arBtrage CAPITALIZING MARKETS checking… Sign in Sign up

Upstart Holdings, Inc.

UPST Finance Finance: Consumer Services
$28.70
▲ +0.2% Today
as of Jul 22, 16:55 ET
Last 30 days -6.10% Jun 12 → Jul 22
$28.07 $30.13 $32.19 $34.25 $36.31 Jun 12 Jun 22 Jun 29 Jul 08 Jul 15 Jul 22
Open
$31.43
High
$31.98
Low
$29.14
Volume
$5M
Avg Vol
$6M
Mkt Cap
$2.8B
P/E (TTM)
141.62
Beta
52w High
$87.30
52w Low
$23.96
Div Yield
Shares Out
$96M

Recent Press Releases & News last 60 days · 25 items

▸ Show all 25 press releases & news Free account →

Overview

52-week range
$24
$87
7% of range
Avg surprise (last 3)
+34.6%
Avg reaction (last 2)
-2.0%
0% positive
Latest IV / EM
78%
EM ±4.6% · $29 · Jul 24

Earnings trends

EPS — actual vs estimate Actual Estimate
$-0.74$-0.50$-0.26$-0.01$0.23 Actual $-0.34Actual $-0.48Actual $-0.74Actual $-0.62Actual $-0.07Actual $-0.03Est $-0.18Actual $0.05Est $-0.09Actual $0.23Actual $-0.07Est $0.20 JunSepMarJunSepMar/2025Jun/2025SepMar/2026
Revenue vs Net Income Revenue Net income
$-54M$40M$135M$229M$324M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue May 5, 2026Mar/2026 $-0.07 $0.20 -135.0% -133.3% -2.8% earnings
Tue Sep 30, 2025Sep 2025 $0.23 financials
Tue Aug 5, 2025Jun/2025 $0.05 $-0.09 +155.6% earnings
Tue May 6, 2025Mar/2025 $-0.03 $-0.18 +83.3% -1.2% earnings
Mon Sep 30, 2024Sep 2024 $-0.07 financials
Sun Jun 30, 2024Jun 2024 $-0.62 financials
Sun Mar 31, 2024Mar 2024 $-0.74 financials
Sat Sep 30, 2023Sep 2023 $-0.48 financials
Fri Jun 30, 2023Jun 2023 $-0.34 financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Tue Aug 4, 2026Jun/2026AMC $0.30$0.05 +500.0%

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$308M$277M$257M$213M$162M$128M
Cost of revenue
Gross profit
Operating income$-8M$24M$5M$-4M$-45M$-55M
Net income$-7M$32M$6M$-2M$-7M$-54M
EPS (diluted)$-0.07$0.23$0.05$-0.03$-0.07$-0.62

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$473M$652M$490M$396M$600M$788M
Inventory
Total current assets
Total assets$2.96B$2.97B$2.90B$2.48B$2.30B$2.37B$1.81B$1.82B
Long-term debt
Total liabilities$2.23B$2.18B$2.16B$1.76B$1.62B$1.73B$1.21B$1.23B
Total equity$733M$799M$744M$722M$677M$633M$596M$595M

Implied volatility — last 90 days

72%79%86%93%100% Jun 07 — IV 93% · EM ±8.7%Jun 08 — IV 93% · EM ±7.7%Jun 09 — IV 88% · EM ±6.3%Jun 10 — IV 95% · EM ±5.6%Jun 11 — IV 91% · EM ±3.8%Jun 15 — IV 93% · EM ±6.7%Jun 16 — IV 94% · EM ±5.5%Jun 17 — IV 101% · EM ±4.2%Jun 19 — IV 75% · EM ±8.3%Jun 22 — IV 89% · EM ±7.4%Jun 23 — IV 89% · EM ±6.4%Jun 24 — IV 94% · EM ±5.5%Jun 25 — IV 98% · EM ±4.1%Jun 29 — IV 74% · EM ±17.5%Jun 30 — IV 75% · EM ±17.5%Jul 01 — IV 87% · EM ±3.6%Jul 03 — IV 74% · EM ±8.2%Jul 06 — IV 82% · EM ±6.8%Jul 07 — IV 85% · EM ±6.1%Jul 08 — IV 85% · EM ±5.0%Jul 09 — IV 88% · EM ±3.7%Jul 13 — IV 86% · EM ±7.2%Jul 14 — IV 82% · EM ±5.9%Jul 15 — IV 87% · EM ±5.1%Jul 16 — IV 72% · EM ±3.0%Jul 20 — IV 83% · EM ±7.0%Jul 21 — IV 81% · EM ±5.8%Jul 22 — IV 78% · EM ±4.6%

Sector peers

🔒 Preview mode. Create a free account to unlock the full earnings calendar, all panels, heatmaps, options flow, and screener.