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Enova International, Inc.

ENVA Finance Finance: Consumer Services
$168.82
▲ +0.6% Today
as of Jun 7, 07:14 ET
Last 30 days -2.15% Apr 28 → Jun 05
$156.12 $161.16 $166.20 $171.25 $176.29 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$169.03
High
$170.75
Low
$166.90
Volume
$177,285
Avg Vol
$281,801
Mkt Cap
$4.0B
P/E (TTM)
18.06
Beta
52w High
$176.68
52w Low
$92.55
Div Yield
Shares Out
$25M

Overview

52-week range
$93
$177
91% of range
Avg surprise (last 1)
+8.7%
Avg reaction (last 1)
+0.3%
100% positive
Latest IV / EM
44%
EM ±6.1% · $170 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$1.29$1.83$2.38$2.92$3.46 Actual $1.50Actual $1.29Actual $1.64Actual $1.93Actual $1.57Actual $2.75Est $2.53Actual $2.86Actual $3.03Actual $3.46 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$0$230M$459M$689M$919M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $3.46 financials
Tue Sep 30, 2025Sep 2025 $3.03 financials
Mon Jun 30, 2025Jun 2025 $2.86 financials
Tue Apr 29, 2025Mar/2025 $2.75 $2.53 +8.7% +0.3% earnings
Mon Sep 30, 2024Sep 2024 $1.57 financials
Sun Jun 30, 2024Jun 2024 $1.93 financials
Sun Mar 31, 2024Mar 2024 $1.64 financials
Sat Sep 30, 2023Sep 2023 $1.29 financials
Fri Jun 30, 2023Jun 2023 $1.50 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$875M$803M$764M$746M$690M$628M
Cost of revenue
Gross profit$529M$461M$441M$426M$400M$370M
Operating income$207M$197M$184M$172M$154M$145M
Net income$91M$80M$76M$73M$43M$54M
EPS (diluted)$3.46$3.03$2.86$2.69$1.57$1.93

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$96M$72M$54M$56M$56M$74M$68M$60M
Inventory
Total current assets
Total assets$6.88B$6.47B$5.96B$5.72B$5.46B$5.27B$4.98B$4.82B
Long-term debt
Total liabilities$5.48B$5.13B$4.68B$4.50B$4.26B$4.07B$3.80B$3.67B
Total equity$1.40B$1.34B$1.28B$1.23B$1.20B$1.20B$1.18B$1.15B

Implied volatility — last 90 days

39%41%44%46%49% Jun 07 — IV 44% · EM ±6.1%

Sector peers

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