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Chime Financial, Inc.

CHYM Finance Finance: Consumer Services
$21.82
Today
as of Jul 22, 16:47 ET
Last 30 days +23.70% Jun 15 → Jul 22
$16.14 $17.80 $19.47 $21.13 $22.79 Jun 15 Jun 23 Jun 30 Jul 08 Jul 15 Jul 22
Open
$18.14
High
$18.20
Low
$17.34
Volume
$3M
Avg Vol
$4M
Mkt Cap
$8.4B
P/E (TTM)
Beta
52w High
$44.94
52w Low
$16.17
Div Yield
Shares Out

Recent Press Releases & News last 60 days · 17 items

▸ Show all 17 press releases & news Free account →

Overview

52-week range
$16
$45
20% of range
Avg surprise (last 2)
+141.5%
Avg reaction (last 1)
+4.5%
100% positive
Latest IV / EM
79%
EM ±18.0% · $23 · Aug 21

Earnings trends

EPS — actual vs estimate Actual Estimate
$-7.29$-5.44$-3.58$-1.73$0.13 Actual $-0.34Actual $-7.29Est $-4.85Actual $-0.15Actual $0.13Est $0.03 JunSepMarJun/2025SepMar/2026
Revenue vs Net Income Revenue Net income
$-923M$-523M$-122M$279M$680M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Wed May 6, 2026Mar/2026 $0.13 $0.03 +333.3% +4.5% earnings
Tue Sep 30, 2025Sep 2025 $-0.15 financials
Thu Aug 7, 2025Jun/2025 $-7.29 $-4.85 -50.3% earnings
Mon Mar 31, 2025Mar 2025 financials
Mon Sep 30, 2024Sep 2024 $-0.34 financials
Sun Jun 30, 2024Jun 2024 financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Wed Aug 5, 2026Jun/2026AMC -$0.01-$7.29 +99.9%

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$647M$544M$528M$519M$422M$384M
Cost of revenue$67M$69M$67M$60M$54M$51M
Gross profit$580M$474M$461M$458M$368M$334M
Operating income$46M$-65M$-931M$9M$-31M$-9M
Net income$53M$-55M$-923M$13M$-22M$385,000
EPS (diluted)$0.13$-0.15$-7.29$-0.34

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$608M$466M$445M$868M$318M$338M$271M$295M
Inventory
Total current assets$1.74B$1.76B$1.76B$1.74B$1.29B
Total assets$1.95B$1.96B$1.96B$1.90B$1.46B
Long-term debt
Total liabilities$509M$563M$519M$474M$502M
Total equity$1.44B$1.40B$1.44B$1.43B$-1.91B$-1.93B$-1.92B$-1.91B

Implied volatility — last 90 days

61%81%101%120%140% Jun 07 — IV 68% · EM ±9.4%Jun 08 — IV 66% · EM ±8.7%Jun 09 — IV 69% · EM ±8.6%Jun 10 — IV 89% · EM ±10.5%Jun 11 — IV 76% · EM ±8.4%Jun 12 — IV 76% · EM ±7.8%Jun 15 — IV 84% · EM ±6.1%Jun 16 — IV 74% · EM ±4.4%Jun 17 — IV 140% · EM ±5.9%Jun 19 — IV 62% · EM ±13.6%Jun 22 — IV 69% · EM ±14.5%Jun 23 — IV 67% · EM ±13.8%Jun 24 — IV 67% · EM ±13.3%Jun 25 — IV 66% · EM ±12.9%Jun 26 — IV 66% · EM ±12.7%Jun 29 — IV 71% · EM ±12.6%Jun 30 — IV 65% · EM ±11.2%Jul 01 — IV 68% · EM ±11.4%Jul 02 — IV 65% · EM ±10.6%Jul 03 — IV 67% · EM ±10.5%Jul 06 — IV 76% · EM ±10.5%Jul 07 — IV 73% · EM ±9.6%Jul 08 — IV 76% · EM ±9.5%Jul 09 — IV 75% · EM ±8.9%Jul 10 — IV 78% · EM ±8.6%Jul 13 — IV 84% · EM ±7.1%Jul 14 — IV 90% · EM ±6.5%Jul 15 — IV 103% · EM ±6.1%Jul 16 — IV 93% · EM ±3.9%Jul 20 — IV 78% · EM ±18.5%Jul 21 — IV 75% · EM ±17.5%Jul 22 — IV 79% · EM ±18.0%

Sector peers

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