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Capital Bancorp, Inc.

CBNK Finance Major Banks
$41.29
▲ +2.4% Today
as of Oct 23, 16:47 ET
Last 30 days +13.22% Sep 14 → Oct 23
$35.17 $36.81 $38.45 $40.10 $41.74 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$41.08
High
$41.45
Low
$40.88
Volume
$241,964
Avg Vol
$71,184
Mkt Cap
$634M
P/E (TTM)
15.90
Beta
—
52w High
$41.45
52w Low
$26.40
Div Yield
—
Shares Out
$16M

Recent Press Releases & News last 60 days · 13 items

▸ Show all 13 press releases & news Free account →

CBNK earnings at a glance

Capital Bancorp, Inc. (CBNK) is scheduled to report earnings on Monday, October 26, 2026 — in 2 days. Analysts expect earnings per share of $0.91, compared with $0.72 in the same quarter last year (+26%). The options market is pricing a move of about ±12.9% after the report, a range of roughly $35.98 to $46.60 from today's $41.29. Over its last 6 reports the stock rose the next day 3 times and fell 3, moving ±4.7% on average; after the most recent report on Jul 27, 2026 it moved +4.0%. That means options currently expect more movement than CBNK has typically delivered. CBNK beat the consensus EPS estimate in 3 of its last 6 reported quarters. Implied volatility is currently 109%. The share price of $41.29 sits near its 52-week high.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$26
$41
99% of range
Avg surprise (last 6)
+2.8%
Avg reaction (last 6)
-0.4%
50% positive
Latest IV / EM
109%
EM ±12.9% · $40 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.47$0.58$0.69$0.80$0.91 Actual $0.68Actual $0.52Actual $0.70Actual $0.47Actual $0.59Actual $0.62Actual $0.88Est $0.67Actual $0.85Est $0.89Actual $0.72Est $0.88Actual $0.91Est $0.83Actual $0.73Est $0.78Actual $0.87Est $0.83 MarJunSepMarJunSepMar/2025Jun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$4M$8M$12M$16M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Mon Jul 27, 2026Jun/2026 $0.87 $0.83 +4.8% -2.4% +4.0% earnings
Mon Apr 27, 20268K 2026-04-27 $0.73 $0.78 -6.4% — -4.6% earnings
Mon Jan 26, 20268K 2026-01-26 $0.91 $0.83 +9.6% — +2.0% earnings
Mon Oct 27, 2025Sep/2025 $0.72 $0.88 -18.2% — -2.9% earnings
Mon Jul 28, 2025Jun/2025 $0.85 $0.89 -4.5% — -7.8% earnings
Mon Apr 28, 2025Mar/2025 $0.88 $0.67 +31.3% — +7.0% earnings
Mon Sep 30, 2024Sep 2024 $0.62 — — — — financials
Sun Jun 30, 2024Jun 2024 $0.59 — — — — financials
Sun Mar 31, 2024Mar 2024 $0.47 — — — — financials
Sat Sep 30, 2023Sep 2023 $0.70 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.52 — — — — financials
Fri Mar 31, 2023Mar 2023 $0.68 — — — — financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Mon Oct 26, 2026Sep/2026OTHER $0.91$0.72 +26.4%

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue————————
Cost of revenue————————
Gross profit————————
Operating income———$-923,000$-933,000$-903,000—$-1M
Net income$14M$12M—$15M$13M$14M—$9M
EPS (diluted)$0.87$0.73—$0.89$0.78$0.82—$0.62

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents————————
Inventory————————
Total current assets————————
Total assets$3.89B$3.81B$3.61B$3.39B$3.39B$3.35B$3.21B$2.56B
Long-term debt————————
Total liabilities$3.47B$3.40B$3.20B$2.99B$3.01B$2.98B$2.85B$2.28B
Total equity$422M$409M$402M$395M$380M$370M$355M$280M

Implied volatility — last 90 days

32%107%182%257%333% Jun 07 — IV 113% · EM ±15.6%Jun 08 — IV 125% · EM ±16.5%Jun 09 — IV 130% · EM ±16.3%Jun 10 — IV 129% · EM ±15.2%Jun 11 — IV 134% · EM ±14.8%Jun 12 — IV 145% · EM ±14.8%Jun 19 — IV 60% · EM ±13.2%Jun 22 — IV 72% · EM ±14.9%Jun 23 — IV 73% · EM ±14.9%Jul 24 — IV 63% · EM ±13.8%Jul 27 — IV 66% · EM ±13.8%Jul 28 — IV 74% · EM ±15.2%Jul 29 — IV 76% · EM ±15.2%Jul 30 — IV 81% · EM ±15.9%Jul 31 — IV 76% · EM ±14.5%Aug 03 — IV 62% · EM ±10.9%Aug 04 — IV 79% · EM ±13.6%Aug 05 — IV 94% · EM ±15.7%Aug 06 — IV 88% · EM ±14.3%Aug 07 — IV 91% · EM ±14.3%Aug 10 — IV 118% · EM ±16.4%Aug 11 — IV 121% · EM ±15.9%Aug 12 — IV 106% · EM ±13.3%Aug 13 — IV 125% · EM ±14.8%Aug 14 — IV 130% · EM ±14.3%Aug 17 — IV 162% · EM ±13.5%Aug 18 — IV 215% · EM ±15.5%Aug 19 — IV 247% · EM ±14.6%Aug 20 — IV 333% · EM ±13.9%Aug 24 — IV 65% · EM ±13.7%Aug 26 — IV 70% · EM ±14.0%Aug 27 — IV 79% · EM ±15.4%Aug 28 — IV 72% · EM ±13.7%Aug 31 — IV 80% · EM ±14.1%Sep 01 — IV 82% · EM ±14.2%Sep 03 — IV 92% · EM ±14.9%Sep 08 — IV 108% · EM ±14.3%Sep 09 — IV 111% · EM ±13.9%Sep 21 — IV 67% · EM ±13.9%Sep 22 — IV 68% · EM ±13.9%Sep 23 — IV 70% · EM ±14.0%Sep 25 — IV 72% · EM ±13.7%Sep 28 — IV 78% · EM ±13.8%Sep 29 — IV 83% · EM ±14.3%Sep 30 — IV 128% · EM ±21.4%Oct 01 — IV 33% · EM ±5.3%Oct 02 — IV 34% · EM ±5.3%Oct 07 — IV 103% · EM ±12.9%Oct 08 — IV 109% · EM ±12.9%

Sector peers

CBNK earnings FAQ

When is CBNK's next earnings date?

Capital Bancorp, Inc. is expected to report on October 26, 2026.

What is CBNK's expected move for earnings?

Options currently price a move of about ±12.9%, or $5.31 per share either way from $41.29.

How does CBNK stock usually react to earnings?

Across the last 6 reports the average next-day move was ±4.7%, up 3 times and down 3 times.

What EPS are analysts expecting from Capital Bancorp, Inc.?

The consensus estimate is $0.91 per share, versus $0.72 a year ago.

What is CBNK's implied volatility?

CBNK's at-the-money implied volatility is about 109% based on the latest options snapshot.

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