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Community Financial System, Inc.

CBU Finance Major Banks
$63.59
▲ +0.2% Today
as of Jun 7, 06:55 ET
Last 30 days +0.66% Apr 28 → Jun 05
$60.98 $62.00 $63.01 $64.03 $65.05 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$63.78
High
$64.33
Low
$62.75
Volume
$163,540
Avg Vol
$244,972
Mkt Cap
$3.4B
P/E (TTM)
20.58
Beta
52w High
$67.50
52w Low
$51.12
Div Yield
Shares Out

Overview

52-week range
$51
$68
76% of range
Avg surprise (last 1)
+2.2%
Avg reaction (last 1)
-2.1%
0% positive
Latest IV / EM
57%
EM ±7.9% · $65 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.76$0.84$0.92$1.00$1.08 Actual $0.89Actual $0.82Actual $0.76Actual $0.91Actual $0.83Actual $0.93Est $0.91Actual $0.97Actual $1.04Actual $1.08 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$0$56M$112M$168M$224M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $1.08 financials
Tue Sep 30, 2025Sep 2025 $1.04 financials
Mon Jun 30, 2025Jun 2025 $0.97 financials
Tue Apr 29, 2025Mar/2025 $0.93 $0.91 +2.2% -2.1% earnings
Mon Sep 30, 2024Sep 2024 $0.83 financials
Sun Jun 30, 2024Jun 2024 $0.91 financials
Sun Mar 31, 2024Mar 2024 $0.76 financials
Sat Sep 30, 2023Sep 2023 $0.82 financials
Fri Jun 30, 2023Jun 2023 $0.89 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$213M$207M$199M$196M$189M$184M
Cost of revenue
Gross profit
Operating income
Net income$57M$55M$51M$50M$44M$48M
EPS (diluted)$1.08$1.04$0.97$0.93$0.83$0.91

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$572M$302M$245M$237M$518M$197M$346M$201M
Inventory
Total current assets
Total assets$17.74B$17.30B$16.96B$16.67B$16.76B$16.39B$16.40B$15.91B
Long-term debt
Total liabilities$15.72B$15.30B$15.02B$14.78B$14.93B$14.62B$14.62B$14.24B
Total equity$2.02B$2.01B$1.94B$1.88B$1.83B$1.76B$1.78B$1.67B

Implied volatility — last 90 days

52%54%57%59%62% Jun 07 — IV 57% · EM ±7.9%

Sector peers

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