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Ellington Credit Company

EARN Real Estate Real Estate Investment Trusts
$3.58
▲ +0.6% Today
as of Oct 22, 16:48 ET
Last 30 days -14.15% Sep 14 → Oct 22
$3.18 $3.47 $3.77 $4.07 $4.36 Sep 14 Sep 22 Sep 29 Oct 07 Oct 14 Oct 22
Open
$3.47
High
$3.63
Low
$3.45
Volume
$348,319
Avg Vol
$414,950
Mkt Cap
$167M
P/E (TTM)
—
Beta
—
52w High
$5.72
52w Low
$3.22
Div Yield
—
Shares Out
$28M

Recent Press Releases & News last 60 days · 2 items

EARN earnings at a glance

The options market is pricing a move of about ±56.3% after the report, a range of roughly $1.56 to $5.60 from today's $3.58. Over its last 2 reports the stock rose the next day 0 times and fell 2, moving ±1.4% on average; after the most recent report on May 19, 2026 it moved -2.3%. That means options currently expect more movement than EARN has typically delivered. EARN beat the consensus EPS estimate in 0 of its last 2 reported quarters. Implied volatility is currently 477%. The share price of $3.58 sits near its 52-week low.

More Real Estate stocks · All stocks · Earnings calendar

Overview

52-week range
$3.22
$5.72
14% of range
Avg surprise (last 2)
-9.0%
Avg reaction (last 2)
-1.4%
0% positive
Latest IV / EM
477%
EM ±56.3% · $3 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$-0.32$-0.05$0.23$0.50$0.77 Actual $0.26Est $0.27Actual $0.18Est $0.21Actual $0.19 Mar/2025Jun/2025Mar/2026
Revenue vs Net Income Revenue Net income
$-11M$-7M$-3M$1M$6M Mar 23Jun 23Sep 23Jun 24Sep 24

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue May 19, 2026Mar/2026 $0.19 — — -26.9% -2.3% earnings
Tue Aug 19, 2025Jun/2025 $0.18 $0.21 -14.3% — — earnings
Tue May 20, 2025Mar/2025 $0.26 $0.27 -3.7% — -0.5% earnings

Financials

Income statement (quarterly)

MetricSep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022
Revenue————————
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$5M$-815,000——$-11M$1M$2M—
EPS (diluted)————————

Balance sheet (quarterly)

MetricSep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022
Cash & equivalents$26M$119M—$39M$40M$44M$37M$35M
Inventory————————
Total current assets————————
Total assets$752M$933M$964M$946M$1.06B$1.08B$1.12B$1.05B
Long-term debt————————
Total liabilities$561M$787M$821M$809M$953M$967M$1.01B$941M
Total equity$192M$146M—$136M$111M$117M$115M$112M

Implied volatility — last 90 days

103%253%402%552%702% Jun 07 — IV 132% · EM ±18.2%Jun 08 — IV 172% · EM ±22.7%Jun 11 — IV 116% · EM ±12.8%Jun 24 — IV 161% · EM ±32.3%Jul 01 — IV 172% · EM ±28.7%Jul 21 — IV 143% · EM ±33.3%Aug 19 — IV 691% · EM ±40.8%Aug 20 — IV 668% · EM ±27.9%Aug 24 — IV 150% · EM ±31.2%Aug 25 — IV 149% · EM ±30.5%Aug 26 — IV 118% · EM ±23.6%Aug 27 — IV 103% · EM ±20.2%Aug 28 — IV 118% · EM ±22.5%Aug 31 — IV 116% · EM ±20.6%Sep 01 — IV 128% · EM ±22.0%Sep 02 — IV 156% · EM ±26.1%Sep 03 — IV 134% · EM ±21.7%Sep 04 — IV 117% · EM ±18.3%Sep 07 — IV 132% · EM ±18.3%Sep 08 — IV 157% · EM ±20.7%Sep 09 — IV 157% · EM ±19.7%Sep 10 — IV 167% · EM ±19.7%Sep 11 — IV 178% · EM ±19.7%Sep 14 — IV 531% · EM ±44.4%Sep 15 — IV 648% · EM ±46.9%Sep 16 — IV 505% · EM ±29.8%Sep 17 — IV 703% · EM ±29.3%Sep 22 — IV 201% · EM ±41.1%Sep 23 — IV 171% · EM ±34.2%Sep 24 — IV 183% · EM ±35.9%Sep 25 — IV 184% · EM ±35.2%Sep 28 — IV 235% · EM ±41.6%Sep 29 — IV 197% · EM ±33.9%Sep 30 — IV 289% · EM ±48.3%Oct 01 — IV 241% · EM ±38.9%Oct 02 — IV 294% · EM ±45.9%Oct 06 — IV 498% · EM ±65.8%Oct 07 — IV 447% · EM ±56.0%Oct 08 — IV 477% · EM ±56.3%

Sector peers

EARN earnings FAQ

What is EARN's expected move for earnings?

Options currently price a move of about ±56.3%, or $2.02 per share either way from $3.58.

How does EARN stock usually react to earnings?

Across the last 2 reports the average next-day move was ±1.4%, up 0 times and down 2 times.

What is EARN's implied volatility?

EARN's at-the-money implied volatility is about 477% based on the latest options snapshot.

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