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Jefferson Capital, Inc.

JCAP Finance Finance Companies
$20.41
▼ -1.6% Today
as of Oct 23, 16:49 ET
Last 30 days -5.11% Sep 14 → Oct 23
$18.89 $19.59 $20.30 $21.00 $21.70 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$20.64
High
$20.64
Low
$20.23
Volume
$199,706
Avg Vol
$296,152
Mkt Cap
$1.1B
P/E (TTM)
10.98
Beta
—
52w High
$24.44
52w Low
$15.50
Div Yield
—
Shares Out
$57M

Recent Press Releases & News last 60 days · 1 item

JCAP earnings at a glance

The options market is pricing a move of about ±10.1% after the report, a range of roughly $18.35 to $22.47 from today's $20.41. Over its last 1 reports the stock rose the next day 1 time and fell 0, moving ±0.2% on average; after the most recent report on May 14, 2026 it moved +0.2%. That means options currently expect more movement than JCAP has typically delivered. JCAP beat the consensus EPS estimate in 1 of its last 3 reported quarters. Implied volatility is currently 59%. The share price of $20.41 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$16
$24
55% of range
Avg surprise (last 3)
-5.4%
Avg reaction (last 1)
+0.2%
100% positive
Latest IV / EM
59%
EM ±10.1% · $20 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.61$0.68$0.74$0.81$0.88 Actual $0.81Est $0.88Actual $0.74Est $0.64Actual $0.61Est $0.80Actual $0.67 Jun/2025Sep/2025Mar/2026Jun
Revenue vs Net Income Revenue Net income
$0$47M$93M$140M$186M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jun 30, 2026Jun 2026 $0.67 — — — — financials
Thu May 14, 2026Mar/2026 $0.61 $0.80 -23.8% — +0.2% earnings
Thu Nov 13, 2025Sep/2025 $0.74 $0.64 +15.6% — — earnings
Thu Aug 14, 2025Jun/2025 $0.81 $0.88 -8.0% — — earnings

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$178M$176M—$151M$153M$155M—$111M
Cost of revenue————————
Gross profit————————
Operating income$81M$80M—$70M$87M$89M—$59M
Net income$41M$38M—$38M$48M$64M—$37M
EPS (diluted)$0.67$0.61—$0.59$16.76———

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$20M$26M$23M$42M$52M$27M$36M$18M
Inventory————————
Total current assets————————
Total assets$2.08B$2.08B$2.09B$1.80B$1.77B—$1.65B—
Long-term debt————————
Total liabilities$1.61B$1.64B$1.61B$1.37B$1.36B—$1.27B—
Total equity$476M$443M$476M$437M$411M$435M$383M$384M

Implied volatility — last 90 days

56%70%84%97%111% Sep 23 — IV 109% · EM ±21.8%Sep 24 — IV 111% · EM ±21.8%Sep 28 — IV 57% · EM ±10.1%Sep 29 — IV 59% · EM ±10.1%

Sector peers

JCAP earnings FAQ

What is JCAP's expected move for earnings?

Options currently price a move of about ±10.1%, or $2.06 per share either way from $20.41.

How does JCAP stock usually react to earnings?

Across the last 1 reports the average next-day move was ±0.2%, up 1 times and down 0 times.

What is JCAP's implied volatility?

JCAP's at-the-money implied volatility is about 59% based on the latest options snapshot.

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