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WaFd, Inc.

WAFD Finance Major Banks
$29.47
▲ +4.0% Today
as of Oct 23, 16:53 ET
Last 30 days -12.32% Sep 14 → Oct 23
$27.93 $29.45 $30.98 $32.51 $34.03 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$29.20
High
$29.54
Low
$29.09
Volume
$748,269
Avg Vol
$729,249
Mkt Cap
$2.2B
P/E (TTM)
11.90
Beta
—
52w High
$39.49
52w Low
$28.10
Div Yield
—
Shares Out
$74M

Recent Press Releases & News last 60 days · 25 items

▸ Show all 25 press releases & news Free account →

WAFD earnings at a glance

The options market is pricing a move of about ±16.9% after the report, a range of roughly $24.50 to $34.44 from today's $29.47. Over its last 4 reports the stock rose the next day 2 times and fell 2, moving ±4.0% on average; after the most recent report on Jul 16, 2026 it moved -3.1%. That means options currently expect more movement than WAFD has typically delivered. WAFD beat the consensus EPS estimate in 2 of its last 5 reported quarters. Implied volatility is currently 128%. The share price of $29.47 sits near its 52-week low.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$28
$39
12% of range
Avg surprise (last 5)
+2.9%
Avg reaction (last 4)
+0.5%
50% positive
Latest IV / EM
128%
EM ±16.9% · $30 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.17$0.35$0.53$0.71$0.89 Actual $0.89Actual $0.85Actual $0.17Actual $0.75Actual $0.54Actual $0.65Actual $0.73Est $0.67Actual $0.72Est $0.75Actual $0.79Actual $0.75Est $0.76Actual $0.83Est $0.74Actual $0.81Est $0.83 JunDecMarJunDecMarJun/2025Sep/2025Dec8K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$17M$35M$52M$69M Dec 24Mar 25Jun 25Dec 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu Jul 16, 2026Jun/2026 $0.81 $0.83 -1.2% +13.7% -3.1% earnings
Fri Apr 17, 20268K 2026-04-17 $0.83 $0.74 +12.2% — +8.4% earnings
Fri Jan 16, 20268K 2026-01-16 $0.75 $0.76 -1.3% — -4.0% earnings
Wed Dec 31, 2025Dec 2025 $0.79 — — — — financials
Thu Oct 16, 2025Sep/2025 $0.72 $0.75 -4.0% — — earnings
Thu Jul 17, 2025Jun/2025 $0.73 $0.67 +9.0% — +0.6% earnings
Mon Mar 31, 2025Mar 2025 $0.65 — — — — financials
Tue Dec 31, 2024Dec 2024 $0.54 — — — — financials
Sun Jun 30, 2024Jun 2024 $0.75 — — — — financials
Sun Mar 31, 2024Mar 2024 $0.17 — — — — financials
Sun Dec 31, 2023Dec 2023 $0.85 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.89 — — — — financials
Fri Mar 31, 2023Mar 2023 $0.95 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$8M$8M$8M—$8M$7M$7M—
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$66M$66M$64M—$62M$56M$47M—
EPS (diluted)$0.84$0.82$0.79—$0.73$0.65$0.54—

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$676M$670M$735M$657M$809M$1.23B$1.51B$2.38B
Inventory————————
Total current assets————————
Total assets$27.60B$27.57B$27.29B$26.70B$26.73B$27.64B$27.68B$28.06B
Long-term debt————————
Total liabilities$24.57B$24.59B$24.26B$23.66B$23.72B$24.61B$24.66B$25.06B
Total equity$3.02B$2.98B$3.03B$3.04B$3.01B$3.03B$3.02B$3.00B

Implied volatility — last 90 days

57%135%212%290%367% Jun 15 — IV 193% · EM ±13.9%Jun 16 — IV 230% · EM ±13.6%Jun 17 — IV 327% · EM ±13.7%Jun 19 — IV 64% · EM ±14.1%Jun 22 — IV 67% · EM ±14.0%Jun 23 — IV 98% · EM ±20.1%Jun 24 — IV 77% · EM ±15.4%Jun 25 — IV 73% · EM ±14.2%Jun 26 — IV 70% · EM ±13.4%Jun 29 — IV 82% · EM ±14.5%Jun 30 — IV 81% · EM ±13.9%Jul 01 — IV 83% · EM ±13.9%Jul 08 — IV 133% · EM ±16.7%Jul 09 — IV 136% · EM ±16.0%Jul 10 — IV 126% · EM ±13.9%Jul 13 — IV 179% · EM ±15.0%Jul 14 — IV 182% · EM ±13.2%Jul 20 — IV 62% · EM ±14.7%Jul 21 — IV 57% · EM ±13.3%Jul 22 — IV 59% · EM ±13.6%Jul 23 — IV 60% · EM ±13.5%Jul 24 — IV 83% · EM ±18.2%Jul 27 — IV 88% · EM ±18.4%Jul 28 — IV 91% · EM ±18.5%Jul 29 — IV 91% · EM ±18.3%Jul 31 — IV 70% · EM ±13.5%Aug 03 — IV 75% · EM ±13.2%Aug 04 — IV 84% · EM ±14.5%Aug 05 — IV 86% · EM ±14.4%Aug 06 — IV 89% · EM ±14.4%Aug 07 — IV 95% · EM ±14.8%Aug 11 — IV 107% · EM ±14.2%Aug 12 — IV 108% · EM ±13.5%Aug 13 — IV 112% · EM ±13.2%Aug 14 — IV 134% · EM ±14.8%Aug 17 — IV 168% · EM ±14.0%Aug 18 — IV 196% · EM ±14.1%Aug 19 — IV 249% · EM ±14.7%Aug 20 — IV 353% · EM ±14.7%Sep 08 — IV 64% · EM ±8.5%Sep 09 — IV 67% · EM ±8.5%Sep 10 — IV 124% · EM ±14.7%Sep 14 — IV 178% · EM ±14.9%Sep 15 — IV 245% · EM ±17.7%Sep 16 — IV 263% · EM ±15.6%Sep 17 — IV 368% · EM ±15.4%Sep 21 — IV 81% · EM ±16.9%Sep 22 — IV 79% · EM ±16.1%Sep 29 — IV 99% · EM ±17.0%Sep 30 — IV 102% · EM ±17.0%Oct 06 — IV 128% · EM ±16.9%

Sector peers

WAFD earnings FAQ

What is WAFD's expected move for earnings?

Options currently price a move of about ±16.9%, or $4.97 per share either way from $29.47.

How does WAFD stock usually react to earnings?

Across the last 4 reports the average next-day move was ±4.0%, up 2 times and down 2 times.

What is WAFD's implied volatility?

WAFD's at-the-money implied volatility is about 128% based on the latest options snapshot.

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