$39.61
▲ +0.1% Today
as of Sep 4, 16:51 ET
Last 30 days
Recent Press Releases & News
What Live Oak Bancshares (LOB)'s Shrinking EPS Despite Rising Revenue Means For Shareholders
Live Oak Bancshares (LOB) Stock Could Be 46% Undervalued On Earnings Strength
Why Live Oak Bancshares (LOB) Is Back In The Spotlight
Overview
52-week range
$29
$45
68% of range
Avg surprise (last 2)
-23.3%
Avg reaction (last 2)
+0.2%
50% positive
Latest IV / EM
26%
EM ±4.0% · $40 · Sep 18
Earnings trends
EPS — actual vs estimate
Actual Estimate
Revenue vs Net Income
Revenue Net income
Earnings history
| Date | Period | Actual EPS | Est | Surprise | YoY %Δ | Day react | Source |
|---|---|---|---|---|---|---|---|
| Tue Jun 30, 2026 | Jun 2026 | $0.74 | — | — | — | — | financials |
| Tue Mar 31, 2026 | Mar 2026 | $0.60 | — | — | — | — | financials |
| Tue Sep 30, 2025 | Sep 2025 | $0.55 | — | — | — | — | financials |
| Wed Jul 23, 2025 | Jun/2025 | $0.51 | $0.52 | -1.9% | — | +1.1% | earnings |
| Wed Apr 23, 2025 | Mar/2025 | $0.21 | $0.38 | -44.7% | — | -0.7% | earnings |
| Mon Sep 30, 2024 | Sep 2024 | $0.28 | — | — | — | — | financials |
| Sun Jun 30, 2024 | Jun 2024 | $0.59 | — | — | — | — | financials |
| Sun Mar 31, 2024 | Mar 2024 | $0.60 | — | — | — | — | financials |
| Sat Sep 30, 2023 | Sep 2023 | $0.88 | — | — | — | — | financials |
| Fri Jun 30, 2023 | Jun 2023 | $0.39 | — | — | — | — | financials |
| Fri Mar 31, 2023 | Mar 2023 | $0.01 | — | — | — | — | financials |
Financials
Income statement (quarterly)
| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Cost of revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $37M | $30M | — | $27M | $23M | $10M | — | $13M |
| EPS (diluted) | $0.74 | $0.60 | — | $0.55 | $0.51 | $0.21 | — | $0.28 |
Balance sheet (quarterly)
| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | — | — | — | — | — | — | — | — |
| Inventory | — | — | — | — | — | — | — | — |
| Total current assets | — | — | — | — | — | — | — | — |
| Total assets | $16.04B | $15.30B | $15.13B | $14.67B | $13.83B | $13.60B | $12.94B | $12.61B |
| Long-term debt | — | — | — | — | — | — | — | — |
| Total liabilities | $14.72B | $14.02B | $13.88B | $13.46B | $12.76B | $12.56B | $11.94B | $11.60B |
| Total equity | $1.31B | $1.28B | $1.25B | $1.20B | $1.07B | $1.03B | $999M | $1.01B |