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Affirm Holdings, Inc.

AFRM Finance Finance: Consumer Services
$73.44
▼ -0.6% Today
as of Jul 22, 16:45 ET
Last 30 days +11.70% Jun 12 → Jul 22
$64.60 $70.29 $75.97 $81.66 $87.35 Jun 12 Jun 22 Jun 29 Jul 08 Jul 15 Jul 22
Open
$67.19
High
$68.12
Low
$62.44
Volume
$4M
Avg Vol
$6M
Mkt Cap
$26.7B
P/E (TTM)
70.68
Beta
52w High
$100.00
52w Low
$42.09
Div Yield
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Recent Press Releases & News last 60 days · 25 items

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Overview

52-week range
$42
$100
54% of range
Avg surprise (last 3)
+89.8%
Avg reaction (last 2)
+4.0%
100% positive
Latest IV / EM
62%
EM ±3.6% · $74 · Jul 24

Earnings trends

EPS — actual vs estimate Actual Estimate
$-0.57$-0.33$-0.10$0.14$0.37 Actual $-0.57Actual $-0.54Actual $-0.43Actual $-0.31Actual $0.23Actual $0.01Est $-0.09Actual $0.20Est $0.11Actual $0.23Actual $0.37Actual $0.30Est $0.17 SepDecMarSepDecMar/2025Jun/2025SepDecMar/2026
Revenue vs Net Income Revenue Net income
$-100M$220M$539M$859M$1.2B Sep 24Dec 24Mar 25Sep 25Dec 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu May 7, 2026Mar/2026 $0.30 $0.17 +76.5% +2,900% +2.7% earnings
Wed Dec 31, 2025Dec 2025 $0.37 financials
Tue Sep 30, 2025Sep 2025 $0.23 financials
Thu Aug 28, 2025Jun/2025 $0.20 $0.11 +81.8% earnings
Thu May 8, 2025Mar/2025 $0.01 $-0.09 +111.1% +5.3% earnings
Tue Dec 31, 2024Dec 2024 $0.23 financials
Mon Sep 30, 2024Sep 2024 $-0.31 financials
Sun Mar 31, 2024Mar 2024 $-0.43 financials
Sun Dec 31, 2023Dec 2023 $-0.54 financials
Sat Sep 30, 2023Sep 2023 $-0.57 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$1.04B$1.12B$933M$783M$866M$698M
Cost of revenue
Gross profit
Operating income$88M$118M$64M$-8M$-4M$-133M
Net income$103M$130M$81M$3M$80M$-100M
EPS (diluted)$0.30$0.37$0.23$0.01$0.23$-0.31

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$1.72B$1.53B$1.43B$1.35B$1.35B$1.20B$1.05B$1.01B
Inventory
Total current assets
Total assets$13.14B$12.96B$11.48B$11.15B$10.44B$10.48B$10.14B$9.52B
Long-term debt$8.87B$9.01B$7.74B$7.15B$7.31B
Total liabilities$9.36B$9.41B$8.18B$8.09B$7.56B$7.70B$7.30B$6.79B
Total equity$3.78B$3.55B$3.30B$3.07B$2.87B$2.79B$2.84B$2.73B

Implied volatility — last 90 days

56%64%72%79%87% Jun 07 — IV 78% · EM ±7.3%Jun 08 — IV 75% · EM ±6.3%Jun 09 — IV 79% · EM ±5.7%Jun 10 — IV 82% · EM ±4.8%Jun 11 — IV 79% · EM ±3.3%Jun 15 — IV 70% · EM ±5.1%Jun 16 — IV 77% · EM ±4.5%Jun 17 — IV 87% · EM ±3.6%Jun 19 — IV 62% · EM ±6.8%Jun 22 — IV 71% · EM ±6.0%Jun 23 — IV 74% · EM ±5.4%Jun 24 — IV 77% · EM ±4.5%Jun 25 — IV 72% · EM ±3.0%Jun 29 — IV 60% · EM ±14.1%Jun 30 — IV 60% · EM ±14.0%Jul 01 — IV 69% · EM ±2.9%Jul 03 — IV 57% · EM ±6.3%Jul 06 — IV 66% · EM ±5.5%Jul 07 — IV 67% · EM ±4.8%Jul 08 — IV 64% · EM ±3.8%Jul 09 — IV 65% · EM ±2.7%Jul 13 — IV 65% · EM ±5.4%Jul 14 — IV 60% · EM ±4.4%Jul 15 — IV 70% · EM ±4.1%Jul 16 — IV 66% · EM ±2.7%Jul 20 — IV 68% · EM ±5.6%Jul 21 — IV 63% · EM ±4.5%Jul 22 — IV 62% · EM ±3.6%

Sector peers

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