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Independent Bank Corp.

INDB Finance Major Banks
$83.77
▲ +3.0% Today
as of Oct 23, 15:48 ET
Last 30 days +0.35% Sep 14 → Oct 23
$75.43 $77.65 $79.88 $82.11 $84.33 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$81.32
High
$83.48
Low
$81.32
Volume
$515,933
Avg Vol
$352,218
Mkt Cap
$3.7B
P/E (TTM)
19.87
Beta
—
52w High
$87.50
52w Low
$65.45
Div Yield
—
Shares Out
$48M

Recent Press Releases & News last 60 days · 24 items

Oct 22 · 12:45 StockStory
3 Reasons to avoid INDB and 1 stock to buy instead
Oct 20 · 20:00 PR GlobeNewswire
Independent Bank Corporation Announces Quarterly Cash Dividend on Common Stock
Oct 19 · 00:45 Motley Fool
Independent Bank: 3 Key Takeaways for Long-Term Investors
▸ Show all 24 press releases & news Free account →

INDB earnings at a glance

The options market is pricing a move of about ±7.7% after the report, a range of roughly $77.31 to $90.23 from today's $83.77. Over its last 5 reports the stock rose the next day 2 times and fell 3, moving ±3.0% on average; after the most recent report on Jul 16, 2026 it moved -3.1%. That means options currently expect more movement than INDB has typically delivered. INDB beat the consensus EPS estimate in 3 of its last 5 reported quarters. Implied volatility is currently 65%. The share price of $83.77 sits near its 52-week high.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$65
$88
83% of range
Avg surprise (last 5)
+0.5%
Avg reaction (last 5)
+0.4%
40% positive
Latest IV / EM
65%
EM ±7.7% · $75 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$1.01$1.20$1.39$1.58$1.77 Actual $1.36Actual $1.42Actual $1.38Actual $1.12Actual $1.21Actual $1.01Actual $1.04Actual $1.25Est $1.20Actual $1.55Est $1.54Actual $1.70Est $1.65Actual $1.68Est $1.70Actual $1.70Est $1.77 MarJunSepMarJunSepMarJun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$21M$43M$64M$86M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu Jul 16, 2026Jun/2026 $1.70 $1.77 -4.0% +41.6% -3.1% earnings
Thu Apr 16, 20268K 2026-04-16 $1.68 $1.70 -1.2% — -0.6% earnings
Thu Jan 22, 20268K 2026-01-22 $1.70 $1.65 +3.0% — -2.8% earnings
Thu Oct 16, 2025Sep/2025 $1.55 $1.54 +0.7% — +2.9% earnings
Thu Jul 17, 2025Jun/2025 $1.25 $1.20 +4.2% — +5.8% earnings
Mon Mar 31, 2025Mar 2025 $1.04 — — — — financials
Mon Sep 30, 2024Sep 2024 $1.01 — — — — financials
Sun Jun 30, 2024Jun 2024 $1.21 — — — — financials
Sun Mar 31, 2024Mar 2024 $1.12 — — — — financials
Sat Sep 30, 2023Sep 2023 $1.38 — — — — financials
Fri Jun 30, 2023Jun 2023 $1.42 — — — — financials
Fri Mar 31, 2023Mar 2023 $1.36 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue————————
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$82M$80M—$34M$51M$44M—$43M
EPS (diluted)$1.70$1.63—$0.69$1.20$1.04—$1.01

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents————————
Inventory————————
Total current assets————————
Total assets$24.97B$24.78B$24.91B$24.99B$20.05B$19.89B$19.37B$19.41B
Long-term debt————————
Total liabilities$21.46B$21.24B$21.35B$21.45B$16.97B$16.85B$16.38B$16.43B
Total equity$3.51B$3.54B$3.57B$3.55B$3.07B$3.03B$2.99B$2.98B

Implied volatility — last 90 days

25%75%125%175%225% Jun 07 — IV 45% · EM ±6.2%Jun 10 — IV 53% · EM ±6.3%Jun 11 — IV 55% · EM ±6.1%Jun 12 — IV 59% · EM ±6.0%Jun 15 — IV 84% · EM ±6.1%Jun 16 — IV 111% · EM ±6.6%Jun 19 — IV 28% · EM ±6.3%Jun 22 — IV 33% · EM ±6.9%Jun 23 — IV 43% · EM ±8.7%Jun 24 — IV 33% · EM ±6.7%Jun 25 — IV 31% · EM ±6.0%Jun 26 — IV 30% · EM ±5.8%Jun 29 — IV 37% · EM ±6.5%Jun 30 — IV 35% · EM ±6.1%Jul 01 — IV 35% · EM ±5.8%Jul 06 — IV 42% · EM ±5.8%Jul 07 — IV 44% · EM ±5.9%Jul 08 — IV 64% · EM ±8.0%Jul 09 — IV 54% · EM ±6.4%Jul 13 — IV 72% · EM ±6.0%Jul 14 — IV 81% · EM ±5.9%Jul 15 — IV 98% · EM ±5.8%Jul 16 — IV 225% · EM ±9.4%Jul 20 — IV 27% · EM ±6.3%Jul 21 — IV 27% · EM ±6.2%Jul 22 — IV 26% · EM ±5.9%Jul 23 — IV 28% · EM ±6.4%Jul 24 — IV 29% · EM ±6.4%Jul 27 — IV 30% · EM ±6.2%Jul 28 — IV 37% · EM ±7.6%Jul 29 — IV 30% · EM ±6.1%Jul 30 — IV 30% · EM ±5.9%Jul 31 — IV 33% · EM ±6.3%Aug 03 — IV 33% · EM ±5.9%Aug 04 — IV 37% · EM ±6.3%Aug 05 — IV 35% · EM ±5.9%Aug 06 — IV 36% · EM ±5.9%Aug 07 — IV 39% · EM ±6.1%Aug 10 — IV 48% · EM ±6.7%Aug 11 — IV 45% · EM ±5.9%Aug 13 — IV 50% · EM ±5.8%Aug 14 — IV 52% · EM ±5.8%Aug 20 — IV 142% · EM ±5.9%Aug 24 — IV 30% · EM ±6.3%Aug 25 — IV 30% · EM ±6.2%Aug 26 — IV 33% · EM ±6.5%Aug 27 — IV 41% · EM ±8.1%Aug 28 — IV 43% · EM ±8.3%Aug 31 — IV 40% · EM ±7.1%Sep 01 — IV 37% · EM ±6.4%Sep 02 — IV 38% · EM ±6.3%Sep 03 — IV 41% · EM ±6.7%Sep 04 — IV 41% · EM ±6.4%Sep 07 — IV 46% · EM ±6.4%Sep 08 — IV 49% · EM ±6.4%Sep 09 — IV 59% · EM ±7.3%Sep 10 — IV 62% · EM ±7.3%Sep 11 — IV 59% · EM ±6.5%Sep 14 — IV 72% · EM ±6.0%Sep 15 — IV 83% · EM ±6.0%Sep 16 — IV 103% · EM ±6.1%Sep 17 — IV 163% · EM ±6.8%Sep 21 — IV 32% · EM ±6.7%Sep 22 — IV 33% · EM ±6.7%Sep 23 — IV 32% · EM ±6.4%Sep 24 — IV 31% · EM ±6.1%Sep 28 — IV 36% · EM ±6.4%Sep 29 — IV 38% · EM ±6.6%Sep 30 — IV 44% · EM ±7.3%Oct 01 — IV 40% · EM ±6.5%Oct 02 — IV 40% · EM ±6.2%Oct 06 — IV 47% · EM ±6.2%Oct 07 — IV 55% · EM ±6.9%Oct 08 — IV 65% · EM ±7.7%

Sector peers

CVBF
CVB Financial Corporation
$3.8B $22.92+3.1%
WSFS
WSFS Financial Corporation
$3.8B $79.25+3.2%
BANF
BancFirst Corporation
$3.6B $111.21+1.4%
RNST
Renasant Corporation
$3.6B $41.70+3.5%
CATY
Cathay General Bancorp
$3.9B $64.30+6.0%
UCB
United Community Banks, Inc.
$4.0B $37.03+3.3%

INDB earnings FAQ

What is INDB's expected move for earnings?

Options currently price a move of about ±7.7%, or $6.46 per share either way from $83.77.

How does INDB stock usually react to earnings?

Across the last 5 reports the average next-day move was ±3.0%, up 2 times and down 3 times.

What is INDB's implied volatility?

INDB's at-the-money implied volatility is about 65% based on the latest options snapshot.

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