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Usio, Inc.

USIO Finance Investment Bankers/Brokers/Service
$3.16
▲ +10.9% Today
as of Oct 22, 16:53 ET
Last 30 days +33.33% Sep 14 → Oct 22
$2.15 $2.43 $2.71 $2.98 $3.26 Sep 14 Sep 22 Sep 29 Oct 07 Oct 14 Oct 22
Open
$3.11
High
$3.29
Low
$3.08
Volume
$220,997
Avg Vol
$145,527
Mkt Cap
$80M
P/E (TTM)
—
Beta
—
52w High
$3.29
52w Low
$1.03
Div Yield
—
Shares Out
$29M

Recent Press Releases & News last 60 days · 6 items

Oct 22 · 14:03 MarketBeat
Usio Sees ACH Records, Education Payments and Ion Platform Fueling Profit Growth
Oct 13 · 13:00 PR GlobeNewswire
Usio Announces Participation in Upcoming Investor Conferences
Oct 5 · 11:55 Zacks
Fast-paced Momentum Stock Usio (USIO) Is Still Trading at a Bargain
▸ Show all 6 press releases & news Free account →

USIO earnings at a glance

The options market is pricing a move of about ±33.5% after the report, a range of roughly $2.10 to $4.22 from today's $3.16. Over its last 2 reports the stock rose the next day 1 time and fell 1, moving ±1.8% on average; after the most recent report on May 13, 2026 it moved +2.3%. That means options currently expect more movement than USIO has typically delivered. USIO beat the consensus EPS estimate in 1 of its last 4 reported quarters. Implied volatility is currently 283%. The share price of $3.16 sits near its 52-week high.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$1.03
$3.29
94% of range
Avg surprise (last 4)
-81.2%
Avg reaction (last 2)
+0.5%
50% positive
Latest IV / EM
283%
EM ±33.5% · $3 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$-0.03$0.00$0.04$0.07$0.10 Actual $0.01Actual $-0.03Actual $-0.01Actual $0.10Actual $-0.01Est $0.04Actual $-0.01Est $-0.01Actual $-0.02Est $0.01Est $-0.01Actual $0.01 MarJunSepMarJunSepMar/2025Jun/2025Sep/2025Mar/2026Jun
Revenue vs Net Income Revenue Net income
$-415,086$6M$13M$20M$27M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jun 30, 2026Jun 2026 $0.01 — — — — financials
Wed May 13, 2026Mar/2026 — $-0.01 +100.0% +100.0% +2.3% earnings
Wed Nov 12, 2025Sep/2025 $-0.02 $0.01 -300.0% — — earnings
Wed Aug 6, 2025Jun/2025 $-0.01 $-0.01 0.0% — — earnings
Wed May 14, 2025Mar/2025 $-0.01 $0.04 -125.0% — -1.3% earnings
Mon Sep 30, 2024Sep 2024 $0.10 — — — — financials
Sun Jun 30, 2024Jun 2024 — — — — — financials
Sun Mar 31, 2024Mar 2024 $-0.01 — — — — financials
Sat Sep 30, 2023Sep 2023 $-0.03 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.01 — — — — financials
Fri Mar 31, 2023Mar 2023 — — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$24M$25M—$21M$20M$22M—$21M
Cost of revenue$18M$20M—$16M$15M$17M—$16M
Gross profit$6M$5M—$5M$5M$5M—$5M
Operating income$376,913$225,712—$-464,171$-396,970$-239,584—$-376,650
Net income$280,080$122,503—$-415,086$-366,654$-234,970—$3M
EPS (diluted)$0.01——$-0.02$-0.01$-0.01—$0.10

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$6M$8M$7M$8M$8M$9M$8M$8M
Inventory$392,108$392,873$461,675$337,693$380,457$348,493$403,796$400,002
Total current assets$111M$107M$123M$88M$97M$98M$95M$102M
Total assets$124M$120M$135M$99M$108M$110M$107M$115M
Long-term debt$910,310$987,996$1M$594,716$495,426$533,248$571,862$562,923
Total liabilities$105M$102M$117M$81M$90M$91M$88M$96M
Total equity$19M$18M$18M$19M$19M$19M$19M$19M

Implied volatility — last 90 days

36%584%1132%1679%2227% Jun 08 — IV 991% · EM ±130.9%Jun 09 — IV 1095% · EM ±137.2%Jun 10 — IV 975% · EM ±115.2%Jun 11 — IV 953% · EM ±105.3%Jun 12 — IV 783% · EM ±80.1%Jun 15 — IV 1718% · EM ±124.3%Jun 16 — IV 1557% · EM ±92.0%Jun 17 — IV 2227% · EM ±93.0%Jun 19 — IV 385% · EM ±85.2%Jun 22 — IV 388% · EM ±81.0%Jun 23 — IV 154% · EM ±31.6%Jun 24 — IV 243% · EM ±48.6%Jun 25 — IV 37% · EM ±7.2%Jun 26 — IV 201% · EM ±38.5%Jun 29 — IV 217% · EM ±38.5%Jun 30 — IV 58% · EM ±10.0%Jul 01 — IV 82% · EM ±13.7%Jul 02 — IV 87% · EM ±14.0%Jul 14 — IV 83% · EM ±6.0%Jul 20 — IV 135% · EM ±31.9%Jul 21 — IV 140% · EM ±32.5%Jul 22 — IV 216% · EM ±49.5%Jul 23 — IV 247% · EM ±55.6%Jul 24 — IV 317% · EM ±69.9%Jul 27 — IV 258% · EM ±53.8%Jul 29 — IV 166% · EM ±33.2%Jul 30 — IV 233% · EM ±45.6%Jul 31 — IV 153% · EM ±29.3%Aug 03 — IV 64% · EM ±11.3%Aug 04 — IV 65% · EM ±11.3%Aug 06 — IV 94% · EM ±15.2%Aug 07 — IV 97% · EM ±15.2%Aug 12 — IV 114% · EM ±14.2%Aug 13 — IV 130% · EM ±15.3%Aug 14 — IV 180% · EM ±19.9%Aug 18 — IV 197% · EM ±14.2%Aug 19 — IV 242% · EM ±14.3%Aug 24 — IV 142% · EM ±29.7%Aug 25 — IV 169% · EM ±34.6%Aug 26 — IV 154% · EM ±30.9%Aug 27 — IV 132% · EM ±25.8%Aug 28 — IV 132% · EM ±25.3%Aug 31 — IV 122% · EM ±21.6%Sep 01 — IV 165% · EM ±28.5%Sep 02 — IV 157% · EM ±26.2%Sep 03 — IV 135% · EM ±21.9%Sep 04 — IV 140% · EM ±21.8%Sep 07 — IV 158% · EM ±21.8%Sep 08 — IV 180% · EM ±23.7%Sep 09 — IV 186% · EM ±23.3%Sep 21 — IV 92% · EM ±19.3%Sep 29 — IV 68% · EM ±11.7%Sep 30 — IV 110% · EM ±18.3%Oct 01 — IV 154% · EM ±24.9%Oct 02 — IV 218% · EM ±34.1%Oct 06 — IV 214% · EM ±28.3%Oct 07 — IV 236% · EM ±29.6%Oct 08 — IV 283% · EM ±33.5%

Sector peers

AIB
AIB Data Centers Inc.
$71M $1.05-9.5%
SIEB
Siebert Financial Corp.
$90M $1.890.0%
ANTA
Antalpha Platform Holding Company
$96M $1.75-9.6%
COHN
Cohen & Company Inc.
$35M $9.11-5.2%
AXG
Solowin Holdings
$25M $0.07-13.8%
IHT
InnSuites Hospitality Trust
$16M $1.11+0.9%

USIO earnings FAQ

What is USIO's expected move for earnings?

Options currently price a move of about ±33.5%, or $1.06 per share either way from $3.16.

How does USIO stock usually react to earnings?

Across the last 2 reports the average next-day move was ±1.8%, up 1 times and down 1 times.

What is USIO's implied volatility?

USIO's at-the-money implied volatility is about 283% based on the latest options snapshot.

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