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HealthEquity, Inc.

HQY Consumer Discretionary Business Services
$95.90
▼ -0.1% Today
as of Jul 22, 16:50 ET
Last 30 days +8.61% Jun 12 → Jul 22
$82.19 $86.67 $91.15 $95.64 $100.12 Jun 12 Jun 22 Jun 29 Jul 08 Jul 15 Jul 22
Open
$87.32
High
$89.15
Low
$86.16
Volume
$758,278
Avg Vol
$976,616
Mkt Cap
$7.4B
P/E (TTM)
42.43
Beta
52w High
$116.65
52w Low
$72.76
Div Yield
Shares Out
$84M

Recent Press Releases & News last 60 days · 12 items

▸ Show all 12 press releases & news Free account →

Overview

52-week range
$73
$117
53% of range
Avg surprise (last 2)
+24.7%
Avg reaction (last 2)
+2.7%
100% positive
Latest IV / EM
40%
EM ±9.2% · $95 · Aug 21

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.06$0.31$0.56$0.82$1.07 Actual $0.12Actual $0.17Actual $0.33Actual $0.40Actual $0.06Actual $0.61Actual $0.84Est $0.62Actual $0.59Actual $1.07Est $0.94 JulOctAprJulOctAprApr/2025OctApr/2026
Revenue vs Net Income Revenue Net income
$0$18M$36M$55M$73M Jul 24Oct 24Apr 25Jul 25Oct 25Apr 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu May 28, 2026Apr/2026 $1.07 $0.94 +13.8% +27.4% +4.6% earnings
Fri Oct 31, 2025Oct 2025 $0.59 financials
Tue Jun 3, 2025Apr/2025 $0.84 $0.62 +35.5% +0.9% earnings
Wed Apr 30, 2025Apr 2025 $0.61 financials
Thu Oct 31, 2024Oct 2024 $0.06 financials
Wed Jul 31, 2024Jul 2024 $0.40 financials
Tue Apr 30, 2024Apr 2024 $0.33 financials
Tue Oct 31, 2023Oct 2023 $0.17 financials
Mon Jul 31, 2023Jul 2023 $0.12 financials

Financials

Income statement (quarterly)

MetricApr 2026Jan 2026Oct 2025Jul 2025Apr 2025Jan 2025Oct 2024Jul 2024
Revenue
Cost of revenue$98M$94M$93M$107M$103M$96M
Gross profit$256M$228M$233M$224M$197M$204M
Operating income$103M$79M$90M$83M$20M$59M
Net income$69M$52M$60M$54M$6M$36M
EPS (diluted)$0.82$0.59$0.68$0.61$0.06$0.40

Balance sheet (quarterly)

MetricApr 2026Jan 2026Oct 2025Jul 2025Apr 2025Jan 2025Oct 2024Jul 2024
Cash & equivalents$265M$319M$309M$304M$288M$296M$322M$327M
Inventory
Total current assets$467M$512M$499M$493M$473M$478M$495M$496M
Total assets$3.31B$3.38B$3.40B$3.42B$3.42B$3.45B$3.49B$3.51B
Long-term debt$943M$957M$982M$1.01B$1.06B$1.06B$1.08B$1.10B
Total liabilities$1.26B$1.27B$1.26B$1.27B$1.29B$1.33B$1.36B$1.36B
Total equity$2.05B$2.11B$2.13B$2.15B$2.12B$2.11B$2.12B$2.16B

Implied volatility — last 90 days

32%50%69%87%106% Jun 07 — IV 43% · EM ±5.9%Jun 08 — IV 40% · EM ±5.3%Jun 09 — IV 40% · EM ±5.0%Jun 10 — IV 34% · EM ±4.1%Jun 11 — IV 37% · EM ±4.1%Jun 12 — IV 38% · EM ±3.9%Jun 15 — IV 45% · EM ±3.2%Jun 16 — IV 63% · EM ±3.7%Jun 17 — IV 74% · EM ±3.1%Jun 19 — IV 37% · EM ±8.1%Jun 22 — IV 36% · EM ±7.5%Jun 23 — IV 40% · EM ±8.3%Jun 24 — IV 37% · EM ±7.4%Jun 25 — IV 42% · EM ±8.2%Jun 26 — IV 41% · EM ±7.8%Jun 29 — IV 38% · EM ±6.7%Jun 30 — IV 41% · EM ±7.1%Jul 01 — IV 36% · EM ±6.1%Jul 02 — IV 34% · EM ±5.5%Jul 03 — IV 35% · EM ±5.5%Jul 06 — IV 43% · EM ±6.0%Jul 07 — IV 55% · EM ±7.3%Jul 08 — IV 32% · EM ±4.0%Jul 09 — IV 42% · EM ±5.0%Jul 10 — IV 42% · EM ±4.6%Jul 13 — IV 50% · EM ±4.2%Jul 14 — IV 52% · EM ±3.7%Jul 15 — IV 32% · EM ±1.9%Jul 16 — IV 106% · EM ±4.4%Jul 20 — IV 40% · EM ±9.4%Jul 21 — IV 40% · EM ±9.3%Jul 22 — IV 40% · EM ±9.2%

Sector peers

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