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Affirm Holdings, Inc.

AFRM Finance Finance: Consumer Services
$72.30
▼ -0.1% Today
as of Sep 4, 16:45 ET
Last 30 days -0.07% Jul 28 → Sep 04
$69.26 $71.73 $74.21 $76.68 $79.15 Jul 28 Aug 05 Aug 12 Aug 20 Aug 27 Sep 04
Open
$73.75
High
$73.75
Low
$71.88
Volume
$4M
Avg Vol
$6M
Mkt Cap
$25.1B
P/E (TTM)
85.45
Beta
—
52w High
$93.20
52w Low
$42.09
Div Yield
—
Shares Out
—

Recent Press Releases & News last 60 days · 25 items

Sep 4 · 16:56 Zacks
Consumer Pressure Rises, but So Does Demand for Affirm's Services
Sep 4 · 03:10 Simply Wall St.
Affirm (AFRM) Stock Gets Fair Value Boost After Analysts Back Growth Roadmap
Sep 2 · 15:45 24/7 Wall St.
Affirm Rallies 6% on $104 Price Target From BofA, Sezzle Climbs 4%, PayPal Rises 3%
▸ Show all 25 press releases & news Free account →

Overview

52-week range
$42
$93
59% of range
Avg surprise (last 3)
+89.8%
Avg reaction (last 2)
+4.0%
100% positive
Latest IV / EM
63%
EM ±2.6% · $74 · Sep 4

Earnings trends

EPS — actual vs estimate Actual Estimate
$-1.10$-0.73$-0.36$0.00$0.37 Actual $-1.10Actual $-0.69Actual $-0.57Actual $-0.54Actual $-0.43Actual $-0.31Actual $0.23Actual $0.01Est $-0.09Actual $0.20Est $0.11Actual $0.23Actual $0.37Actual $0.30Est $0.17 DecMarSepDecMarSepDecMar/2025Jun/2025SepDecMar/2026
Revenue vs Net Income Revenue Net income
$-100M$220M$539M$859M$1.2B Sep 24Dec 24Mar 25Sep 25Dec 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu May 7, 2026Mar/2026 $0.30 $0.17 +76.5% +2,900% +2.7% earnings
Wed Dec 31, 2025Dec 2025 $0.37 — — — — financials
Tue Sep 30, 2025Sep 2025 $0.23 — — — — financials
Thu Aug 28, 2025Jun/2025 $0.20 $0.11 +81.8% — — earnings
Thu May 8, 2025Mar/2025 $0.01 $-0.09 +111.1% — +5.3% earnings
Tue Dec 31, 2024Dec 2024 $0.23 — — — — financials
Mon Sep 30, 2024Sep 2024 $-0.31 — — — — financials
Sun Mar 31, 2024Mar 2024 $-0.43 — — — — financials
Sun Dec 31, 2023Dec 2023 $-0.54 — — — — financials
Sat Sep 30, 2023Sep 2023 $-0.57 — — — — financials
Fri Mar 31, 2023Mar 2023 $-0.69 — — — — financials
Sat Dec 31, 2022Dec 2022 $-1.10 — — — — financials
Fri Sep 30, 2022Sep 2022 $-0.86 — — — — financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$1.04B$1.12B$933M—$783M$866M$698M—
Cost of revenue————————
Gross profit————————
Operating income$88M$118M$64M—$-8M$-4M$-133M—
Net income$103M$130M$81M—$3M$80M$-100M—
EPS (diluted)$0.30$0.37$0.23—$0.01$0.23$-0.31—

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$1.72B$1.53B$1.43B$1.35B$1.35B$1.20B$1.05B$1.01B
Inventory————————
Total current assets————————
Total assets$13.14B$12.96B$11.48B$11.15B$10.44B$10.48B$10.14B$9.52B
Long-term debt$8.87B$9.01B$7.74B—$7.15B$7.31B——
Total liabilities$9.36B$9.41B$8.18B$8.09B$7.56B$7.70B$7.30B$6.79B
Total equity$3.78B$3.55B$3.30B$3.07B$2.87B$2.79B$2.84B$2.73B

Implied volatility — last 90 days

56%109%162%215%267% Jun 07 — IV 78% · EM ±7.3%Jun 08 — IV 75% · EM ±6.3%Jun 09 — IV 79% · EM ±5.7%Jun 10 — IV 82% · EM ±4.8%Jun 11 — IV 79% · EM ±3.3%Jun 15 — IV 70% · EM ±5.1%Jun 16 — IV 77% · EM ±4.5%Jun 17 — IV 87% · EM ±3.6%Jun 19 — IV 62% · EM ±6.8%Jun 22 — IV 71% · EM ±6.0%Jun 23 — IV 74% · EM ±5.4%Jun 24 — IV 77% · EM ±4.5%Jun 25 — IV 72% · EM ±3.0%Jun 29 — IV 60% · EM ±14.1%Jun 30 — IV 60% · EM ±14.0%Jul 01 — IV 69% · EM ±2.9%Jul 03 — IV 57% · EM ±6.3%Jul 06 — IV 66% · EM ±5.5%Jul 07 — IV 67% · EM ±4.8%Jul 08 — IV 64% · EM ±3.8%Jul 09 — IV 65% · EM ±2.7%Jul 13 — IV 65% · EM ±5.4%Jul 14 — IV 60% · EM ±4.4%Jul 15 — IV 70% · EM ±4.1%Jul 16 — IV 66% · EM ±2.7%Jul 20 — IV 68% · EM ±5.6%Jul 21 — IV 63% · EM ±4.5%Jul 22 — IV 62% · EM ±3.6%Jul 23 — IV 63% · EM ±2.6%Jul 27 — IV 72% · EM ±6.0%Jul 28 — IV 74% · EM ±5.4%Jul 29 — IV 82% · EM ±4.8%Jul 30 — IV 62% · EM ±2.6%Aug 03 — IV 72% · EM ±15.0%Aug 04 — IV 77% · EM ±15.7%Aug 05 — IV 76% · EM ±15.1%Aug 06 — IV 75% · EM ±14.7%Aug 07 — IV 78% · EM ±15.0%Aug 10 — IV 78% · EM ±13.9%Aug 11 — IV 76% · EM ±13.2%Aug 12 — IV 78% · EM ±13.1%Aug 13 — IV 85% · EM ±13.7%Aug 14 — IV 78% · EM ±12.1%Aug 17 — IV 90% · EM ±12.5%Aug 18 — IV 95% · EM ±12.5%Aug 19 — IV 97% · EM ±12.2%Aug 20 — IV 98% · EM ±11.6%Aug 21 — IV 107% · EM ±11.8%Aug 24 — IV 134% · EM ±11.2%Aug 25 — IV 151% · EM ±10.9%Aug 26 — IV 179% · EM ±10.6%Aug 27 — IV 268% · EM ±11.2%Aug 31 — IV 58% · EM ±4.9%Sep 01 — IV 61% · EM ±4.4%Sep 02 — IV 61% · EM ±3.6%Sep 03 — IV 63% · EM ±2.6%

Sector peers

JPM
J P Morgan Chase & Co
$962.4B $358.500.0%
BAC
Bank of America Corporation
$440.8B $62.68-0.0%
HSBC
HSBC Holdings plc
$349.6B $107.30+0.2%
MS
Morgan Stanley
$341.0B $218.00+0.1%
GS
The Goldman Sachs Group, Inc.
$302.2B $1,038.61+0.0%
RY
Royal Bank Of Canada
$292.3B $210.75+0.1%
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