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Community Financial System, Inc.

CBU Finance Major Banks
$67.21
Today
as of Jul 22, 16:47 ET
Last 30 days +4.20% Jun 15 → Jul 22
$60.46 $63.29 $66.11 $68.94 $71.77 Jun 15 Jun 23 Jun 30 Jul 08 Jul 15 Jul 22
Open
$63.78
High
$64.33
Low
$62.75
Volume
$163,540
Avg Vol
$244,972
Mkt Cap
$3.6B
P/E (TTM)
20.58
Beta
52w High
$67.50
52w Low
$51.12
Div Yield
Shares Out

Recent Press Releases & News last 60 days · 11 items

▸ Show all 11 press releases & news Free account →

Overview

52-week range
$51
$68
98% of range
Avg surprise (last 2)
-1.8%
Avg reaction (last 2)
-2.9%
0% positive
Latest IV / EM
46%
EM ±10.4% · $65 · Aug 21

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.76$0.84$0.92$1.00$1.08 Actual $0.89Actual $0.82Actual $0.76Actual $0.91Actual $0.83Actual $0.93Est $0.91Actual $0.97Est $1.03Actual $1.04Actual $1.08 JunSepMarJunSepMar/2025Jun/2025SepMar
Revenue vs Net Income Revenue Net income
$0$56M$112M$168M$224M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $1.08 financials
Tue Sep 30, 2025Sep 2025 $1.04 financials
Tue Jul 22, 2025Jun/2025 $0.97 $1.03 -5.8% -3.7% earnings
Tue Apr 29, 2025Mar/2025 $0.93 $0.91 +2.2% -2.1% earnings
Mon Sep 30, 2024Sep 2024 $0.83 financials
Sun Jun 30, 2024Jun 2024 $0.91 financials
Sun Mar 31, 2024Mar 2024 $0.76 financials
Sat Sep 30, 2023Sep 2023 $0.82 financials
Fri Jun 30, 2023Jun 2023 $0.89 financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Tue Jul 28, 2026Jun/2026BMO $1.19$0.97 +22.7%

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$213M$207M$199M$196M$189M$184M
Cost of revenue
Gross profit
Operating income
Net income$57M$55M$51M$50M$44M$48M
EPS (diluted)$1.08$1.04$0.97$0.93$0.83$0.91

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$572M$302M$245M$237M$518M$197M$346M$201M
Inventory
Total current assets
Total assets$17.74B$17.30B$16.96B$16.67B$16.76B$16.39B$16.40B$15.91B
Long-term debt
Total liabilities$15.72B$15.30B$15.02B$14.78B$14.93B$14.62B$14.62B$14.24B
Total equity$2.02B$2.01B$1.94B$1.88B$1.83B$1.76B$1.78B$1.67B

Implied volatility — last 90 days

34%52%69%86%103% Jun 07 — IV 57% · EM ±7.9%Jun 08 — IV 60% · EM ±7.9%Jun 19 — IV 47% · EM ±10.4%Jun 22 — IV 38% · EM ±8.0%Jun 23 — IV 39% · EM ±8.0%Jun 24 — IV 45% · EM ±9.0%Jun 25 — IV 46% · EM ±9.0%Jun 26 — IV 54% · EM ±10.4%Jun 29 — IV 43% · EM ±7.6%Jun 30 — IV 52% · EM ±8.9%Jul 02 — IV 55% · EM ±8.9%Jul 03 — IV 57% · EM ±8.9%Jul 06 — IV 54% · EM ±7.5%Jul 07 — IV 58% · EM ±7.6%Jul 13 — IV 93% · EM ±7.8%Jul 14 — IV 104% · EM ±7.5%Jul 20 — IV 35% · EM ±8.2%Jul 21 — IV 41% · EM ±9.6%Jul 22 — IV 46% · EM ±10.4%

Sector peers

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