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Synchrony Financial

SYF Finance Finance: Consumer Services
$72.81
Today
as of Jul 22, 16:54 ET
Last 30 days -0.75% Jun 12 → Jul 22
$67.43 $70.44 $73.46 $76.48 $79.49 Jun 12 Jun 22 Jun 29 Jul 08 Jul 15 Jul 22
Open
$71.23
High
$71.59
Low
$70.49
Volume
$3M
Avg Vol
$4M
Mkt Cap
$24.8B
P/E (TTM)
9.28
Beta
52w High
$88.77
52w Low
$56.98
Div Yield
Shares Out
$337M

Recent Press Releases & News last 60 days · 25 items

▸ Show all 25 press releases & news Free account →

Overview

52-week range
$57
$89
50% of range
Avg surprise (last 2)
+30.6%
Avg reaction (last 2)
+2.3%
100% positive
Latest IV / EM
31%
EM ±7.1% · $73 · Aug 21

Earnings trends

EPS — actual vs estimate Actual Estimate
$1.32$1.78$2.23$2.69$3.14 Actual $1.32Actual $1.48Actual $3.14Actual $1.55Actual $1.94Actual $1.89Est $1.63Actual $2.50Est $1.72Actual $2.86Actual $2.27 JunSepMarJunSepMar/2025Jun/2025SepMar
Revenue vs Net Income Revenue Net income
$0$283M$565M$848M$1.1B Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $2.27 financials
Tue Sep 30, 2025Sep 2025 $2.86 financials
Tue Jul 22, 2025Jun/2025 $2.50 $1.72 +45.4% +1.8% earnings
Tue Apr 22, 2025Mar/2025 $1.89 $1.63 +15.9% +2.8% earnings
Mon Sep 30, 2024Sep 2024 $1.94 financials
Sun Jun 30, 2024Jun 2024 $1.55 financials
Sun Mar 31, 2024Mar 2024 $3.14 financials
Sat Sep 30, 2023Sep 2023 $1.48 financials
Fri Jun 30, 2023Jun 2023 $1.32 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$805M$1.08B$967M$757M$789M$643M
EPS (diluted)$2.27$2.86$2.50$1.89$1.94$1.55

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$20.56B$14.97B$16.25B$19.46B$21.63B$14.71B$17.93B$18.63B
Inventory
Total current assets
Total assets$121.50B$119.09B$116.98B$120.50B$122.03B$119.46B$119.23B$120.49B
Long-term debt$16.43B$15.18B$14.43B$16.01B$17.01B$15.46B$15.63B$15.64B
Total liabilities$105.02B$102.33B$99.92B$103.55B$105.44B$102.88B$103.25B$104.95B
Total equity$16.48B$16.77B$17.07B$16.95B$16.58B$16.58B$15.98B$15.54B

Implied volatility — last 90 days

28%39%49%60%70% Jun 07 — IV 37% · EM ±5.2%Jun 08 — IV 35% · EM ±4.6%Jun 09 — IV 35% · EM ±4.4%Jun 10 — IV 37% · EM ±4.3%Jun 11 — IV 38% · EM ±4.2%Jun 12 — IV 33% · EM ±3.3%Jun 15 — IV 36% · EM ±2.6%Jun 16 — IV 37% · EM ±2.2%Jun 17 — IV 53% · EM ±2.2%Jun 19 — IV 33% · EM ±7.3%Jun 22 — IV 32% · EM ±6.7%Jun 23 — IV 30% · EM ±6.1%Jun 24 — IV 31% · EM ±6.2%Jun 25 — IV 29% · EM ±5.8%Jun 26 — IV 29% · EM ±5.6%Jun 29 — IV 29% · EM ±5.2%Jun 30 — IV 30% · EM ±5.1%Jul 01 — IV 28% · EM ±4.8%Jul 02 — IV 32% · EM ±5.1%Jul 03 — IV 33% · EM ±5.1%Jul 06 — IV 32% · EM ±4.4%Jul 07 — IV 31% · EM ±4.1%Jul 08 — IV 44% · EM ±5.5%Jul 09 — IV 34% · EM ±4.0%Jul 10 — IV 29% · EM ±3.2%Jul 13 — IV 39% · EM ±3.3%Jul 14 — IV 46% · EM ±3.4%Jul 15 — IV 38% · EM ±2.3%Jul 16 — IV 71% · EM ±3.0%Jul 20 — IV 38% · EM ±8.9%Jul 21 — IV 32% · EM ±7.5%Jul 22 — IV 31% · EM ±7.1%

Sector peers

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