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OFG Bancorp

OFG Finance Major Banks
$51.27
▲ +1.5% Today
as of Oct 23, 16:51 ET
Last 30 days -3.08% Sep 14 → Oct 23
$49.85 $50.68 $51.52 $52.35 $53.18 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$51.05
High
$51.45
Low
$50.98
Volume
$303,903
Avg Vol
$312,142
Mkt Cap
$2.1B
P/E (TTM)
13.82
Beta
—
52w High
$54.47
52w Low
$35.71
Div Yield
—
Shares Out
$42M

Recent Press Releases & News last 60 days · 20 items

Oct 23 · 15:00 Zacks
OFG (OFG) Upgraded to Buy: Here's What You Should Know
Oct 22 · 18:10 Simply Wall St.
OFG Bancorp (OFG) Stock Gains Ground After Strong Q3 Earnings
Oct 22 · 09:02 StockStory
OFG Q3 deep dive: margin resilience and digital adoption offset flat revenue
▸ Show all 20 press releases & news Free account →

OFG earnings at a glance

The options market is pricing a move of about ±6.6% after the report, a range of roughly $47.89 to $54.65 from today's $51.27. Over its last 6 reports the stock rose the next day 4 times and fell 2, moving ±5.0% on average; after the most recent report on Jul 21, 2026 it moved +5.8%. That means options currently expect more movement than OFG has typically delivered. OFG beat the consensus EPS estimate in 3 of its last 4 reported quarters. Implied volatility is currently 50%. The share price of $51.27 sits near its 52-week high.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$36
$54
83% of range
Avg surprise (last 4)
+12.2%
Avg reaction (last 6)
+0.1%
67% positive
Latest IV / EM
50%
EM ±6.6% · $50 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.93$1.04$1.16$1.27$1.39 Actual $0.96Actual $0.93Actual $0.95Actual $1.05Actual $1.08Actual $1.00Actual $1.00Est $1.02Actual $1.15Actual $1.16Actual $1.27Est $1.16Actual $1.26Est $1.02Actual $1.39Est $1.18 MarJunSepMarJunSepMar/2025Jun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$15M$31M$46M$62M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jul 21, 2026Jun/2026 $1.39 $1.18 +17.8% +2.6% +5.8% earnings
Tue Apr 21, 20268K 2026-04-21 $1.26 $1.02 +23.5% — +5.1% earnings
Thu Jan 22, 20268K 2026-01-22 $1.27 $1.16 +9.5% — -8.5% earnings
Wed Oct 22, 2025Sep/2025 $1.16 — — — -6.1% earnings
Thu Jul 17, 2025Jun/2025 $1.15 — — — +3.3% earnings
Wed Apr 23, 2025Mar/2025 $1.00 $1.02 -2.0% — +1.2% earnings
Mon Sep 30, 2024Sep 2024 $1.00 — — — — financials
Sun Jun 30, 2024Jun 2024 $1.08 — — — — financials
Sun Mar 31, 2024Mar 2024 $1.05 — — — — financials
Sat Sep 30, 2023Sep 2023 $0.95 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.93 — — — — financials
Fri Mar 31, 2023Mar 2023 $0.96 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue———————$0
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$59M$54M—$52M$52M$46M—$47M
EPS (diluted)$1.39$1.26—$1.16$1.15$1.00—$1.00

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$746M$636M$1.04B$740M$852M$711M$591M$681M
Inventory————————
Total current assets————————
Total assets$12.15B$12.05B$12.47B$12.23B$12.23B$11.73B$11.50B$11.46B
Long-term debt————————
Total liabilities$10.75B$10.68B$11.08B$10.85B$10.90B$10.43B$10.25B$10.14B
Total equity$1.41B$1.37B$1.39B$1.38B$1.33B$1.30B$1.25B$1.32B

Implied volatility — last 90 days

20%91%161%232%303% Jun 07 — IV 87% · EM ±12.0%Jun 08 — IV 91% · EM ±12.0%Jun 09 — IV 95% · EM ±11.9%Jun 10 — IV 100% · EM ±11.9%Jun 11 — IV 106% · EM ±11.7%Jun 12 — IV 111% · EM ±11.3%Jun 15 — IV 151% · EM ±10.9%Jun 16 — IV 177% · EM ±10.5%Jun 17 — IV 303% · EM ±12.7%Jun 19 — IV 53% · EM ±11.8%Jun 22 — IV 55% · EM ±11.5%Jun 23 — IV 61% · EM ±12.5%Jun 24 — IV 51% · EM ±10.3%Jun 26 — IV 53% · EM ±10.1%Jun 29 — IV 57% · EM ±10.2%Jun 30 — IV 59% · EM ±10.2%Jul 07 — IV 20% · EM ±2.7%Jul 20 — IV 45% · EM ±10.6%Jul 21 — IV 48% · EM ±11.2%Jul 22 — IV 59% · EM ±13.4%Jul 23 — IV 59% · EM ±13.4%Jul 24 — IV 60% · EM ±13.2%Jul 27 — IV 69% · EM ±14.3%Jul 28 — IV 52% · EM ±10.6%Jul 29 — IV 67% · EM ±13.4%Jul 30 — IV 73% · EM ±14.3%Jul 31 — IV 56% · EM ±10.8%Aug 03 — IV 54% · EM ±9.6%Aug 04 — IV 53% · EM ±9.2%Aug 05 — IV 55% · EM ±9.2%Aug 06 — IV 63% · EM ±10.2%Aug 07 — IV 86% · EM ±13.4%Aug 10 — IV 96% · EM ±13.2%Aug 11 — IV 81% · EM ±10.7%Aug 12 — IV 79% · EM ±9.9%Aug 17 — IV 68% · EM ±5.7%Aug 19 — IV 190% · EM ±11.2%Aug 20 — IV 127% · EM ±5.3%Aug 24 — IV 46% · EM ±9.5%Aug 25 — IV 47% · EM ±9.6%Aug 26 — IV 43% · EM ±8.6%Aug 27 — IV 44% · EM ±8.6%Aug 28 — IV 45% · EM ±8.7%Aug 31 — IV 49% · EM ±8.6%Sep 01 — IV 50% · EM ±8.6%Sep 02 — IV 64% · EM ±10.6%Sep 03 — IV 64% · EM ±10.4%Sep 04 — IV 67% · EM ±10.5%Sep 07 — IV 76% · EM ±10.5%Sep 08 — IV 67% · EM ±8.8%Sep 09 — IV 72% · EM ±9.0%Sep 10 — IV 90% · EM ±10.7%Sep 11 — IV 91% · EM ±10.1%Sep 14 — IV 118% · EM ±9.8%Sep 15 — IV 138% · EM ±10.0%Sep 16 — IV 208% · EM ±12.3%Sep 17 — IV 275% · EM ±11.5%Sep 21 — IV 52% · EM ±10.9%Sep 22 — IV 44% · EM ±9.1%Sep 23 — IV 47% · EM ±9.5%Sep 24 — IV 44% · EM ±8.6%Sep 25 — IV 38% · EM ±7.3%Sep 28 — IV 50% · EM ±8.8%Sep 29 — IV 48% · EM ±8.3%Oct 01 — IV 41% · EM ±6.6%Oct 06 — IV 50% · EM ±6.6%

Sector peers

EFSC
Enterprise Financial Services Corporation
$2.1B $61.35+1.8%
NWBI
Northwest Bancshares, Inc.
$2.2B $15.48+2.8%
HTH
Hilltop Holdings Inc.
$2.1B $36.36-0.4%
WAFD
WaFd, Inc.
$2.2B $29.47+4.0%
SRCE
1st Source Corporation
$2.0B $87.29+1.7%
FCF
First Commonwealth Financial Corporation
$2.0B $21.10+2.8%

OFG earnings FAQ

What is OFG's expected move for earnings?

Options currently price a move of about ±6.6%, or $3.38 per share either way from $51.27.

How does OFG stock usually react to earnings?

Across the last 6 reports the average next-day move was ±5.0%, up 4 times and down 2 times.

What is OFG's implied volatility?

OFG's at-the-money implied volatility is about 50% based on the latest options snapshot.

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