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HealthEquity, Inc.

HQY Consumer Discretionary Business Services
$97.04
▲ +1.0% Today
as of Sep 4, 16:50 ET
Last 30 days -5.11% Jul 28 → Sep 04
$92.32 $96.20 $100.09 $103.98 $107.86 Jul 28 Aug 05 Aug 12 Aug 20 Aug 27 Sep 04
Open
$97.03
High
$97.41
Low
$95.57
Volume
$432,152
Avg Vol
$929,584
Mkt Cap
$8.2B
P/E (TTM)
44.00
Beta
52w High
$107.62
52w Low
$72.76
Div Yield
Shares Out
$83M

Recent Press Releases & News last 60 days · 24 items

▸ Show all 24 press releases & news Free account →

Overview

52-week range
$73
$108
70% of range
Avg surprise (last 3)
+24.0%
Avg reaction (last 2)
+2.7%
100% positive
Latest IV / EM
30%
EM ±4.7% · $95 · Sep 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.05$0.30$0.56$0.82$1.07 Actual $0.05Actual $0.12Actual $0.17Actual $0.33Actual $0.40Actual $0.06Actual $0.61Actual $0.84Est $0.62Actual $0.92Est $0.75Actual $1.07Est $0.94Actual $0.78 AprJulOctAprJulOctAprApr/2025Jul/2025Apr/2026Jul
Revenue vs Net Income Revenue Net income
$0$93M$186M$279M$372M Oct 24Apr 25Jul 25Oct 25Apr 26Jul 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Fri Jul 31, 2026Jul 2026 $0.78 financials
Thu May 28, 2026Apr/2026 $1.07 $0.94 +13.8% +27.4% +4.6% earnings
Tue Sep 2, 2025Jul/2025 $0.92 $0.75 +22.7% earnings
Tue Jun 3, 2025Apr/2025 $0.84 $0.62 +35.5% +0.9% earnings
Wed Apr 30, 2025Apr 2025 $0.61 financials
Thu Oct 31, 2024Oct 2024 $0.06 financials
Wed Jul 31, 2024Jul 2024 $0.40 financials
Tue Apr 30, 2024Apr 2024 $0.33 financials
Tue Oct 31, 2023Oct 2023 $0.17 financials
Mon Jul 31, 2023Jul 2023 $0.12 financials
Sun Apr 30, 2023Apr 2023 $0.05 financials

Financials

Income statement (quarterly)

MetricJul 2026Apr 2026Jan 2026Oct 2025Jul 2025Apr 2025Jan 2025Oct 2024
Revenue$351M$355M$322M$326M$331M$300M
Cost of revenue$93M$98M$94M$93M$107M$103M
Gross profit$258M$256M$228M$233M$224M$197M
Operating income$99M$103M$79M$90M$83M$20M
Net income$66M$69M$52M$60M$54M$6M
EPS (diluted)$0.78$0.82$0.59$0.68$0.61$0.06

Balance sheet (quarterly)

MetricJul 2026Apr 2026Jan 2026Oct 2025Jul 2025Apr 2025Jan 2025Oct 2024
Cash & equivalents$256M$265M$319M$309M$304M$288M$296M$322M
Inventory
Total current assets$460M$467M$512M$499M$493M$473M$478M$495M
Total assets$3.27B$3.31B$3.38B$3.40B$3.42B$3.42B$3.45B$3.49B
Long-term debt$931M$943M$957M$982M$1.01B$1.06B$1.06B$1.08B
Total liabilities$1.28B$1.26B$1.27B$1.26B$1.27B$1.29B$1.33B$1.36B
Total equity$1.99B$2.05B$2.11B$2.13B$2.15B$2.12B$2.11B$2.12B

Implied volatility — last 90 days

27%47%66%86%106% Jun 07 — IV 43% · EM ±5.9%Jun 08 — IV 40% · EM ±5.3%Jun 09 — IV 40% · EM ±5.0%Jun 10 — IV 34% · EM ±4.1%Jun 11 — IV 37% · EM ±4.1%Jun 12 — IV 38% · EM ±3.9%Jun 15 — IV 45% · EM ±3.2%Jun 16 — IV 63% · EM ±3.7%Jun 17 — IV 74% · EM ±3.1%Jun 19 — IV 37% · EM ±8.1%Jun 22 — IV 36% · EM ±7.5%Jun 23 — IV 40% · EM ±8.3%Jun 24 — IV 37% · EM ±7.4%Jun 25 — IV 42% · EM ±8.2%Jun 26 — IV 41% · EM ±7.8%Jun 29 — IV 38% · EM ±6.7%Jun 30 — IV 41% · EM ±7.1%Jul 01 — IV 36% · EM ±6.1%Jul 02 — IV 34% · EM ±5.5%Jul 03 — IV 35% · EM ±5.5%Jul 06 — IV 43% · EM ±6.0%Jul 07 — IV 55% · EM ±7.3%Jul 08 — IV 32% · EM ±4.0%Jul 09 — IV 42% · EM ±5.0%Jul 10 — IV 42% · EM ±4.6%Jul 13 — IV 50% · EM ±4.2%Jul 14 — IV 52% · EM ±3.7%Jul 15 — IV 32% · EM ±1.9%Jul 16 — IV 106% · EM ±4.4%Jul 20 — IV 40% · EM ±9.4%Jul 21 — IV 40% · EM ±9.3%Jul 22 — IV 40% · EM ±9.2%Jul 23 — IV 40% · EM ±9.1%Jul 24 — IV 39% · EM ±8.7%Jul 27 — IV 37% · EM ±7.8%Jul 28 — IV 39% · EM ±8.0%Jul 29 — IV 35% · EM ±7.1%Jul 30 — IV 37% · EM ±7.3%Jul 31 — IV 38% · EM ±7.3%Aug 03 — IV 33% · EM ±5.9%Aug 04 — IV 37% · EM ±6.3%Aug 05 — IV 40% · EM ±6.6%Aug 06 — IV 39% · EM ±6.4%Aug 07 — IV 35% · EM ±5.4%Aug 10 — IV 44% · EM ±6.0%Aug 11 — IV 34% · EM ±4.5%Aug 12 — IV 36% · EM ±4.5%Aug 13 — IV 38% · EM ±4.5%Aug 14 — IV 39% · EM ±4.3%Aug 17 — IV 49% · EM ±4.1%Aug 18 — IV 58% · EM ±4.2%Aug 19 — IV 61% · EM ±3.6%Aug 20 — IV 79% · EM ±3.3%Aug 24 — IV 45% · EM ±9.4%Aug 25 — IV 46% · EM ±9.5%Aug 26 — IV 49% · EM ±9.9%Aug 27 — IV 32% · EM ±6.2%Aug 28 — IV 31% · EM ±6.0%Aug 31 — IV 28% · EM ±4.9%Sep 01 — IV 34% · EM ±5.8%Sep 02 — IV 28% · EM ±4.7%Sep 03 — IV 28% · EM ±4.5%Sep 04 — IV 30% · EM ±4.7%

Sector peers

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