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Heritage Insurance Holdings, Inc.

HRTG Finance Property-Casualty Insurers
$26.23
Today
as of Jul 22, 16:50 ET
Last 30 days +17.62% Jun 15 → Jul 22
$21.81 $23.58 $25.34 $27.11 $28.88 Jun 15 Jun 23 Jun 30 Jul 08 Jul 15 Jul 22
Open
$21.63
High
$22.23
Low
$21.64
Volume
$503,028
Avg Vol
$417,066
Mkt Cap
$832M
P/E (TTM)
5.07
Beta
52w High
$31.98
52w Low
$16.82
Div Yield
Shares Out
$30M

Recent Press Releases & News last 60 days · 2 items

Overview

52-week range
$17
$32
62% of range
Avg surprise (last 3)
+47.8%
Avg reaction (last 2)
-1.6%
0% positive
Latest IV / EM
68%
EM ±15.5% · $25 · Aug 21

Earnings trends

EPS — actual vs estimate Actual Estimate
$-0.28$0.20$0.67$1.15$1.63 Actual $0.30Actual $-0.28Actual $0.47Actual $0.61Actual $0.27Actual $0.99Est $0.46Actual $1.55Est $1.03Actual $1.63Actual $1.19Est $1.53 JunSepMarJunSepMar/2025Jun/2025SepMar/2026
Revenue vs Net Income Revenue Net income
$0$56M$112M$167M$223M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu May 7, 2026Mar/2026 $1.19 $1.53 -22.2% +20.2% -2.4% earnings
Tue Sep 30, 2025Sep 2025 $1.63 financials
Tue Aug 5, 2025Jun/2025 $1.55 $1.03 +50.5% earnings
Tue May 6, 2025Mar/2025 $0.99 $0.46 +115.2% -0.8% earnings
Mon Sep 30, 2024Sep 2024 $0.27 financials
Sun Jun 30, 2024Jun 2024 $0.61 financials
Sun Mar 31, 2024Mar 2024 $0.47 financials
Sat Sep 30, 2023Sep 2023 $-0.28 financials
Fri Jun 30, 2023Jun 2023 $0.30 financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Tue Aug 4, 2026Jun/2026OTHER $0.99$1.55 -36.1%

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$213M$212M$208M$212M$212M$204M
Cost of revenue
Gross profit
Operating income$51M$70M$65M$42M$12M$28M
Net income$36M$50M$48M$30M$8M$19M
EPS (diluted)$1.19$1.63$1.55$0.99$0.27$0.61

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$517M$559M$560M$473M$426M$453M$510M$481M
Inventory
Total current assets
Total assets$2.02B$2.20B$2.37B$2.54B$2.21B$2.47B$2.37B$2.60B
Long-term debt$78M$78M$79M$92M$95M$116M$119M$121M
Total liabilities$1.50B$1.69B$1.93B$2.15B$1.88B$2.18B$2.10B$2.34B
Total equity$520M$505M$437M$383M$329M$291M$279M$255M

Implied volatility — last 90 days

37%115%194%273%351% Jun 07 — IV 103% · EM ±14.3%Jun 08 — IV 53% · EM ±7.0%Jun 09 — IV 53% · EM ±6.6%Jun 10 — IV 65% · EM ±7.7%Jun 11 — IV 109% · EM ±12.1%Jun 12 — IV 96% · EM ±9.8%Jun 15 — IV 84% · EM ±6.1%Jun 16 — IV 150% · EM ±8.9%Jun 17 — IV 295% · EM ±12.3%Jun 19 — IV 45% · EM ±9.9%Jun 22 — IV 37% · EM ±7.8%Jun 23 — IV 44% · EM ±9.0%Jun 24 — IV 45% · EM ±9.0%Jun 25 — IV 49% · EM ±9.7%Jun 26 — IV 37% · EM ±7.2%Jun 29 — IV 57% · EM ±10.1%Jun 30 — IV 84% · EM ±14.4%Jul 01 — IV 72% · EM ±12.0%Jul 02 — IV 74% · EM ±12.0%Jul 03 — IV 77% · EM ±12.0%Jul 06 — IV 66% · EM ±9.2%Jul 07 — IV 84% · EM ±11.1%Jul 08 — IV 129% · EM ±16.1%Jul 09 — IV 72% · EM ±8.5%Jul 10 — IV 147% · EM ±16.2%Jul 13 — IV 164% · EM ±13.7%Jul 14 — IV 352% · EM ±25.5%Jul 15 — IV 108% · EM ±6.4%Jul 16 — IV 239% · EM ±10.0%Jul 20 — IV 62% · EM ±14.7%Jul 21 — IV 71% · EM ±16.6%Jul 22 — IV 68% · EM ±15.5%

Sector peers

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