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Enova International, Inc.

ENVA Finance Finance: Consumer Services
$222.53
▼ -0.0% Today
as of Jul 22, 16:48 ET
Last 30 days +17.62% Jun 15 → Jul 22
$184.92 $200.29 $215.67 $231.05 $246.42 Jun 15 Jun 23 Jun 30 Jul 08 Jul 15 Jul 22
Open
$169.03
High
$170.75
Low
$166.90
Volume
$177,285
Avg Vol
$281,801
Mkt Cap
$5.7B
P/E (TTM)
18.06
Beta
52w High
$176.68
52w Low
$92.55
Div Yield
Shares Out
$25M

Recent Press Releases & News last 60 days · 18 items

▸ Show all 18 press releases & news Free account →

Overview

52-week range
$93
$177
100% of range
Avg surprise (last 2)
+8.8%
Avg reaction (last 2)
-2.4%
50% positive
Latest IV / EM
60%
EM ±13.8% · $220 · Aug 21

Earnings trends

EPS — actual vs estimate Actual Estimate
$1.29$1.83$2.38$2.92$3.46 Actual $1.50Actual $1.29Actual $1.64Actual $1.93Actual $1.57Actual $2.75Est $2.53Actual $2.95Est $2.71Actual $3.03Actual $3.46 JunSepMarJunSepMar/2025Jun/2025SepMar
Revenue vs Net Income Revenue Net income
$0$230M$459M$689M$919M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $3.46 financials
Tue Sep 30, 2025Sep 2025 $3.03 financials
Thu Jul 24, 2025Jun/2025 $2.95 $2.71 +8.9% -5.0% earnings
Tue Apr 29, 2025Mar/2025 $2.75 $2.53 +8.7% +0.3% earnings
Mon Sep 30, 2024Sep 2024 $1.57 financials
Sun Jun 30, 2024Jun 2024 $1.93 financials
Sun Mar 31, 2024Mar 2024 $1.64 financials
Sat Sep 30, 2023Sep 2023 $1.29 financials
Fri Jun 30, 2023Jun 2023 $1.50 financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Thu Jul 23, 2026Jun/2026AMC $3.73$2.95 +26.4%

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$875M$803M$764M$746M$690M$628M
Cost of revenue
Gross profit$529M$461M$441M$426M$400M$370M
Operating income$207M$197M$184M$172M$154M$145M
Net income$91M$80M$76M$73M$43M$54M
EPS (diluted)$3.46$3.03$2.86$2.69$1.57$1.93

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$96M$72M$54M$56M$56M$74M$68M$60M
Inventory
Total current assets
Total assets$6.88B$6.47B$5.96B$5.72B$5.46B$5.27B$4.98B$4.82B
Long-term debt
Total liabilities$5.48B$5.13B$4.68B$4.50B$4.26B$4.07B$3.80B$3.67B
Total equity$1.40B$1.34B$1.28B$1.23B$1.20B$1.20B$1.18B$1.15B

Implied volatility — last 90 days

37%53%70%86%102% Jun 07 — IV 44% · EM ±6.1%Jun 08 — IV 43% · EM ±5.7%Jun 09 — IV 42% · EM ±5.3%Jun 10 — IV 43% · EM ±5.0%Jun 11 — IV 44% · EM ±4.8%Jun 12 — IV 41% · EM ±4.2%Jun 15 — IV 51% · EM ±3.7%Jun 16 — IV 52% · EM ±3.0%Jun 17 — IV 103% · EM ±4.3%Jun 19 — IV 38% · EM ±8.3%Jun 22 — IV 41% · EM ±8.5%Jun 23 — IV 41% · EM ±8.3%Jun 24 — IV 42% · EM ±8.3%Jun 25 — IV 39% · EM ±7.7%Jun 26 — IV 40% · EM ±7.6%Jun 29 — IV 41% · EM ±7.2%Jun 30 — IV 40% · EM ±6.9%Jul 01 — IV 42% · EM ±6.9%Jul 02 — IV 43% · EM ±7.0%Jul 03 — IV 45% · EM ±7.0%Jul 06 — IV 50% · EM ±6.9%Jul 07 — IV 46% · EM ±6.1%Jul 08 — IV 50% · EM ±6.3%Jul 09 — IV 46% · EM ±5.4%Jul 10 — IV 44% · EM ±4.9%Jul 13 — IV 53% · EM ±4.4%Jul 14 — IV 53% · EM ±3.8%Jul 15 — IV 62% · EM ±3.6%Jul 16 — IV 77% · EM ±3.2%Jul 20 — IV 59% · EM ±13.9%Jul 21 — IV 60% · EM ±14.0%Jul 22 — IV 60% · EM ±13.8%

Sector peers

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