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Citizens Financial Group, Inc.

CFG Finance Major Banks
$65.24
▲ +1.6% Today
as of Oct 22, 16:47 ET
Last 30 days -7.51% Sep 14 → Oct 22
$61.93 $64.24 $66.56 $68.87 $71.18 Sep 14 Sep 22 Sep 29 Oct 07 Oct 14 Oct 22
Open
$64.30
High
$65.91
Low
$64.30
Volume
$5M
Avg Vol
$5M
Mkt Cap
$26.6B
P/E (TTM)
18.21
Beta
—
52w High
$75.33
52w Low
$49.00
Div Yield
—
Shares Out
$423M

Recent Press Releases & News last 60 days · 25 items

lean bull ▲ 5 ● 20 ▼ 0
Oct 19 · 13:22 MT Newswires neutral
DA Davidson Adjusts Price Target on Citizens Financial to $82 From $85
Oct 19 · 13:08 MT Newswires neutral
Morgan Stanley Adjusts Price Target on Citizens Financial to $87 From $89
Oct 19 · 12:06 MT Newswires neutral
Argus Research Adjusts Citizens Financial Price Target to $78 From $80
▸ Show all 25 press releases & news Free account →

CFG earnings at a glance

The options market is pricing a move of about ±4.8% after the report, a range of roughly $62.08 to $68.40 from today's $65.24. Over its last 5 reports the stock rose the next day 3 times and fell 2, moving ±3.4% on average; after the most recent report on Jul 16, 2026 it moved +4.6%. That means options currently expect more movement than CFG has typically delivered. CFG beat the consensus EPS estimate in 5 of its last 5 reported quarters. Implied volatility is currently 41%. The share price of $65.24 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$49
$75
62% of range
Avg surprise (last 5)
+3.2%
Avg reaction (last 5)
+2.9%
60% positive
Latest IV / EM
41%
EM ±4.8% · $65 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.65$0.81$0.98$1.14$1.30 Actual $1.00Actual $0.92Actual $0.85Actual $0.65Actual $0.78Actual $0.77Actual $0.77Actual $0.92Est $0.88Actual $1.05Est $1.02Actual $1.13Est $1.11Actual $1.13Est $1.10Actual $1.30Est $1.25 MarJunSepMarJunSepMarJun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$599M$1.2B$1.8B$2.4B Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu Jul 16, 2026Jun/2026 $1.30 $1.25 +4.0% +35.9% +4.6% earnings
Thu Apr 16, 20268K 2026-04-16 $1.13 $1.10 +2.7% — -1.2% earnings
Wed Jan 21, 20268K 2026-01-21 $1.13 $1.11 +1.8% — +7.1% earnings
Wed Oct 15, 2025Sep/2025 $1.05 $1.02 +2.9% — -0.2% earnings
Thu Jul 17, 2025Jun/2025 $0.92 $0.88 +4.5% — +3.9% earnings
Mon Mar 31, 2025Mar 2025 $0.77 — — — — financials
Mon Sep 30, 2024Sep 2024 $0.77 — — — — financials
Sun Jun 30, 2024Jun 2024 $0.78 — — — — financials
Sun Mar 31, 2024Mar 2024 $0.65 — — — — financials
Sat Sep 30, 2023Sep 2023 $0.85 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.92 — — — — financials
Fri Mar 31, 2023Mar 2023 $1.00 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$2.28B$2.17B—$2.12B$2.04B$1.94B—$1.90B
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$587M$517M—$494M$436M$373M—$382M
EPS (diluted)$1.30$1.13—$1.05$0.92$0.77—$0.77

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents————————
Inventory————————
Total current assets————————
Total assets$233.84B$227.92B$226.35B$222.75B$218.31B$220.15B$217.52B$219.71B
Long-term debt$15.19B$12.26B$11.22B$10.44B$12.53B$12.27B$12.40B$13.94B
Total liabilities$207.65B$201.75B$200.03B$196.92B$193.08B$195.28B$193.27B$194.77B
Total equity$26.18B$26.17B$26.32B$25.83B$25.23B$24.87B$24.25B$24.93B

Implied volatility — last 90 days

20%34%48%62%76% Jun 07 — IV 31% · EM ±4.3%Jun 08 — IV 33% · EM ±4.4%Jun 09 — IV 33% · EM ±4.1%Jun 10 — IV 31% · EM ±3.7%Jun 11 — IV 32% · EM ±3.6%Jun 12 — IV 30% · EM ±3.1%Jun 15 — IV 31% · EM ±2.3%Jun 16 — IV 36% · EM ±2.1%Jun 17 — IV 53% · EM ±2.2%Jun 19 — IV 32% · EM ±7.0%Jun 22 — IV 35% · EM ±7.4%Jun 23 — IV 32% · EM ±6.6%Jun 24 — IV 36% · EM ±7.2%Jun 25 — IV 32% · EM ±6.3%Jun 26 — IV 30% · EM ±5.6%Jun 29 — IV 30% · EM ±5.4%Jun 30 — IV 31% · EM ±5.4%Jul 01 — IV 30% · EM ±5.0%Jul 02 — IV 33% · EM ±5.4%Jul 03 — IV 34% · EM ±5.3%Jul 06 — IV 36% · EM ±4.9%Jul 07 — IV 35% · EM ±4.7%Jul 08 — IV 42% · EM ±5.3%Jul 09 — IV 42% · EM ±5.0%Jul 10 — IV 45% · EM ±4.9%Jul 13 — IV 53% · EM ±4.4%Jul 14 — IV 58% · EM ±4.2%Jul 15 — IV 77% · EM ±4.5%Jul 16 — IV 56% · EM ±2.4%Jul 20 — IV 26% · EM ±6.2%Jul 21 — IV 25% · EM ±5.9%Jul 22 — IV 27% · EM ±6.1%Jul 23 — IV 25% · EM ±5.6%Jul 24 — IV 26% · EM ±5.7%Jul 27 — IV 28% · EM ±5.8%Jul 28 — IV 27% · EM ±5.6%Jul 29 — IV 26% · EM ±5.2%Jul 30 — IV 28% · EM ±5.5%Jul 31 — IV 25% · EM ±4.8%Aug 03 — IV 28% · EM ±4.9%Aug 04 — IV 29% · EM ±5.0%Aug 05 — IV 27% · EM ±4.6%Aug 06 — IV 25% · EM ±4.1%Aug 07 — IV 26% · EM ±4.1%Aug 10 — IV 27% · EM ±3.7%Aug 11 — IV 26% · EM ±3.4%Aug 12 — IV 31% · EM ±3.8%Aug 13 — IV 21% · EM ±2.4%Aug 14 — IV 20% · EM ±2.2%Aug 17 — IV 22% · EM ±1.8%Aug 18 — IV 30% · EM ±2.2%Aug 19 — IV 43% · EM ±2.6%Aug 20 — IV 29% · EM ±1.2%Aug 24 — IV 25% · EM ±5.1%Aug 25 — IV 24% · EM ±4.9%Aug 26 — IV 24% · EM ±4.8%Aug 27 — IV 24% · EM ±4.7%Aug 28 — IV 23% · EM ±4.4%Aug 31 — IV 24% · EM ±4.3%Sep 01 — IV 25% · EM ±4.3%Sep 02 — IV 23% · EM ±3.8%Sep 03 — IV 25% · EM ±4.1%Sep 04 — IV 25% · EM ±3.9%Sep 07 — IV 28% · EM ±3.9%Sep 08 — IV 26% · EM ±3.4%Sep 09 — IV 27% · EM ±3.4%Sep 10 — IV 26% · EM ±3.0%Sep 11 — IV 25% · EM ±2.7%Sep 14 — IV 31% · EM ±2.6%Sep 15 — IV 30% · EM ±2.1%Sep 16 — IV 45% · EM ±2.7%Sep 17 — IV 35% · EM ±1.4%Sep 21 — IV 29% · EM ±6.0%Sep 22 — IV 32% · EM ±6.6%Sep 23 — IV 29% · EM ±5.8%Sep 24 — IV 31% · EM ±6.1%Sep 25 — IV 30% · EM ±5.8%Sep 28 — IV 32% · EM ±5.7%Sep 29 — IV 34% · EM ±5.9%Sep 30 — IV 32% · EM ±5.4%Oct 01 — IV 35% · EM ±5.7%Oct 02 — IV 34% · EM ±5.3%Oct 05 — IV 32% · EM ±4.4%Oct 06 — IV 38% · EM ±5.0%Oct 07 — IV 41% · EM ±5.2%Oct 08 — IV 41% · EM ±4.8%

Sector peers

FCNCA
First Citizens BancShares, Inc.
$23.4B $2,196.76+3.6%
RF
Regions Financial Corporation
$22.7B $28.40+2.0%
HBAN
Huntington Bancshares Incorporated
$30.6B $15.66+0.8%
NTRS
Northern Trust Corporation
$30.8B $165.82+0.2%
MTB
M&T Bank Corporation
$31.3B $222.83+2.0%
EWBC
East West Bancorp, Inc.
$17.2B $132.65+3.4%

CFG earnings FAQ

What is CFG's expected move for earnings?

Options currently price a move of about ±4.8%, or $3.16 per share either way from $65.24.

How does CFG stock usually react to earnings?

Across the last 5 reports the average next-day move was ±3.4%, up 3 times and down 2 times.

What is CFG's implied volatility?

CFG's at-the-money implied volatility is about 41% based on the latest options snapshot.

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