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Repay Holdings Corporation

RPAY Consumer Discretionary Business Services
$4.34
▲ +4.3% Today
as of Oct 23, 11:50 ET
Last 30 days +17.27% Sep 14 → Oct 23
$3.56 $3.77 $3.98 $4.19 $4.40 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$4.15
High
$4.35
Low
$4.15
Volume
$430,302
Avg Vol
$1M
Mkt Cap
$335M
P/E (TTM)
—
Beta
—
52w High
$5.25
52w Low
$2.30
Div Yield
—
Shares Out
—

Recent Press Releases & News last 60 days · 10 items

Oct 13 · 12:30 PR Business Wire
REPAY Enables Embedded Payments for Emburse, Bringing Automation and Control to Spend
Oct 2 · 12:40 Zacks
Should Value Investors Buy Repay (RPAY) Stock?
Sep 24 · 15:00 Zacks
Repay Holdings (RPAY) Upgraded to Buy: Here's What You Should Know
▸ Show all 10 press releases & news Free account →

RPAY earnings at a glance

The options market is pricing a move of about ±67.2% after the report, a range of roughly $1.42 to $7.26 from today's $4.34. Over its last 2 reports the stock rose the next day 2 times and fell 0, moving ±3.1% on average; after the most recent report on May 4, 2026 it moved +3.6%. That means options currently expect more movement than RPAY has typically delivered. RPAY beat the consensus EPS estimate in 1 of its last 4 reported quarters. Implied volatility is currently 6%. The share price of $4.34 sits in the middle of its 52-week range.

More Consumer Discretionary stocks · All stocks · Earnings calendar

Overview

52-week range
$2.30
$5.25
69% of range
Avg surprise (last 4)
-0.8%
Avg reaction (last 2)
+3.1%
100% positive
Latest IV / EM
569%
EM ±67.2% · $5 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$-0.30$-0.18$-0.06$0.06$0.18 Actual $-0.30Actual $-0.05Actual $-0.07Actual $-0.06Actual $-0.04Actual $0.03Actual $0.16Est $0.18Actual $0.17Est $0.15Actual $0.17Est $0.17Actual $0.17Est $0.18Actual $-0.13 MarJunSepMarJunSepMar/2025Jun/2025Sep/2025Mar/2026Jun
Revenue vs Net Income Revenue Net income
$-102M$-50M$2M$54M$106M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jun 30, 2026Jun 2026 $-0.13 — — — — financials
Mon May 4, 2026Mar/2026 $0.17 $0.18 -5.6% +6.2% +3.6% earnings
Mon Nov 10, 2025Sep/2025 $0.17 $0.17 0.0% — — earnings
Mon Aug 11, 2025Jun/2025 $0.17 $0.15 +13.3% — — earnings
Mon May 12, 2025Mar/2025 $0.16 $0.18 -11.1% — +2.5% earnings
Mon Sep 30, 2024Sep 2024 $0.03 — — — — financials
Sun Jun 30, 2024Jun 2024 $-0.04 — — — — financials
Sun Mar 31, 2024Mar 2024 $-0.06 — — — — financials
Sat Sep 30, 2023Sep 2023 $-0.07 — — — — financials
Fri Jun 30, 2023Jun 2023 $-0.05 — — — — financials
Fri Mar 31, 2023Mar 2023 $-0.30 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$101M$81M—$78M$76M$77M—$79M
Cost of revenue$30M$19M—$20M$18M$19M—$18M
Gross profit$71M$61M—$58M$57M$59M—$62M
Operating income$-3M$-7,000—$-3M$-105M$-4M—$-675,000
Net income$-11M$-10M—$-6M$-102M$-8M—$3M
EPS (diluted)$-0.13$-0.12—$-0.08$-1.15$-0.09—$0.03

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$84M$44M$116M$96M$163M$165M$190M$169M
Inventory$2M———————
Total current assets$213M$131M$197M$180M$246M$250M$275M$225M
Total assets$1.61B$1.14B$1.20B$1.33B$1.41B$1.54B$1.57B$1.56B
Long-term debt$748M$391M$280M$280M$279M$498M$497M$496M
Total liabilities$1.14B$666M$718M$711M$774M$768M$799M$795M
Total equity$473M$478M$484M$617M$639M$767M$761M$770M

Implied volatility — last 90 days

132%517%903%1289%1674% Jun 08 — IV 428% · EM ±56.5%Jun 09 — IV 500% · EM ±62.7%Jun 10 — IV 463% · EM ±54.7%Jun 11 — IV 518% · EM ±57.2%Jun 12 — IV 551% · EM ±56.4%Jun 15 — IV 759% · EM ±54.9%Jun 16 — IV 929% · EM ±54.9%Jun 17 — IV 1262% · EM ±52.7%Jun 19 — IV 234% · EM ±51.6%Jun 22 — IV 279% · EM ±58.2%Jun 23 — IV 278% · EM ±57.0%Jun 25 — IV 241% · EM ±47.2%Jun 26 — IV 226% · EM ±43.3%Jun 29 — IV 132% · EM ±23.4%Jun 30 — IV 214% · EM ±36.9%Jul 01 — IV 292% · EM ±48.8%Jul 02 — IV 226% · EM ±36.6%Jul 03 — IV 234% · EM ±36.6%Jul 06 — IV 285% · EM ±39.5%Jul 07 — IV 328% · EM ±43.3%Jul 08 — IV 418% · EM ±52.4%Jul 09 — IV 469% · EM ±55.4%Jul 10 — IV 421% · EM ±46.6%Jul 13 — IV 679% · EM ±56.7%Jul 14 — IV 760% · EM ±55.0%Jul 15 — IV 787% · EM ±46.5%Jul 16 — IV 1062% · EM ±44.3%Jul 20 — IV 217% · EM ±51.3%Jul 21 — IV 316% · EM ±73.5%Jul 22 — IV 340% · EM ±77.9%Jul 23 — IV 266% · EM ±59.7%Jul 24 — IV 357% · EM ±78.9%Jul 27 — IV 308% · EM ±64.4%Jul 28 — IV 276% · EM ±56.5%Jul 29 — IV 284% · EM ±56.9%Jul 30 — IV 264% · EM ±51.8%Jul 31 — IV 333% · EM ±63.8%Aug 03 — IV 320% · EM ±56.8%Aug 04 — IV 252% · EM ±43.5%Aug 05 — IV 344% · EM ±57.5%Aug 06 — IV 395% · EM ±63.9%Aug 07 — IV 381% · EM ±59.5%Aug 10 — IV 639% · EM ±88.5%Aug 11 — IV 593% · EM ±78.4%Aug 12 — IV 594% · EM ±74.5%Aug 13 — IV 553% · EM ±65.3%Aug 14 — IV 581% · EM ±64.2%Aug 17 — IV 733% · EM ±61.3%Aug 18 — IV 923% · EM ±66.8%Aug 19 — IV 1124% · EM ±66.4%Aug 20 — IV 1675% · EM ±69.9%Aug 24 — IV 318% · EM ±66.4%Aug 25 — IV 299% · EM ±61.2%Aug 26 — IV 398% · EM ±79.8%Aug 27 — IV 344% · EM ±67.5%Aug 28 — IV 363% · EM ±69.5%Aug 31 — IV 354% · EM ±62.7%Sep 01 — IV 281% · EM ±48.4%Sep 02 — IV 414% · EM ±69.2%Sep 03 — IV 366% · EM ±59.3%Sep 04 — IV 322% · EM ±50.3%Sep 07 — IV 363% · EM ±50.3%Sep 08 — IV 525% · EM ±69.3%Sep 09 — IV 506% · EM ±63.4%Sep 10 — IV 476% · EM ±56.2%Sep 11 — IV 547% · EM ±60.4%Sep 14 — IV 793% · EM ±66.2%Sep 15 — IV 896% · EM ±64.8%Sep 16 — IV 1069% · EM ±63.2%Sep 17 — IV 1364% · EM ±57.0%Sep 21 — IV 262% · EM ±54.7%Sep 22 — IV 314% · EM ±64.3%Sep 23 — IV 302% · EM ±60.5%Sep 24 — IV 338% · EM ±66.2%Sep 25 — IV 324% · EM ±62.0%Sep 28 — IV 376% · EM ±66.7%Sep 29 — IV 328% · EM ±56.5%Sep 30 — IV 403% · EM ±67.3%Oct 01 — IV 390% · EM ±63.0%Oct 02 — IV 469% · EM ±73.3%Oct 06 — IV 425% · EM ±56.1%Oct 07 — IV 482% · EM ±60.4%Oct 08 — IV 569% · EM ±67.2%

Sector peers

IMXI
International Money Express, Inc.
$347M $9.25-2.0%
CURR
Currenc Group Inc.
$354M $2.18-10.7%
FVRR
Fiverr International Ltd.
$306M $8.53+1.7%
UXIN
Uxin Limited
$301M $0.85-7.6%
ADV
Advantage Solutions Inc.
$372M $29.84+5.5%
RMNI
Rimini Street, Inc.
$379M $4.03-2.4%

RPAY earnings FAQ

What is RPAY's expected move for earnings?

Options currently price a move of about ±67.2%, or $2.92 per share either way from $4.34.

How does RPAY stock usually react to earnings?

Across the last 2 reports the average next-day move was ±3.1%, up 2 times and down 0 times.

What is RPAY's implied volatility?

RPAY's at-the-money implied volatility is about 6% based on the latest options snapshot.

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