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Citizens, Inc.

CIA Finance Life Insurance
$3.95
▼ -0.4% Today
as of Sep 4, 16:47 ET
Last 30 days -22.24% Jul 28 → Sep 04
$3.61 $4.01 $4.40 $4.79 $5.19 Jul 28 Aug 05 Aug 12 Aug 20 Aug 27 Sep 04
Open
$3.94
High
$3.99
Low
$3.85
Volume
$101,220
Avg Vol
$117,327
Mkt Cap
$198M
P/E (TTM)
Beta
52w High
$6.54
52w Low
$3.56
Div Yield
Shares Out

Recent Press Releases & News last 60 days · 2 items

Overview

52-week range
$3.56
$6.54
13% of range
Avg surprise (last 3)
+41.7%
Avg reaction (last 2)
+3.0%
100% positive
Latest IV / EM
340%
EM ±53.2% · $5 · Sep 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.02$0.05$0.07$0.10$0.13 Actual $0.02Est $0.05Actual $0.13Est $0.04Actual $0.03Est $0.05 Mar/2025Jun/2025Mar/2026
Revenue vs Net Income Revenue Net income
$-2M$16M$33M$51M$68M Mar 25Jun 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu May 7, 2026Mar/2026 $0.03 $0.05 -40.0% +50.0% +0.7% earnings
Thu Aug 7, 2025Jun/2025 $0.13 $0.04 +225.0% earnings
Thu May 8, 2025Mar/2025 $0.02 $0.05 -60.0% +5.2% earnings

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$60M$60M$65M$56M
Cost of revenue
Gross profit
Operating income
Net income$-425,000$2M$6M$-2M
EPS (diluted)

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$17M$19M$23M$23M$23M$18M$29M$32M
Inventory
Total current assets
Total assets$1.75B$1.74B$1.75B$1.74B$1.71B$1.70B$1.69B$1.74B
Long-term debt
Total liabilities$1.52B$1.50B$1.52B$1.52B$1.48B$1.48B$1.47B$1.53B
Total equity$235M$239M$235M$226M$229M$218M$210M$208M

Implied volatility — last 90 days

102%454%807%1159%1512% Jun 07 — IV 112% · EM ±15.4%Jun 08 — IV 143% · EM ±18.9%Jun 09 — IV 162% · EM ±20.3%Jun 10 — IV 197% · EM ±23.2%Jun 11 — IV 189% · EM ±20.9%Jun 12 — IV 211% · EM ±21.6%Jun 15 — IV 346% · EM ±25.0%Jun 16 — IV 422% · EM ±24.9%Jun 17 — IV 548% · EM ±22.9%Jun 19 — IV 102% · EM ±22.6%Jun 22 — IV 167% · EM ±34.9%Jun 23 — IV 170% · EM ±34.8%Jun 24 — IV 200% · EM ±40.1%Jun 25 — IV 189% · EM ±37.0%Jun 26 — IV 270% · EM ±51.7%Jun 29 — IV 237% · EM ±42.1%Jun 30 — IV 187% · EM ±32.2%Jul 01 — IV 146% · EM ±24.4%Jul 02 — IV 239% · EM ±38.7%Jul 03 — IV 248% · EM ±38.7%Jul 06 — IV 255% · EM ±35.3%Jul 07 — IV 225% · EM ±29.7%Jul 08 — IV 249% · EM ±31.1%Jul 09 — IV 235% · EM ±27.7%Jul 10 — IV 264% · EM ±29.2%Jul 13 — IV 176% · EM ±14.7%Jul 14 — IV 350% · EM ±25.3%Jul 15 — IV 411% · EM ±24.3%Jul 16 — IV 483% · EM ±20.2%Jul 20 — IV 132% · EM ±31.1%Jul 21 — IV 144% · EM ±33.5%Jul 22 — IV 141% · EM ±32.4%Jul 23 — IV 160% · EM ±36.1%Jul 24 — IV 150% · EM ±33.1%Jul 27 — IV 137% · EM ±28.5%Jul 28 — IV 142% · EM ±29.0%Jul 29 — IV 143% · EM ±28.6%Jul 30 — IV 144% · EM ±28.3%Jul 31 — IV 157% · EM ±30.1%Aug 03 — IV 154% · EM ±27.4%Aug 04 — IV 160% · EM ±27.5%Aug 05 — IV 158% · EM ±26.3%Aug 06 — IV 167% · EM ±26.9%Aug 07 — IV 446% · EM ±69.7%Aug 10 — IV 461% · EM ±63.8%Aug 11 — IV 529% · EM ±69.9%Aug 12 — IV 428% · EM ±53.6%Aug 13 — IV 510% · EM ±60.3%Aug 14 — IV 479% · EM ±52.9%Aug 17 — IV 768% · EM ±64.1%Aug 18 — IV 891% · EM ±64.5%Aug 19 — IV 1028% · EM ±60.7%Aug 20 — IV 1512% · EM ±63.2%Aug 24 — IV 310% · EM ±64.7%Aug 25 — IV 308% · EM ±63.0%Aug 26 — IV 311% · EM ±62.3%Aug 27 — IV 306% · EM ±59.9%Aug 28 — IV 306% · EM ±58.6%Aug 31 — IV 338% · EM ±59.8%Sep 01 — IV 389% · EM ±66.9%Sep 02 — IV 362% · EM ±60.4%Sep 03 — IV 350% · EM ±56.7%Sep 04 — IV 340% · EM ±53.2%

Sector peers

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