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Citizens Financial Services, Inc.

CZFS Finance Major Banks
$82.92
Today
as of Sep 4, 16:48 ET
Last 30 days +7.86% Jul 28 → Sep 04
$75.80 $77.91 $80.02 $82.14 $84.25 Jul 28 Aug 05 Aug 12 Aug 20 Aug 27 Sep 04
Open
$82.73
High
$84.05
Low
$81.99
Volume
$10,167
Avg Vol
$13,126
Mkt Cap
$395M
P/E (TTM)
13.02
Beta
52w High
$84.65
52w Low
$52.35
Div Yield
Shares Out

Recent Press Releases & News last 60 days · 8 items

▸ Show all 8 press releases & news Free account →

Overview

52-week range
$52
$85
95% of range
Avg surprise (last 2)
+8.0%
Avg reaction (last 1)
-1.0%
0% positive

Earnings trends

EPS — actual vs estimate Actual Estimate
$-1.00$-0.21$0.58$1.37$2.16 Actual $1.71Actual $-1.00Actual $1.59Actual $1.48Actual $1.10Actual $1.57Actual $1.60Est $1.49Actual $1.76Est $1.62Actual $2.09Actual $2.16Actual $2.12 MarJunSepMarJunSepMar/2025Jun/2025SepMarJun
Revenue vs Net Income Revenue Net income
$0$3M$5M$8M$11M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jun 30, 2026Jun 2026 $2.12 financials
Tue Mar 31, 2026Mar 2026 $2.16 financials
Tue Sep 30, 2025Sep 2025 $2.09 financials
Wed Jul 30, 2025Jun/2025 $1.76 $1.62 +8.6% earnings
Wed Apr 30, 2025Mar/2025 $1.60 $1.49 +7.4% -1.0% earnings
Mon Sep 30, 2024Sep 2024 $1.57 financials
Sun Jun 30, 2024Jun 2024 $1.10 financials
Sun Mar 31, 2024Mar 2024 $1.48 financials
Sat Sep 30, 2023Sep 2023 $1.59 financials
Fri Jun 30, 2023Jun 2023 $-1.00 financials
Fri Mar 31, 2023Mar 2023 $1.71 financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$2M$2M$3M$2M$2M$3M
Cost of revenue
Gross profit
Operating income
Net income$10M$10M$10M$8M$8M$8M
EPS (diluted)$2.12$2.16$2.09$1.76$1.59$1.57

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$39M$33M$34M$31M$49M$37M$42M$37M
Inventory
Total current assets
Total assets$3.19B$3.03B$3.06B$3.06B$2.97B$3.02B$3.03B$3.03B
Long-term debt
Total liabilities$2.84B$2.68B$2.73B$2.73B$2.65B$2.71B$2.73B$2.73B
Total equity$353M$344M$338M$328M$314M$308M$300M$299M

Implied volatility — last 90 days

No IV snapshots yet for CZFS.

IV is captured twice daily (9:15 AM & 4:30 PM ET) for tickers with upcoming earnings. Comes online automatically once the next options refresh runs.

Sector peers

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