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Enova International, Inc.

ENVA Finance Finance: Consumer Services
$230.58
▲ +0.1% Today
as of Sep 4, 16:48 ET
Last 30 days -7.41% Jul 28 → Sep 04
$217.60 $230.45 $243.30 $256.14 $268.99 Jul 28 Aug 05 Aug 12 Aug 20 Aug 27 Sep 04
Open
$230.27
High
$235.82
Low
$230.27
Volume
$142,574
Avg Vol
$297,182
Mkt Cap
$6.3B
P/E (TTM)
21.98
Beta
52w High
$267.45
52w Low
$103.02
Div Yield
Shares Out
$25M

Recent Press Releases & News last 60 days · 25 items

▸ Show all 25 press releases & news Free account →

Overview

52-week range
$103
$267
78% of range
Avg surprise (last 2)
+8.8%
Avg reaction (last 2)
-2.4%
50% positive
Latest IV / EM
39%
EM ±6.2% · $230 · Sep 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$1.29$1.97$2.65$3.32$4.00 Actual $1.56Actual $1.50Actual $1.29Actual $1.64Actual $1.93Actual $1.57Actual $2.75Est $2.53Actual $2.95Est $2.71Actual $3.03Actual $3.46Actual $4.00 MarJunSepMarJunSepMar/2025Jun/2025SepMarJun
Revenue vs Net Income Revenue Net income
$0$244M$488M$732M$975M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jun 30, 2026Jun 2026 $4.00 financials
Tue Mar 31, 2026Mar 2026 $3.46 financials
Tue Sep 30, 2025Sep 2025 $3.03 financials
Thu Jul 24, 2025Jun/2025 $2.95 $2.71 +8.9% -5.0% earnings
Tue Apr 29, 2025Mar/2025 $2.75 $2.53 +8.7% +0.3% earnings
Mon Sep 30, 2024Sep 2024 $1.57 financials
Sun Jun 30, 2024Jun 2024 $1.93 financials
Sun Mar 31, 2024Mar 2024 $1.64 financials
Sat Sep 30, 2023Sep 2023 $1.29 financials
Fri Jun 30, 2023Jun 2023 $1.50 financials
Fri Mar 31, 2023Mar 2023 $1.56 financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$929M$875M$803M$764M$746M$690M
Cost of revenue
Gross profit$568M$529M$461M$441M$426M$400M
Operating income$237M$207M$197M$184M$172M$154M
Net income$105M$91M$80M$76M$73M$43M
EPS (diluted)$4.00$3.46$3.03$2.86$2.69$1.57

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$122M$96M$72M$54M$56M$56M$74M$68M
Inventory
Total current assets
Total assets$7.22B$6.88B$6.47B$5.96B$5.72B$5.46B$5.27B$4.98B
Long-term debt$5.01B$4.83B$4.50B$4.11B$3.96B$3.76B$3.29B
Total liabilities$5.73B$5.48B$5.13B$4.68B$4.50B$4.26B$4.07B$3.80B
Total equity$1.50B$1.40B$1.34B$1.28B$1.23B$1.20B$1.20B$1.18B

Implied volatility — last 90 days

35%52%69%85%102% Jun 07 — IV 44% · EM ±6.1%Jun 08 — IV 43% · EM ±5.7%Jun 09 — IV 42% · EM ±5.3%Jun 10 — IV 43% · EM ±5.0%Jun 11 — IV 44% · EM ±4.8%Jun 12 — IV 41% · EM ±4.2%Jun 15 — IV 51% · EM ±3.7%Jun 16 — IV 52% · EM ±3.0%Jun 17 — IV 103% · EM ±4.3%Jun 19 — IV 38% · EM ±8.3%Jun 22 — IV 41% · EM ±8.5%Jun 23 — IV 41% · EM ±8.3%Jun 24 — IV 42% · EM ±8.3%Jun 25 — IV 39% · EM ±7.7%Jun 26 — IV 40% · EM ±7.6%Jun 29 — IV 41% · EM ±7.2%Jun 30 — IV 40% · EM ±6.9%Jul 01 — IV 42% · EM ±6.9%Jul 02 — IV 43% · EM ±7.0%Jul 03 — IV 45% · EM ±7.0%Jul 06 — IV 50% · EM ±6.9%Jul 07 — IV 46% · EM ±6.1%Jul 08 — IV 50% · EM ±6.3%Jul 09 — IV 46% · EM ±5.4%Jul 10 — IV 44% · EM ±4.9%Jul 13 — IV 53% · EM ±4.4%Jul 14 — IV 53% · EM ±3.8%Jul 15 — IV 62% · EM ±3.6%Jul 16 — IV 77% · EM ±3.2%Jul 20 — IV 59% · EM ±13.9%Jul 21 — IV 60% · EM ±14.0%Jul 22 — IV 60% · EM ±13.8%Jul 23 — IV 60% · EM ±13.6%Jul 24 — IV 49% · EM ±10.7%Jul 27 — IV 51% · EM ±10.7%Jul 28 — IV 50% · EM ±10.3%Jul 29 — IV 51% · EM ±10.2%Jul 30 — IV 48% · EM ±9.4%Jul 31 — IV 48% · EM ±9.2%Aug 03 — IV 48% · EM ±8.5%Aug 04 — IV 48% · EM ±8.3%Aug 05 — IV 46% · EM ±7.7%Aug 06 — IV 46% · EM ±7.5%Aug 07 — IV 43% · EM ±6.7%Aug 10 — IV 45% · EM ±6.2%Aug 11 — IV 44% · EM ±5.8%Aug 12 — IV 42% · EM ±5.2%Aug 13 — IV 40% · EM ±4.7%Aug 14 — IV 36% · EM ±4.0%Aug 17 — IV 46% · EM ±3.8%Aug 18 — IV 45% · EM ±3.3%Aug 19 — IV 64% · EM ±3.8%Aug 20 — IV 65% · EM ±2.7%Aug 24 — IV 40% · EM ±8.4%Aug 25 — IV 41% · EM ±8.3%Aug 26 — IV 40% · EM ±8.1%Aug 27 — IV 39% · EM ±7.7%Aug 28 — IV 40% · EM ±7.7%Aug 31 — IV 41% · EM ±7.2%Sep 01 — IV 39% · EM ±6.7%Sep 02 — IV 39% · EM ±6.6%Sep 03 — IV 41% · EM ±6.6%Sep 04 — IV 39% · EM ±6.2%

Sector peers

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