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Community Financial System, Inc.

CBU Finance Major Banks
$63.85
▼ -0.1% Today
as of Sep 4, 16:47 ET
Last 30 days -1.39% Jul 28 → Sep 04
$61.56 $62.95 $64.34 $65.74 $67.13 Jul 28 Aug 05 Aug 12 Aug 20 Aug 27 Sep 04
Open
$63.34
High
$64.17
Low
$63.56
Volume
$107,025
Avg Vol
$252,291
Mkt Cap
$3.4B
P/E (TTM)
19.47
Beta
52w High
$71.11
52w Low
$53.46
Div Yield
Shares Out

Recent Press Releases & News last 60 days · 15 items

▸ Show all 15 press releases & news Free account →

Overview

52-week range
$53
$71
59% of range
Avg surprise (last 2)
-1.8%
Avg reaction (last 2)
-2.9%
0% positive
Latest IV / EM
52%
EM ±8.1% · $65 · Sep 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.11$0.37$0.63$0.90$1.16 Actual $0.11Actual $0.89Actual $0.82Actual $0.76Actual $0.91Actual $0.83Actual $0.93Est $0.91Actual $0.97Est $1.03Actual $1.04Actual $1.08Actual $1.16 MarJunSepMarJunSepMar/2025Jun/2025SepMarJun
Revenue vs Net Income Revenue Net income
$0$59M$117M$176M$234M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jun 30, 2026Jun 2026 $1.16 financials
Tue Mar 31, 2026Mar 2026 $1.08 financials
Tue Sep 30, 2025Sep 2025 $1.04 financials
Tue Jul 22, 2025Jun/2025 $0.97 $1.03 -5.8% -3.7% earnings
Tue Apr 29, 2025Mar/2025 $0.93 $0.91 +2.2% -2.1% earnings
Mon Sep 30, 2024Sep 2024 $0.83 financials
Sun Jun 30, 2024Jun 2024 $0.91 financials
Sun Mar 31, 2024Mar 2024 $0.76 financials
Sat Sep 30, 2023Sep 2023 $0.82 financials
Fri Jun 30, 2023Jun 2023 $0.89 financials
Fri Mar 31, 2023Mar 2023 $0.11 financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$223M$213M$207M$199M$196M$189M
Cost of revenue
Gross profit
Operating income
Net income$61M$57M$55M$51M$50M$44M
EPS (diluted)$1.16$1.08$1.04$0.97$0.93$0.83

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$258M$572M$302M$245M$237M$518M$197M$346M
Inventory
Total current assets
Total assets$17.76B$17.74B$17.30B$16.96B$16.67B$16.76B$16.39B$16.40B
Long-term debt
Total liabilities$15.69B$15.72B$15.30B$15.02B$14.78B$14.93B$14.62B$14.62B
Total equity$2.07B$2.02B$2.01B$1.94B$1.88B$1.83B$1.76B$1.78B

Implied volatility — last 90 days

30%53%75%98%121% Jun 07 — IV 57% · EM ±7.9%Jun 08 — IV 60% · EM ±7.9%Jun 19 — IV 47% · EM ±10.4%Jun 22 — IV 38% · EM ±8.0%Jun 23 — IV 39% · EM ±8.0%Jun 24 — IV 45% · EM ±9.0%Jun 25 — IV 46% · EM ±9.0%Jun 26 — IV 54% · EM ±10.4%Jun 29 — IV 43% · EM ±7.6%Jun 30 — IV 52% · EM ±8.9%Jul 02 — IV 55% · EM ±8.9%Jul 03 — IV 57% · EM ±8.9%Jul 06 — IV 54% · EM ±7.5%Jul 07 — IV 58% · EM ±7.6%Jul 13 — IV 93% · EM ±7.8%Jul 14 — IV 104% · EM ±7.5%Jul 20 — IV 35% · EM ±8.2%Jul 21 — IV 41% · EM ±9.6%Jul 22 — IV 46% · EM ±10.4%Jul 23 — IV 47% · EM ±10.5%Jul 24 — IV 48% · EM ±10.6%Jul 27 — IV 43% · EM ±9.0%Jul 28 — IV 44% · EM ±9.0%Jul 30 — IV 46% · EM ±8.9%Jul 31 — IV 47% · EM ±8.9%Aug 03 — IV 43% · EM ±7.7%Aug 04 — IV 50% · EM ±8.7%Aug 05 — IV 46% · EM ±7.7%Aug 13 — IV 66% · EM ±7.8%Aug 20 — IV 121% · EM ±5.1%Aug 24 — IV 30% · EM ±6.3%Aug 25 — IV 31% · EM ±6.4%Aug 26 — IV 62% · EM ±12.3%Aug 27 — IV 48% · EM ±9.4%Aug 28 — IV 44% · EM ±8.4%Aug 31 — IV 55% · EM ±9.7%Sep 01 — IV 48% · EM ±8.2%Sep 02 — IV 48% · EM ±8.1%Sep 03 — IV 50% · EM ±8.0%Sep 04 — IV 52% · EM ±8.1%

Sector peers

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