arBtrage CAPITALIZING MARKETS — checking… Sign in Sign up
Calendar /

Oportun Financial Corporation

OPRT Finance Finance: Consumer Services
$9.09
▼ -2.7% Today
as of Oct 23, 15:05 ET
Last 30 days +12.10% Sep 14 → Oct 23
$7.68 $8.12 $8.57 $9.02 $9.46 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$9.30
High
$9.45
Low
$9.20
Volume
$642,257
Avg Vol
$520,295
Mkt Cap
$383M
P/E (TTM)
27.52
Beta
—
52w High
$9.45
52w Low
$4.03
Div Yield
—
Shares Out
$46M

Recent Press Releases & News last 60 days · 10 items

Oct 20 · 20:05 PR GlobeNewswire
Oportun to Report Third Quarter 2026 Financial Results Tuesday, November 3, 2026
Oct 1 · 11:55 Zacks
Fast-paced Momentum Stock Oportun Financial (OPRT) Is Still Trading at a Bargain
Sep 28 · 10:02 MarketBeat
Oportun Financial Eyes Stronger 2026 as Credit Quality, Profits Improve
▸ Show all 10 press releases & news Free account →

OPRT earnings at a glance

Oportun Financial Corporation (OPRT) is scheduled to report earnings on Tuesday, November 3, 2026 — in 11 days. Analysts expect earnings per share of $0.43, compared with $0.35 in the same quarter last year (+23%). The options market is pricing a move of about ±27.1% after the report, a range of roughly $6.62 to $11.56 from today's $9.09. Over its last 6 reports the stock rose the next day 3 times and fell 3, moving ±9.3% on average; after the most recent report on Aug 5, 2026 it moved +32.8%. That means options currently expect more movement than OPRT has typically delivered. OPRT beat the consensus EPS estimate in 6 of its last 6 reported quarters. Implied volatility is currently 230%. The share price of $9.09 sits near its 52-week high.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$4.03
$9.45
93% of range
Avg surprise (last 6)
+214.6%
Avg reaction (last 6)
+5.2%
50% positive
Latest IV / EM
230%
EM ±27.1% · $8 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$-3.00$-2.16$-1.31$-0.46$0.38 Actual $-3.00Actual $-0.41Actual $-0.55Actual $-0.68Actual $-0.78Actual $-0.75Actual $0.35Est $0.03Actual $0.27Est $0.16Actual $0.35Est $0.20Actual $0.21Est $0.20Actual $0.15Est $0.14Actual $0.38Est $0.23 MarJunSepMarJunSepMar/2025Jun/2025Sep/20258KMar/2026Jun/2026
Revenue vs Net Income Revenue Net income
$-30M$43M$116M$189M$262M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Wed Aug 5, 2026Jun/2026 $0.38 $0.23 +65.2% -14.8% +32.8% earnings
Thu May 7, 2026Mar/2026 $0.15 $0.14 +7.1% -57.1% -0.1% earnings
Thu Feb 26, 20268K 2026-02-26 $0.21 $0.20 +5.0% — -5.1% earnings
Tue Nov 4, 2025Sep/2025 $0.35 $0.20 +75.0% — +1.6% earnings
Wed Aug 6, 2025Jun/2025 $0.27 $0.16 +68.8% — -7.3% earnings
Thu May 8, 2025Mar/2025 $0.35 $0.03 +1,067% — +9.1% earnings
Mon Sep 30, 2024Sep 2024 $-0.75 — — — — financials
Sun Jun 30, 2024Jun 2024 $-0.78 — — — — financials
Sun Mar 31, 2024Mar 2024 $-0.68 — — — — financials
Sat Sep 30, 2023Sep 2023 $-0.55 — — — — financials
Fri Jun 30, 2023Jun 2023 $-0.41 — — — — financials
Fri Mar 31, 2023Mar 2023 $-3.00 — — — — financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Tue Nov 3, 2026Sep/2026OTHER $0.43$0.35 +22.9%

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$233M$229M—$239M$234M$236M—$250M
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$9M$2M—$5M$7M$10M—$-30M
EPS (diluted)$0.17$0.05—$0.11$0.14$0.21—$-0.75

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$140M$130M$106M$105M$97M$79M$60M$72M
Inventory————————
Total current assets————————
Total assets$3.13B$3.17B$3.26B$3.19B$3.20B$3.23B$3.23B$3.25B
Long-term debt————————
Total liabilities$2.72B$2.77B$2.87B$2.80B$2.83B$2.86B$2.87B$2.92B
Total equity$407M$396M$390M$384M$376M$366M$354M$328M

Implied volatility — last 90 days

56%312%568%824%1079% Jun 09 — IV 146% · EM ±18.3%Jun 19 — IV 66% · EM ±14.5%Jun 22 — IV 98% · EM ±20.4%Jun 23 — IV 70% · EM ±14.4%Jun 24 — IV 86% · EM ±17.2%Jun 25 — IV 96% · EM ±18.8%Jun 26 — IV 114% · EM ±21.7%Jun 29 — IV 106% · EM ±18.8%Jun 30 — IV 125% · EM ±21.5%Jul 01 — IV 167% · EM ±28.0%Jul 02 — IV 121% · EM ±19.5%Jul 03 — IV 125% · EM ±19.5%Jul 06 — IV 139% · EM ±19.3%Jul 07 — IV 103% · EM ±13.6%Jul 08 — IV 179% · EM ±22.4%Jul 09 — IV 113% · EM ±13.3%Jul 10 — IV 369% · EM ±40.8%Jul 13 — IV 388% · EM ±32.4%Jul 14 — IV 347% · EM ±25.1%Jul 15 — IV 478% · EM ±28.2%Jul 16 — IV 1080% · EM ±45.1%Jul 20 — IV 167% · EM ±39.5%Jul 21 — IV 157% · EM ±36.4%Jul 22 — IV 133% · EM ±30.4%Jul 23 — IV 122% · EM ±27.4%Jul 24 — IV 125% · EM ±27.7%Jul 27 — IV 130% · EM ±27.1%Jul 28 — IV 200% · EM ±40.9%Jul 29 — IV 169% · EM ±33.8%Jul 30 — IV 163% · EM ±32.0%Jul 31 — IV 92% · EM ±17.6%Aug 04 — IV 193% · EM ±33.3%Aug 05 — IV 272% · EM ±45.5%Aug 06 — IV 111% · EM ±18.0%Aug 07 — IV 79% · EM ±12.4%Aug 10 — IV 135% · EM ±18.7%Aug 12 — IV 101% · EM ±12.6%Aug 13 — IV 116% · EM ±13.7%Aug 19 — IV 90% · EM ±5.3%Aug 24 — IV 68% · EM ±14.1%Aug 25 — IV 57% · EM ±11.7%Aug 26 — IV 110% · EM ±22.1%Aug 27 — IV 61% · EM ±12.0%Aug 28 — IV 57% · EM ±10.9%Aug 31 — IV 58% · EM ±10.2%Sep 01 — IV 81% · EM ±14.0%Sep 03 — IV 71% · EM ±11.5%Sep 04 — IV 73% · EM ±11.3%Sep 08 — IV 137% · EM ±18.1%Sep 09 — IV 128% · EM ±16.1%Sep 14 — IV 155% · EM ±13.0%Sep 17 — IV 283% · EM ±11.8%Sep 21 — IV 124% · EM ±25.8%Sep 22 — IV 127% · EM ±25.9%Sep 23 — IV 118% · EM ±23.6%Sep 24 — IV 135% · EM ±26.5%Sep 25 — IV 144% · EM ±27.5%Sep 28 — IV 153% · EM ±27.2%Sep 29 — IV 145% · EM ±24.9%Sep 30 — IV 151% · EM ±25.2%Oct 01 — IV 132% · EM ±21.3%Oct 02 — IV 165% · EM ±25.7%Oct 06 — IV 196% · EM ±25.8%Oct 07 — IV 158% · EM ±19.8%Oct 08 — IV 230% · EM ±27.1%

Sector peers

LPRO
Open Lending Corporation
$371M $3.14
HTT
High Templar Tech Limited
$371M $1.98-2.0%
DGXX
Digi Power X Inc.
$403M $2.25-12.1%
BKKT
Bakkt, Inc.
$347M $5.06-10.0%
TREE
LendingTree, Inc.
$341M $26.80+0.8%
CCAP
Crescent Capital BDC, Inc.
$338M $8.64+1.7%

OPRT earnings FAQ

When is OPRT's next earnings date?

Oportun Financial Corporation is expected to report on November 3, 2026.

What is OPRT's expected move for earnings?

Options currently price a move of about ±27.1%, or $2.47 per share either way from $9.09.

How does OPRT stock usually react to earnings?

Across the last 6 reports the average next-day move was ±9.3%, up 3 times and down 3 times.

What EPS are analysts expecting from Oportun Financial Corporation?

The consensus estimate is $0.43 per share, versus $0.35 a year ago.

What is OPRT's implied volatility?

OPRT's at-the-money implied volatility is about 230% based on the latest options snapshot.

View on Nasdaq ↗
🔒 Preview mode. Create a free account to unlock the full earnings calendar, all panels, heatmaps, options flow, and screener.
Sign up free → Sign in