arBtrage CAPITALIZING MARKETS — checking… Sign in Sign up
Calendar /

U.S. Bancorp

USB Finance Major Banks
$60.02
▲ +1.6% Today
as of Oct 22, 16:53 ET
Last 30 days -4.24% Sep 14 → Oct 22
$55.65 $57.54 $59.42 $61.31 $63.20 Sep 14 Sep 22 Sep 29 Oct 07 Oct 14 Oct 22
Open
$58.72
High
$60.03
Low
$58.65
Volume
$7M
Avg Vol
$9M
Mkt Cap
$87.5B
P/E (TTM)
15.66
Beta
—
52w High
$66.08
52w Low
$45.02
Div Yield
—
Shares Out
—

Recent Press Releases & News last 60 days · 25 items

mixed ▲ 2 ● 23 ▼ 0
Oct 16 · 22:13 EARNINGS Simply Wall St. bullish
U.S. Bancorp (USB) Stock Climbs As Q3 Earnings Reinforce Resilience
Oct 16 · 21:14 Simply Wall St. neutral
How Investors Are Reacting To U.S. Bancorp (USB) Earnings Beat
Oct 16 · 08:19 StockStory neutral
USB Q3 Deep Dive: Fee Diversification and Deposit Growth Support Momentum
▸ Show all 25 press releases & news Free account →

USB earnings at a glance

The options market is pricing a move of about ±4.0% after the report, a range of roughly $57.60 to $62.44 from today's $60.02. Over its last 5 reports the stock rose the next day 1 time and fell 4, moving ±1.2% on average; after the most recent report on Jul 16, 2026 it moved +1.6%. That means options currently expect more movement than USB has typically delivered. USB beat the consensus EPS estimate in 5 of its last 5 reported quarters. Implied volatility is currently 34%. The share price of $60.02 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$45
$66
71% of range
Avg surprise (last 5)
+5.7%
Avg reaction (last 5)
-0.6%
20% positive
Latest IV / EM
34%
EM ±4.0% · $57 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.78$0.92$1.06$1.21$1.35 Actual $1.04Actual $0.84Actual $0.91Actual $0.78Actual $0.97Actual $1.03Actual $1.03Actual $1.11Est $1.07Actual $1.22Est $1.11Actual $1.26Est $1.19Actual $1.18Est $1.14Actual $1.35Est $1.28 MarJunSepMarJunSepMarJun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$2.0B$4.0B$6.1B$8.1B Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu Jul 16, 2026Jun/2026 $1.35 $1.28 +5.5% +15.3% +1.6% earnings
Thu Apr 16, 20268K 2026-04-16 $1.18 $1.14 +3.5% — -1.6% earnings
Tue Jan 20, 20268K 2026-01-20 $1.26 $1.19 +5.9% — -0.0% earnings
Thu Oct 16, 2025Sep/2025 $1.22 $1.11 +9.9% — -1.7% earnings
Thu Jul 17, 2025Jun/2025 $1.11 $1.07 +3.7% — -1.0% earnings
Mon Mar 31, 2025Mar 2025 $1.03 — — — — financials
Mon Sep 30, 2024Sep 2024 $1.03 — — — — financials
Sun Jun 30, 2024Jun 2024 $0.97 — — — — financials
Sun Mar 31, 2024Mar 2024 $0.78 — — — — financials
Sat Sep 30, 2023Sep 2023 $0.91 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.84 — — — — financials
Fri Mar 31, 2023Mar 2023 $1.04 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$7.71B$7.29B—$7.33B$7.00B$6.96B—$6.86B
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$2.18B$1.95B—$2.00B$1.81B$1.71B—$1.71B
EPS (diluted)$1.35$1.18—$1.22$1.11$1.03—$1.03

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents————————
Inventory————————
Total current assets————————
Total assets$725.92B$701.00B$692.35B$695.36B$686.37B$676.49B$678.32B$686.47B
Long-term debt————————
Total liabilities$658.02B$634.75B$626.69B$631.56B$624.47B$615.93B$619.28B$627.15B
Total equity$67.43B$66.25B$65.19B$63.34B$61.90B$60.56B$58.58B$59.32B

Implied volatility — last 90 days

20%27%35%43%51% Jun 08 — IV 37% · EM ±3.1%Jun 09 — IV 40% · EM ±2.9%Jun 10 — IV 33% · EM ±2.0%Jun 11 — IV 33% · EM ±1.4%Jun 15 — IV 32% · EM ±2.3%Jun 16 — IV 32% · EM ±1.9%Jun 17 — IV 41% · EM ±1.7%Jun 19 — IV 27% · EM ±2.9%Jun 22 — IV 31% · EM ±2.6%Jun 23 — IV 29% · EM ±2.1%Jun 24 — IV 31% · EM ±1.8%Jun 25 — IV 29% · EM ±1.2%Jun 29 — IV 30% · EM ±5.2%Jun 30 — IV 30% · EM ±5.2%Jul 01 — IV 30% · EM ±5.1%Jul 02 — IV 30% · EM ±4.9%Jul 03 — IV 31% · EM ±4.9%Jul 06 — IV 34% · EM ±4.7%Jul 07 — IV 33% · EM ±4.4%Jul 08 — IV 36% · EM ±4.5%Jul 09 — IV 36% · EM ±4.2%Jul 10 — IV 36% · EM ±4.0%Jul 13 — IV 44% · EM ±3.7%Jul 14 — IV 50% · EM ±3.7%Jul 15 — IV 52% · EM ±3.1%Jul 16 — IV 30% · EM ±1.2%Jul 20 — IV 27% · EM ±2.3%Jul 21 — IV 27% · EM ±2.0%Jul 22 — IV 29% · EM ±1.7%Jul 23 — IV 29% · EM ±1.2%Jul 27 — IV 27% · EM ±2.3%Jul 28 — IV 40% · EM ±2.9%Jul 29 — IV 30% · EM ±1.8%Jul 30 — IV 28% · EM ±1.2%Aug 03 — IV 24% · EM ±2.0%Aug 04 — IV 27% · EM ±2.0%Aug 05 — IV 28% · EM ±1.6%Aug 06 — IV 29% · EM ±1.2%Aug 10 — IV 23% · EM ±1.9%Aug 11 — IV 26% · EM ±1.9%Aug 12 — IV 20% · EM ±1.2%Aug 13 — IV 21% · EM ±0.9%Aug 17 — IV 20% · EM ±1.7%Aug 18 — IV 22% · EM ±1.6%Aug 19 — IV 25% · EM ±1.5%Aug 20 — IV 27% · EM ±1.1%Aug 24 — IV 24% · EM ±2.0%Aug 25 — IV 25% · EM ±1.8%Aug 26 — IV 25% · EM ±1.4%Aug 27 — IV 31% · EM ±1.3%Aug 31 — IV 24% · EM ±2.0%Sep 01 — IV 26% · EM ±1.9%Sep 02 — IV 26% · EM ±1.5%Sep 03 — IV 28% · EM ±1.2%Sep 07 — IV 25% · EM ±2.1%Sep 08 — IV 28% · EM ±2.0%Sep 09 — IV 28% · EM ±1.6%Sep 10 — IV 37% · EM ±1.5%Sep 14 — IV 29% · EM ±2.4%Sep 15 — IV 30% · EM ±2.2%Sep 16 — IV 32% · EM ±1.9%Sep 17 — IV 31% · EM ±1.3%Sep 21 — IV 27% · EM ±2.2%Sep 22 — IV 28% · EM ±2.0%Sep 23 — IV 31% · EM ±1.8%Sep 24 — IV 32% · EM ±1.4%Sep 28 — IV 28% · EM ±5.0%Sep 29 — IV 29% · EM ±5.0%Sep 30 — IV 31% · EM ±5.1%Oct 01 — IV 33% · EM ±5.4%Oct 02 — IV 32% · EM ±5.0%Oct 06 — IV 34% · EM ±4.5%Oct 07 — IV 35% · EM ±4.4%Oct 08 — IV 34% · EM ±4.0%

Sector peers

PNC
PNC Financial Services Group, Inc. (The)
$86.9B $225.53+2.0%
BNY
The Bank Of New York Mellon Corporation
$96.8B $145.32+0.7%
ITUB
Itau Unibanco Banco Holding SA
$107.4B $9.49-2.2%
BNS
Bank of Nova Scotia (The)
$115.9B $93.41+1.2%
TFC
Truist Financial Corporation
$55.7B $48.42+2.3%
COF
Capital One Financial Corporation
$120.2B $203.43+0.9%

USB earnings FAQ

What is USB's expected move for earnings?

Options currently price a move of about ±4.0%, or $2.42 per share either way from $60.02.

How does USB stock usually react to earnings?

Across the last 5 reports the average next-day move was ±1.2%, up 1 times and down 4 times.

What is USB's implied volatility?

USB's at-the-money implied volatility is about 34% based on the latest options snapshot.

View on Nasdaq ↗
🔒 Preview mode. Create a free account to unlock the full earnings calendar, all panels, heatmaps, options flow, and screener.
Sign up free → Sign in