arBtrage CAPITALIZING MARKETS — checking… Sign in Sign up
Calendar /

Synchrony Financial

SYF Finance Finance: Consumer Services
$79.92
Today
as of Sep 4, 16:55 ET
Last 30 days +6.12% Jul 27 → Sep 04
$74.49 $76.24 $77.99 $79.73 $81.48 Jul 27 Aug 04 Aug 12 Aug 19 Aug 27 Sep 04
Open
$79.12
High
$80.79
Low
$78.83
Volume
$3M
Avg Vol
$4M
Mkt Cap
$29.7B
P/E (TTM)
10.11
Beta
—
52w High
$88.77
52w Low
$63.08
Div Yield
—
Shares Out
$325M

Recent Press Releases & News last 60 days · 25 items

mixed ▲ 1 ● 18 ▼ 0
Aug 22 · 11:09 Simply Wall St. neutral
What Synchrony Financial (SYF)'s Q2 Beat and OpenAI Deal Means For Shareholders
Aug 22 · 03:21 Simply Wall St. neutral
Synchrony Financial (SYF) Expands OpenAI Ties, Is The Stock Still Cheap?
Aug 20 · 15:30 Zacks neutral
Why Is Synchrony (SYF) Up 9.4% Since Last Earnings Report?
▸ Show all 25 press releases & news Free account →

Overview

52-week range
$63
$89
66% of range
Avg surprise (last 3)
+30.0%
Avg reaction (last 2)
+2.3%
100% positive
Latest IV / EM
28%
EM ±4.4% · $80 · Sep 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$1.32$1.78$2.23$2.69$3.14 Actual $1.35Actual $1.32Actual $1.48Actual $3.14Actual $1.55Actual $1.94Actual $1.89Est $1.63Actual $2.50Est $1.72Actual $2.86Est $2.22Actual $2.27Actual $2.59 MarJunSepMarJunSepMar/2025Jun/2025Sep/2025MarJun
Revenue vs Net Income Revenue Net income
$0$283M$565M$848M$1.1B Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jun 30, 2026Jun 2026 $2.59 — — — — financials
Tue Mar 31, 2026Mar 2026 $2.27 — — — — financials
Wed Oct 15, 2025Sep/2025 $2.86 $2.22 +28.8% — — earnings
Tue Jul 22, 2025Jun/2025 $2.50 $1.72 +45.4% — +1.8% earnings
Tue Apr 22, 2025Mar/2025 $1.89 $1.63 +15.9% — +2.8% earnings
Mon Sep 30, 2024Sep 2024 $1.94 — — — — financials
Sun Jun 30, 2024Jun 2024 $1.55 — — — — financials
Sun Mar 31, 2024Mar 2024 $3.14 — — — — financials
Sat Sep 30, 2023Sep 2023 $1.48 — — — — financials
Fri Jun 30, 2023Jun 2023 $1.32 — — — — financials
Fri Mar 31, 2023Mar 2023 $1.35 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue————————
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$885M$805M—$1.08B$967M$757M—$789M
EPS (diluted)$2.59$2.27—$2.86$2.50$1.89—$1.94

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$16.19B$20.56B$14.97B$16.25B$19.46B$21.63B$14.71B$17.93B
Inventory————————
Total current assets————————
Total assets$121.93B$121.50B$119.09B$116.98B$120.50B$122.03B$119.46B$119.23B
Long-term debt$16.43B$16.43B$15.18B$14.43B$16.01B$17.01B$15.46B$15.63B
Total liabilities$105.03B$105.02B$102.33B$99.92B$103.55B$105.44B$102.88B$103.25B
Total equity$16.90B$16.48B$16.77B$17.07B$16.95B$16.58B$16.58B$15.98B

Implied volatility — last 90 days

26%37%48%59%70% Jun 07 — IV 37% · EM ±5.2%Jun 08 — IV 35% · EM ±4.6%Jun 09 — IV 35% · EM ±4.4%Jun 10 — IV 37% · EM ±4.3%Jun 11 — IV 38% · EM ±4.2%Jun 12 — IV 33% · EM ±3.3%Jun 15 — IV 36% · EM ±2.6%Jun 16 — IV 37% · EM ±2.2%Jun 17 — IV 53% · EM ±2.2%Jun 19 — IV 33% · EM ±7.3%Jun 22 — IV 32% · EM ±6.7%Jun 23 — IV 30% · EM ±6.1%Jun 24 — IV 31% · EM ±6.2%Jun 25 — IV 29% · EM ±5.8%Jun 26 — IV 29% · EM ±5.6%Jun 29 — IV 29% · EM ±5.2%Jun 30 — IV 30% · EM ±5.1%Jul 01 — IV 28% · EM ±4.8%Jul 02 — IV 32% · EM ±5.1%Jul 03 — IV 33% · EM ±5.1%Jul 06 — IV 32% · EM ±4.4%Jul 07 — IV 31% · EM ±4.1%Jul 08 — IV 44% · EM ±5.5%Jul 09 — IV 34% · EM ±4.0%Jul 10 — IV 29% · EM ±3.2%Jul 13 — IV 39% · EM ±3.3%Jul 14 — IV 46% · EM ±3.4%Jul 15 — IV 38% · EM ±2.3%Jul 16 — IV 71% · EM ±3.0%Jul 20 — IV 38% · EM ±8.9%Jul 21 — IV 32% · EM ±7.5%Jul 22 — IV 31% · EM ±7.1%Jul 23 — IV 33% · EM ±7.3%Jul 24 — IV 32% · EM ±7.0%Jul 27 — IV 34% · EM ±7.1%Jul 28 — IV 32% · EM ±6.6%Jul 29 — IV 33% · EM ±6.6%Jul 30 — IV 31% · EM ±6.1%Jul 31 — IV 32% · EM ±6.0%Aug 03 — IV 32% · EM ±5.6%Aug 04 — IV 35% · EM ±6.0%Aug 05 — IV 31% · EM ±5.2%Aug 06 — IV 32% · EM ±5.2%Aug 07 — IV 31% · EM ±4.8%Aug 10 — IV 29% · EM ±4.0%Aug 11 — IV 34% · EM ±4.4%Aug 12 — IV 27% · EM ±3.4%Aug 13 — IV 28% · EM ±3.3%Aug 14 — IV 27% · EM ±3.0%Aug 17 — IV 37% · EM ±3.1%Aug 18 — IV 33% · EM ±2.4%Aug 19 — IV 32% · EM ±1.9%Aug 20 — IV 34% · EM ±1.4%Aug 24 — IV 30% · EM ±6.2%Aug 25 — IV 28% · EM ±5.7%Aug 26 — IV 26% · EM ±5.3%Aug 27 — IV 29% · EM ±5.6%Aug 28 — IV 28% · EM ±5.3%Aug 31 — IV 28% · EM ±5.0%Sep 01 — IV 30% · EM ±5.1%Sep 02 — IV 34% · EM ±5.7%Sep 03 — IV 29% · EM ±4.7%Sep 04 — IV 28% · EM ±4.4%

Sector peers

JPM
J P Morgan Chase & Co
$962.4B $358.500.0%
BAC
Bank of America Corporation
$440.8B $62.68-0.0%
HSBC
HSBC Holdings plc
$349.6B $107.30+0.2%
MS
Morgan Stanley
$341.0B $218.00+0.1%
GS
The Goldman Sachs Group, Inc.
$302.2B $1,038.61+0.0%
RY
Royal Bank Of Canada
$292.3B $210.75+0.1%
View on Nasdaq ↗
🔒 Preview mode. Create a free account to unlock the full earnings calendar, all panels, heatmaps, options flow, and screener.
Sign up free → Sign in