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TrustCo Bank Corp NY

TRST Finance Major Banks
$52.53
▲ +0.5% Today
as of Jun 7, 07:29 ET
Last 30 days +10.26% Apr 28 → Jun 05
$46.36 $48.05 $49.75 $51.44 $53.13 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$52.36
High
$52.96
Low
$52.36
Volume
$132,826
Avg Vol
$110,017
Mkt Cap
$898M
P/E (TTM)
20.52
Beta
52w High
$52.96
52w Low
$30.52
Div Yield
Shares Out
$18M

Overview

52-week range
$31
$53
98% of range
Avg surprise (last 0)
Avg reaction (last 1)
-0.3%
0% positive
Latest IV / EM
73%
EM ±10.1% · $55 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.64$0.71$0.78$0.84$0.91 Actual $0.86Actual $0.77Actual $0.64Actual $0.66Actual $0.68Actual $0.75Actual $0.79Actual $0.86Actual $0.91 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$0$4M$9M$13M$17M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $0.91 financials
Tue Sep 30, 2025Sep 2025 $0.86 financials
Mon Jun 30, 2025Jun 2025 $0.79 financials
Mon Apr 21, 2025Mar/2025 $0.75 -0.3% earnings
Mon Sep 30, 2024Sep 2024 $0.68 financials
Sun Jun 30, 2024Jun 2024 $0.66 financials
Sun Mar 31, 2024Mar 2024 $0.64 financials
Sat Sep 30, 2023Sep 2023 $0.77 financials
Fri Jun 30, 2023Jun 2023 $0.86 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$16M$16M$15M$14M$13M$13M
EPS (diluted)$0.91$0.86$0.79$0.75$0.68$0.66

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$768M$730M$696M$714M$756M$642M$523M$536M
Inventory
Total current assets
Total assets$6.51B$6.44B$6.35B$6.35B$6.34B$6.24B$6.11B$6.11B
Long-term debt
Total liabilities$5.84B$5.75B$5.66B$5.66B$5.65B$5.56B$5.44B$5.45B
Total equity$671M$687M$692M$693M$688M$676M$669M$655M

Implied volatility — last 90 days

67%70%72%75%77% Jun 07 — IV 73% · EM ±10.1%

Sector peers

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