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Heritage Insurance Holdings, Inc.

HRTG Finance Property-Casualty Insurers
$22.16
▲ +4.4% Today
as of Jun 7, 07:17 ET
Last 30 days -26.94% Apr 28 → Jun 05
$20.12 $22.86 $25.60 $28.35 $31.09 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$21.63
High
$22.23
Low
$21.64
Volume
$503,028
Avg Vol
$417,066
Mkt Cap
$668M
P/E (TTM)
5.07
Beta
52w High
$31.98
52w Low
$16.82
Div Yield
Shares Out
$30M

Overview

52-week range
$17
$32
35% of range
Avg surprise (last 2)
+46.5%
Avg reaction (last 2)
-1.6%
0% positive
Latest IV / EM
103%
EM ±14.3% · $23 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$-0.28$0.20$0.67$1.15$1.63 Actual $0.30Actual $-0.28Actual $0.47Actual $0.61Actual $0.27Actual $0.99Est $0.46Actual $1.55Actual $1.63Actual $1.19Est $1.53 JunSepMarJunSepMar/2025JunSepMar/2026
Revenue vs Net Income Revenue Net income
$0$56M$112M$167M$223M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu May 7, 2026Mar/2026 $1.19 $1.53 -22.2% +20.2% -2.4% earnings
Tue Sep 30, 2025Sep 2025 $1.63 financials
Mon Jun 30, 2025Jun 2025 $1.55 financials
Tue May 6, 2025Mar/2025 $0.99 $0.46 +115.2% -0.8% earnings
Mon Sep 30, 2024Sep 2024 $0.27 financials
Sun Jun 30, 2024Jun 2024 $0.61 financials
Sun Mar 31, 2024Mar 2024 $0.47 financials
Sat Sep 30, 2023Sep 2023 $-0.28 financials
Fri Jun 30, 2023Jun 2023 $0.30 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$213M$212M$208M$212M$212M$204M
Cost of revenue
Gross profit
Operating income$51M$70M$65M$42M$12M$28M
Net income$36M$50M$48M$30M$8M$19M
EPS (diluted)$1.19$1.63$1.55$0.99$0.27$0.61

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$517M$559M$560M$473M$426M$453M$510M$481M
Inventory
Total current assets
Total assets$2.02B$2.20B$2.37B$2.54B$2.21B$2.47B$2.37B$2.60B
Long-term debt$78M$78M$79M$92M$95M$116M$119M$121M
Total liabilities$1.50B$1.69B$1.93B$2.15B$1.88B$2.18B$2.10B$2.34B
Total equity$520M$505M$437M$383M$329M$291M$279M$255M

Implied volatility — last 90 days

98%100%103%105%108% Jun 07 — IV 103% · EM ±14.3%

Sector peers

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