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Citizens, Inc.

CIA Finance Life Insurance
$5.10
▼ -0.4% Today
as of Jul 22, 16:47 ET
Last 30 days -8.93% Jun 15 → Jul 22
$5.00 $5.37 $5.74 $6.11 $6.48 Jun 15 Jun 23 Jun 30 Jul 08 Jul 15 Jul 22
Open
$5.04
High
$5.43
Low
$5.01
Volume
$156,555
Avg Vol
$150,868
Mkt Cap
$268M
P/E (TTM)
Beta
52w High
$6.40
52w Low
$3.25
Div Yield
Shares Out

Recent Press Releases & News last 60 days · 2 items

Overview

52-week range
$3.25
$6.40
59% of range
Avg surprise (last 3)
+41.7%
Avg reaction (last 2)
+3.0%
100% positive
Latest IV / EM
141%
EM ±32.4% · $5 · Aug 21

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.02$0.05$0.07$0.10$0.13 Actual $0.02Est $0.05Actual $0.13Est $0.04Actual $0.03Est $0.05 Mar/2025Jun/2025Mar/2026
Revenue vs Net Income Revenue Net income
$-2M$16M$33M$51M$68M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu May 7, 2026Mar/2026 $0.03 $0.05 -40.0% +50.0% +0.7% earnings
Thu Aug 7, 2025Jun/2025 $0.13 $0.04 +225.0% earnings
Thu May 8, 2025Mar/2025 $0.02 $0.05 -60.0% +5.2% earnings

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Thu Aug 6, 2026Jun/2026OTHER $0.07$0.13 -46.1%

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$60M$63M$65M$56M$62M$62M
Cost of revenue
Gross profit
Operating income
Net income$2M$2M$6M$-2M$3M$4M
EPS (diluted)

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$19M$23M$23M$23M$18M$29M$32M$26M
Inventory
Total current assets
Total assets$1.74B$1.75B$1.74B$1.71B$1.70B$1.69B$1.74B$1.66B
Long-term debt
Total liabilities$1.50B$1.52B$1.52B$1.48B$1.48B$1.47B$1.53B$1.47B
Total equity$239M$235M$226M$229M$218M$210M$208M$191M

Implied volatility — last 90 days

102%213%325%436%548% Jun 07 — IV 112% · EM ±15.4%Jun 08 — IV 143% · EM ±18.9%Jun 09 — IV 162% · EM ±20.3%Jun 10 — IV 197% · EM ±23.2%Jun 11 — IV 189% · EM ±20.9%Jun 12 — IV 211% · EM ±21.6%Jun 15 — IV 346% · EM ±25.0%Jun 16 — IV 422% · EM ±24.9%Jun 17 — IV 548% · EM ±22.9%Jun 19 — IV 102% · EM ±22.6%Jun 22 — IV 167% · EM ±34.9%Jun 23 — IV 170% · EM ±34.8%Jun 24 — IV 200% · EM ±40.1%Jun 25 — IV 189% · EM ±37.0%Jun 26 — IV 270% · EM ±51.7%Jun 29 — IV 237% · EM ±42.1%Jun 30 — IV 187% · EM ±32.2%Jul 01 — IV 146% · EM ±24.4%Jul 02 — IV 239% · EM ±38.7%Jul 03 — IV 248% · EM ±38.7%Jul 06 — IV 255% · EM ±35.3%Jul 07 — IV 225% · EM ±29.7%Jul 08 — IV 249% · EM ±31.1%Jul 09 — IV 235% · EM ±27.7%Jul 10 — IV 264% · EM ±29.2%Jul 13 — IV 176% · EM ±14.7%Jul 14 — IV 350% · EM ±25.3%Jul 15 — IV 411% · EM ±24.3%Jul 16 — IV 483% · EM ±20.2%Jul 20 — IV 132% · EM ±31.1%Jul 21 — IV 144% · EM ±33.5%Jul 22 — IV 141% · EM ±32.4%

Sector peers

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