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Waterstone Financial, Inc.

WSBF Finance Savings Institutions
$19.53
Today
as of Jul 22, 16:56 ET
Last 30 days -0.46% Jun 12 → Jul 22
$18.92 $19.45 $19.98 $20.51 $21.04 Jun 12 Jun 22 Jun 29 Jul 08 Jul 15 Jul 22
Open
$18.60
High
$19.00
Low
$18.60
Volume
$63,705
Avg Vol
$54,351
Mkt Cap
$351M
P/E (TTM)
15.39
Beta
52w High
$19.00
52w Low
$13.02
Div Yield
Shares Out
$18M

Recent Press Releases & News last 60 days · 1 item

Overview

52-week range
$13
$19
100% of range
Avg surprise (last 0)
Avg reaction (last 2)
+1.5%
100% positive
Latest IV / EM
93%
EM ±7.7% · $20 · Jul 17

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.16$0.23$0.31$0.38$0.45 Actual $0.20Actual $0.16Actual $0.16Actual $0.31Actual $0.26Actual $0.17Actual $0.43Actual $0.45Actual $0.34 JunSepMarJunSepMar/2025Jun/2025SepMar
Revenue vs Net Income Revenue Net income
$0$2M$4M$6M$8M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $0.34 financials
Tue Sep 30, 2025Sep 2025 $0.45 financials
Tue Jul 22, 2025Jun/2025 $0.43 +0.6% earnings
Tue Apr 22, 2025Mar/2025 $0.17 +2.4% earnings
Mon Sep 30, 2024Sep 2024 $0.26 financials
Sun Jun 30, 2024Jun 2024 $0.31 financials
Sun Mar 31, 2024Mar 2024 $0.16 financials
Sat Sep 30, 2023Sep 2023 $0.16 financials
Fri Jun 30, 2023Jun 2023 $0.20 financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Tue Jul 28, 2026Jun/2026OTHER $0.43

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$6M$8M$8M$3M$5M$6M
EPS (diluted)$0.34$0.45$0.43$0.17$0.26$0.31

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents
Inventory
Total current assets
Total assets$2.25B$2.26B$2.27B$2.26B$2.18B$2.21B$2.24B$2.29B
Long-term debt$413M$412M$469M$466M$396M$447M$560M$661M
Total liabilities$1.90B$1.91B$1.92B$1.92B$1.83B$1.87B$1.90B$1.95B
Total equity$348M$349M$345M$341M$341M$339M$342M$335M

Implied volatility — last 90 days

8%35%62%89%116% Jun 08 — IV 106% · EM ±14.0%Jun 19 — IV 29% · EM ±6.5%Jun 22 — IV 9% · EM ±1.8%Jun 23 — IV 11% · EM ±2.3%Jun 24 — IV 49% · EM ±9.7%Jun 25 — IV 50% · EM ±9.8%Jun 26 — IV 67% · EM ±12.8%Jun 29 — IV 47% · EM ±8.4%Jun 30 — IV 40% · EM ±6.9%Jul 01 — IV 80% · EM ±13.3%Jul 02 — IV 72% · EM ±11.7%Jul 03 — IV 75% · EM ±11.7%Jul 06 — IV 80% · EM ±11.1%Jul 07 — IV 63% · EM ±8.4%Jul 08 — IV 16% · EM ±2.1%Jul 09 — IV 117% · EM ±13.8%Jul 10 — IV 74% · EM ±8.2%Jul 13 — IV 93% · EM ±7.7%

Sector peers

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