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Home Bancorp, Inc.

HBCP Finance Banks
$61.56
▲ +3.0% Today
as of Oct 23, 15:18 ET
Last 30 days -11.30% Sep 14 → Oct 23
$58.66 $61.61 $64.56 $67.50 $70.45 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$59.50
High
$62.14
Low
$59.48
Volume
$193,037
Avg Vol
$73,608
Mkt Cap
$520M
P/E (TTM)
22.49
Beta
—
52w High
$74.50
52w Low
$52.07
Div Yield
—
Shares Out
$8M

Recent Press Releases & News last 60 days · 14 items

Oct 22 · 03:02 GuruFocus.com
Home Bancorp Inc (HBCP) (Q3 2026) Earnings Call Highlights: Record Net Interest Income ...
Oct 20 · 23:16 Simply Wall St.
Home Bancorp (HBCP) Stock Price Hit By Q3 Earnings Credit Strain
Oct 20 · 20:18 Motley Fool
Home Bancorp: 3 Key Takeaways for Long-Term Investors
▸ Show all 14 press releases & news Free account →

HBCP earnings at a glance

The options market is pricing a move of about ±7.5% after the report, a range of roughly $56.95 to $66.17 from today's $61.56. Over its last 6 reports the stock rose the next day 4 times and fell 2, moving ±3.2% on average; after the most recent report on Jul 20, 2026 it moved +0.6%. That means options currently expect more movement than HBCP has typically delivered. HBCP beat the consensus EPS estimate in 6 of its last 6 reported quarters. Implied volatility is currently 63%. The share price of $61.56 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$52
$74
42% of range
Avg surprise (last 6)
+10.7%
Avg reaction (last 6)
+1.6%
67% positive
Latest IV / EM
63%
EM ±7.5% · $65 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$1.14$1.25$1.36$1.48$1.59 Actual $1.37Est $1.14Actual $1.45Est $1.24Actual $1.59Est $1.37Actual $1.46Est $1.39Actual $1.45Est $1.39Actual $1.48Est $1.46 Mar/2025Jun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$3M$6M$9M$12M Mar 25Jun 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Mon Jul 20, 2026Jun/2026 $1.48 $1.46 +1.4% +0.7% +0.6% earnings
Mon Apr 20, 20268K 2026-04-20 $1.45 $1.39 +4.3% — -1.4% earnings
Mon Jan 26, 20268K 2026-01-26 $1.46 $1.39 +5.0% — -3.3% earnings
Mon Oct 20, 2025Sep/2025 $1.59 $1.37 +16.1% — +2.4% earnings
Mon Jul 21, 2025Jun/2025 $1.45 $1.24 +16.9% — +0.6% earnings
Mon Apr 21, 2025Mar/2025 $1.37 $1.14 +20.2% — +10.7% earnings

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue————————
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$12M$11M——$11M$11M——
EPS (diluted)$1.48$1.45——$1.45$1.37——

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents————————
Inventory————————
Total current assets————————
Total assets$3.60B$3.55B$3.49B$3.49B$3.49B$3.49B$3.44B$3.44B
Long-term debt————————
Total liabilities$3.15B$3.11B$3.06B$3.07B$3.08B$3.08B$3.05B$3.05B
Total equity$453M$444M$435M$423M$409M$403M$396M$393M

Implied volatility — last 90 days

31%65%100%134%169% Jun 07 — IV 60% · EM ±8.2%Jun 08 — IV 59% · EM ±7.8%Jun 09 — IV 64% · EM ±8.0%Jun 10 — IV 68% · EM ±8.0%Jun 11 — IV 75% · EM ±8.3%Jun 12 — IV 67% · EM ±6.9%Jun 15 — IV 114% · EM ±8.3%Jun 16 — IV 132% · EM ±7.8%Jun 19 — IV 44% · EM ±9.7%Jun 22 — IV 48% · EM ±10.1%Jun 23 — IV 41% · EM ±8.5%Jun 24 — IV 40% · EM ±8.1%Jun 25 — IV 41% · EM ±8.0%Jun 26 — IV 39% · EM ±7.5%Jun 29 — IV 41% · EM ±7.2%Jun 30 — IV 46% · EM ±7.9%Jul 01 — IV 42% · EM ±7.0%Jul 02 — IV 44% · EM ±7.1%Jul 03 — IV 45% · EM ±7.1%Jul 06 — IV 51% · EM ±7.1%Jul 07 — IV 56% · EM ±7.3%Jul 08 — IV 71% · EM ±8.9%Jul 09 — IV 73% · EM ±8.7%Jul 10 — IV 68% · EM ±7.5%Jul 13 — IV 84% · EM ±7.0%Jul 14 — IV 98% · EM ±7.1%Jul 20 — IV 36% · EM ±8.4%Jul 21 — IV 35% · EM ±8.1%Jul 22 — IV 35% · EM ±8.1%Jul 23 — IV 35% · EM ±7.8%Jul 24 — IV 32% · EM ±7.2%Jul 27 — IV 37% · EM ±7.7%Jul 28 — IV 38% · EM ±7.7%Jul 29 — IV 38% · EM ±7.6%Jul 30 — IV 38% · EM ±7.5%Jul 31 — IV 37% · EM ±7.0%Aug 03 — IV 51% · EM ±9.0%Aug 04 — IV 47% · EM ±8.1%Aug 05 — IV 61% · EM ±10.1%Aug 06 — IV 56% · EM ±9.0%Aug 07 — IV 53% · EM ±8.3%Aug 10 — IV 53% · EM ±7.4%Aug 12 — IV 64% · EM ±8.0%Aug 13 — IV 76% · EM ±9.0%Aug 14 — IV 70% · EM ±7.8%Aug 17 — IV 96% · EM ±8.0%Aug 18 — IV 101% · EM ±7.3%Aug 24 — IV 35% · EM ±7.2%Aug 25 — IV 37% · EM ±7.5%Aug 26 — IV 36% · EM ±7.2%Aug 27 — IV 38% · EM ±7.4%Aug 28 — IV 31% · EM ±6.0%Sep 01 — IV 50% · EM ±8.5%Sep 02 — IV 44% · EM ±7.4%Sep 09 — IV 57% · EM ±7.1%Sep 10 — IV 61% · EM ±7.2%Sep 17 — IV 169% · EM ±7.1%Sep 21 — IV 41% · EM ±8.7%Sep 22 — IV 37% · EM ±7.6%Sep 23 — IV 52% · EM ±10.4%Sep 24 — IV 45% · EM ±8.9%Sep 25 — IV 42% · EM ±8.0%Sep 28 — IV 61% · EM ±10.7%Sep 29 — IV 52% · EM ±8.9%Sep 30 — IV 48% · EM ±8.1%Oct 01 — IV 47% · EM ±7.6%Oct 02 — IV 54% · EM ±8.4%Oct 06 — IV 63% · EM ±8.3%Oct 08 — IV 63% · EM ±7.5%

Sector peers

GCBC
Greene County Bancorp, Inc.
$582M $35.35+2.3%
PBFS
Pioneer Bancorp, Inc.
$431M $18.23+1.6%
HIFS
Hingham Institution for Savings
$614M $301.49+2.8%
NECB
NorthEast Community Bancorp, Inc.
$376M $27.47-2.8%
TCBX
Third Coast Bancshares, Inc.
$687M $39.53-3.0%
TSBK
Timberland Bancorp, Inc.
$349M $46.62+2.3%

HBCP earnings FAQ

What is HBCP's expected move for earnings?

Options currently price a move of about ±7.5%, or $4.61 per share either way from $61.56.

How does HBCP stock usually react to earnings?

Across the last 6 reports the average next-day move was ±3.2%, up 4 times and down 2 times.

What is HBCP's implied volatility?

HBCP's at-the-money implied volatility is about 63% based on the latest options snapshot.

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