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Pagaya Technologies Ltd.

PGY Finance Finance: Consumer Services
$16.86
Today
as of Jul 22, 16:53 ET
Last 30 days +7.53% Jun 15 → Jul 22
$14.70 $15.79 $16.89 $17.98 $19.07 Jun 15 Jun 23 Jun 30 Jul 08 Jul 15 Jul 22
Open
$15.18
High
$15.41
Low
$14.10
Volume
$5M
Avg Vol
$4M
Mkt Cap
$1.4B
P/E (TTM)
20.51
Beta
52w High
$44.99
52w Low
$10.40
Div Yield
Shares Out

Recent Press Releases & News last 60 days · 21 items

▸ Show all 21 press releases & news Free account →

Overview

52-week range
$10
$45
19% of range
Avg surprise (last 3)
+86.6%
Avg reaction (last 2)
+1.2%
50% positive
Latest IV / EM
97%
EM ±22.3% · $17 · Aug 21

Earnings trends

EPS — actual vs estimate Actual Estimate
$-1.04$-0.62$-0.20$0.23$0.65 Actual $-0.53Actual $-0.36Actual $-0.33Actual $-1.04Actual $-0.93Actual $0.52Est $0.19Actual $0.39Est $0.47Actual $0.23Actual $0.65Est $0.32 JunSepMarJunSepMar/2025Jun/2025SepMar/2026
Revenue vs Net Income Revenue Net income
$-75M$36M$146M$257M$368M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu May 7, 2026Mar/2026 $0.65 $0.32 +103.1% +25.0% +4.5% earnings
Tue Sep 30, 2025Sep 2025 $0.23 financials
Thu Aug 7, 2025Jun/2025 $0.39 $0.47 -17.0% earnings
Wed May 7, 2025Mar/2025 $0.52 $0.19 +173.7% -2.1% earnings
Mon Sep 30, 2024Sep 2024 $-0.93 financials
Sun Jun 30, 2024Jun 2024 $-1.04 financials
Sun Mar 31, 2024Mar 2024 $-0.33 financials
Sat Sep 30, 2023Sep 2023 $-0.36 financials
Fri Jun 30, 2023Jun 2023 $-0.53 financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Thu Jul 30, 2026Jun/2026BMO $0.63$0.39 +61.5%

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$318M$350M$326M$290M$257M$250M
Cost of revenue$178M$201M$191M$167M$149M$146M
Gross profit
Operating income$80M$80M$56M$48M$22M$5M
Net income$25M$23M$17M$8M$-67M$-75M
EPS (diluted)$0.28$0.23$0.20$0.10$-0.93$-1.04

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$318M$235M$218M$183M$187M$188M$147M$234M
Inventory
Total current assets$362M$356M$351M$298M$361M
Total assets$1.65B$1.55B$1.46B$1.40B$1.28B$1.29B$1.37B$1.45B
Long-term debt$318M$230M$233M
Total liabilities$1.02B$960M$889M$857M$763M$775M$754M$763M
Total equity$529M$480M$438M$367M$335M$326M$462M$526M

Implied volatility — last 90 days

66%94%122%150%178% Jun 07 — IV 88% · EM ±12.2%Jun 08 — IV 83% · EM ±11.0%Jun 09 — IV 86% · EM ±10.7%Jun 10 — IV 93% · EM ±10.9%Jun 11 — IV 93% · EM ±10.2%Jun 12 — IV 89% · EM ±9.1%Jun 15 — IV 96% · EM ±6.9%Jun 16 — IV 158% · EM ±9.3%Jun 17 — IV 135% · EM ±5.6%Jun 19 — IV 77% · EM ±17.0%Jun 22 — IV 75% · EM ±15.7%Jun 23 — IV 74% · EM ±15.2%Jun 24 — IV 84% · EM ±16.9%Jun 25 — IV 67% · EM ±13.0%Jun 26 — IV 75% · EM ±14.4%Jun 29 — IV 75% · EM ±13.3%Jun 30 — IV 73% · EM ±12.6%Jul 01 — IV 72% · EM ±12.1%Jul 02 — IV 74% · EM ±11.9%Jul 03 — IV 76% · EM ±11.9%Jul 06 — IV 79% · EM ±10.9%Jul 07 — IV 83% · EM ±10.9%Jul 08 — IV 79% · EM ±9.9%Jul 09 — IV 75% · EM ±8.8%Jul 10 — IV 68% · EM ±7.5%Jul 13 — IV 95% · EM ±7.9%Jul 14 — IV 72% · EM ±5.2%Jul 15 — IV 118% · EM ±7.0%Jul 16 — IV 178% · EM ±7.5%Jul 20 — IV 100% · EM ±23.6%Jul 21 — IV 99% · EM ±23.1%Jul 22 — IV 97% · EM ±22.3%

Sector peers

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