — IV 110% · EM ±21.5%Aug 03 — IV 125% · EM ±22.1%Aug 05 — IV 98% · EM ±16.4%Aug 06 — IV 134% · EM ±21.7%Aug 10 — IV 156% · EM ±21.7%Aug 11 — IV 61% · EM ±8.1%Aug 25 — IV 120% · EM ±24.6%Aug 26 — IV 109% · EM ±21.7%Aug 28 — IV 116% · EM ±22.3%Sep 01 — IV 118% · EM ±20.3%Sep 02 — IV 72% · EM ±11.9%Sep 09 — IV 180% · EM ±22.6%Sep 10 — IV 194% · EM ±22.9%Sep 15 — IV 241% · EM ±17.4%Sep 17 — IV 401% · EM ±16.8%Sep 21 — IV 110% · EM ±22.9%Sep 22 — IV 110% · EM ±22.6%Sep 23 — IV 71% · EM ±14.2%Sep 24 — IV 88% · EM ±17.2%Sep 25 — IV 90% · EM ±17.2%Sep 28 — IV 124% · EM ±22.1%Sep 29 — IV 128% · EM ±22.1%

Sector peers

BWB earnings FAQ

What is BWB's expected move for earnings?

Options currently price a move of about ±22.1%, or $4.54 per share either way from $20.58.

How does BWB stock usually react to earnings?

Across the last 6 reports the average next-day move was ±2.3%, up 2 times and down 4 times.

What is BWB's implied volatility?

BWB's at-the-money implied volatility is about 128% based on the latest options snapshot.

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