arBtrage CAPITALIZING MARKETS — checking… Sign in Sign up

Provident Financial Services, Inc

PFS Finance Savings Institutions
$23.12
▲ +2.6% Today
as of Oct 22, 16:51 ET
Last 30 days -0.94% Sep 14 → Oct 22
$21.85 $22.25 $22.65 $23.05 $23.45 Sep 14 Sep 22 Sep 29 Oct 07 Oct 14 Oct 22
Open
$22.54
High
$23.16
Low
$22.52
Volume
$777,959
Avg Vol
$922,009
Mkt Cap
$2.9B
P/E (TTM)
12.63
Beta
—
52w High
$25.49
52w Low
$17.71
Div Yield
—
Shares Out
$130M

Recent Press Releases & News last 60 days · 9 items

▸ Show all 9 press releases & news Free account →

PFS earnings at a glance

Provident Financial Services, Inc (PFS) is scheduled to report earnings on Wednesday, October 28, 2026 after the market closes — in 5 days. Analysts expect earnings per share of $0.60, compared with $0.55 in the same quarter last year (+9%). The options market is pricing a move of about ±6.3% after the report, a range of roughly $21.66 to $24.58 from today's $23.12. Over its last 6 reports the stock rose the next day 5 times and fell 1, moving ±2.5% on average; after the most recent report on Jul 29, 2026 it moved +3.3%. That means options currently expect more movement than PFS has typically delivered. PFS beat the consensus EPS estimate in 5 of its last 6 reported quarters. Implied volatility is currently 38%. The share price of $23.12 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$18
$25
70% of range
Avg surprise (last 6)
+8.1%
Avg reaction (last 6)
+2.4%
83% positive
Latest IV / EM
38%
EM ±6.3% · $23 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$-0.11$0.08$0.27$0.45$0.64 Actual $0.54Actual $0.43Actual $0.38Actual $0.43Actual $-0.11Actual $0.36Actual $0.50Est $0.47Actual $0.55Est $0.50Actual $0.55Est $0.55Actual $0.64Est $0.56Actual $0.61Est $0.55Actual $0.60Est $0.56 MarJunSepMarJunSepMar/2025Jun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$21M$42M$63M$83M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Wed Jul 29, 2026Jun/2026 $0.60 $0.56 +7.1% +1.8% +3.3% earnings
Thu Apr 30, 20268K 2026-04-30 $0.61 $0.55 +10.9% — +1.2% earnings
Wed Jan 28, 20268K 2026-01-28 $0.64 $0.56 +14.3% — +6.7% earnings
Wed Oct 29, 2025Sep/2025 $0.55 $0.55 0.0% — -0.4% earnings
Thu Jul 24, 2025Jun/2025 $0.55 $0.50 +10.0% — +0.4% earnings
Thu Apr 24, 2025Mar/2025 $0.50 $0.47 +6.4% — +3.1% earnings
Mon Sep 30, 2024Sep 2024 $0.36 — — — — financials
Sun Jun 30, 2024Jun 2024 $-0.11 — — — — financials
Sun Mar 31, 2024Mar 2024 $0.43 — — — — financials
Sat Sep 30, 2023Sep 2023 $0.38 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.43 — — — — financials
Fri Mar 31, 2023Mar 2023 $0.54 — — — — financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Wed Oct 28, 2026Sep/2026AMC $0.60$0.55 +9.1%

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$20M$21M—$18M$18M$19M—$18M
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$78M$79M—$72M$72M$64M—$46M
EPS (diluted)$0.60$0.61—$0.55$0.55$0.49—$0.36

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$228M$222M$209M$299M$258M$234M$206M$244M
Inventory————————
Total current assets————————
Total assets$25.66B$25.20B$24.98B$24.83B$24.55B$24.22B$24.05B$24.04B
Long-term debt————————
Total liabilities$22.76B$22.34B$22.15B$22.07B$21.84B$21.57B$21.45B$21.42B
Total equity$2.91B$2.86B$2.83B$2.77B$2.71B$2.66B$2.60B$2.62B

Implied volatility — last 90 days

17%102%187%272%357% Jun 08 — IV 55% · EM ±7.3%Jun 22 — IV 18% · EM ±3.7%Jun 23 — IV 19% · EM ±3.8%Jul 02 — IV 131% · EM ±21.2%Jul 03 — IV 136% · EM ±21.2%Jul 21 — IV 87% · EM ±20.2%Jul 22 — IV 93% · EM ±21.2%Jul 24 — IV 98% · EM ±21.8%Jul 27 — IV 104% · EM ±21.8%Aug 03 — IV 110% · EM ±19.5%Aug 19 — IV 357% · EM ±21.1%Aug 24 — IV 102% · EM ±21.2%Aug 25 — IV 119% · EM ±24.3%Aug 26 — IV 102% · EM ±20.4%Aug 28 — IV 107% · EM ±20.4%Sep 03 — IV 134% · EM ±21.6%Sep 04 — IV 138% · EM ±21.5%Sep 07 — IV 155% · EM ±21.5%Sep 21 — IV 30% · EM ±6.3%Sep 22 — IV 28% · EM ±5.7%Sep 23 — IV 29% · EM ±5.8%Sep 24 — IV 32% · EM ±6.2%Sep 25 — IV 32% · EM ±6.1%Sep 28 — IV 35% · EM ±6.2%Sep 29 — IV 37% · EM ±6.3%Sep 30 — IV 38% · EM ±6.3%

Sector peers

PFS earnings FAQ

When is PFS's next earnings date?

Provident Financial Services, Inc is expected to report on October 28, 2026, after the market closes.

What is PFS's expected move for earnings?

Options currently price a move of about ±6.3%, or $1.46 per share either way from $23.12.

How does PFS stock usually react to earnings?

Across the last 6 reports the average next-day move was ±2.5%, up 5 times and down 1 times.

What EPS are analysts expecting from Provident Financial Services, Inc?

The consensus estimate is $0.60 per share, versus $0.55 a year ago.

What is PFS's implied volatility?

PFS's at-the-money implied volatility is about 38% based on the latest options snapshot.

🔒 Preview mode. Create a free account to unlock the full earnings calendar, all panels, heatmaps, options flow, and screener.