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Waterstone Financial, Inc.

WSBF Finance Savings Institutions
$18.78
▲ +1.0% Today
as of Jun 7, 07:32 ET
Last 30 days +2.96% Apr 28 → Jun 05
$17.83 $18.08 $18.34 $18.60 $18.85 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$18.60
High
$19.00
Low
$18.60
Volume
$63,705
Avg Vol
$54,351
Mkt Cap
$337M
P/E (TTM)
15.39
Beta
52w High
$19.00
52w Low
$13.02
Div Yield
Shares Out
$18M

Overview

52-week range
$13
$19
96% of range
Avg surprise (last 0)
Avg reaction (last 1)
+2.4%
100% positive

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.16$0.23$0.31$0.38$0.45 Actual $0.20Actual $0.16Actual $0.16Actual $0.31Actual $0.26Actual $0.17Actual $0.43Actual $0.45Actual $0.34 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$0$2M$4M$6M$8M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $0.34 financials
Tue Sep 30, 2025Sep 2025 $0.45 financials
Mon Jun 30, 2025Jun 2025 $0.43 financials
Tue Apr 22, 2025Mar/2025 $0.17 +2.4% earnings
Mon Sep 30, 2024Sep 2024 $0.26 financials
Sun Jun 30, 2024Jun 2024 $0.31 financials
Sun Mar 31, 2024Mar 2024 $0.16 financials
Sat Sep 30, 2023Sep 2023 $0.16 financials
Fri Jun 30, 2023Jun 2023 $0.20 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$6M$8M$8M$3M$5M$6M
EPS (diluted)$0.34$0.45$0.43$0.17$0.26$0.31

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents
Inventory
Total current assets
Total assets$2.25B$2.26B$2.27B$2.26B$2.18B$2.21B$2.24B$2.29B
Long-term debt$413M$412M$469M$466M$396M$447M$560M$661M
Total liabilities$1.90B$1.91B$1.92B$1.92B$1.83B$1.87B$1.90B$1.95B
Total equity$348M$349M$345M$341M$341M$339M$342M$335M

Implied volatility — last 90 days

No IV snapshots yet for WSBF.

IV is captured twice daily (9:15 AM & 4:30 PM ET) for tickers with upcoming earnings. Comes online automatically once the next options refresh runs.

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