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Coastal Financial Corporation

CCB Finance Major Banks
$45.22
▲ +4.4% Today
as of Oct 23, 16:47 ET
Last 30 days -5.87% Sep 14 → Oct 23
$36.71 $39.75 $42.79 $45.84 $48.88 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$44.30
High
$45.61
Low
$44.25
Volume
$139,681
Avg Vol
$177,313
Mkt Cap
$626M
P/E (TTM)
—
Beta
—
52w High
$120.05
52w Low
$35.56
Div Yield
—
Shares Out
$15M

Recent Press Releases & News last 60 days · 9 items

Oct 22 · 17:32 PR GlobeNewswire
Coastal Financial Corporation to Report Third Quarter 2026 Results and Host a Conference Call on October 29, 2026
Oct 15 · 18:35 StockStory
PennyMac Financial Services, Ladder Capital, Ellington Financial, and Coastal Financial Stocks Trade Up, What You Need To Know
Oct 15 · 00:00 PR GlobeNewswire
Coastal Community Bank Commits $5 Million to Support Small Business Growth and Economic Opportunity
▸ Show all 9 press releases & news Free account →

CCB earnings at a glance

Coastal Financial Corporation (CCB) is scheduled to report earnings on Wednesday, November 4, 2026 — in 11 days. Analysts expect earnings per share of $0.99, compared with $0.88 in the same quarter last year (+12%). The options market is pricing a move of about ±11.7% after the report, a range of roughly $39.92 to $50.52 from today's $45.22. Over its last 6 reports the stock rose the next day 1 time and fell 5, moving ±10.3% on average; after the most recent report on Jul 30, 2026 it moved -43.5%. That means options currently expect about the same movement than CCB has typically delivered. CCB beat the consensus EPS estimate in 0 of its last 6 reported quarters. Implied volatility is currently 99%. The share price of $45.22 sits near its 52-week low.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$36
$120
11% of range
Avg surprise (last 6)
-82.5%
Avg reaction (last 6)
-10.2%
17% positive
Latest IV / EM
99%
EM ±11.7% · $45 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$-2.76$-1.78$-0.80$0.18$1.16 Actual $0.91Actual $0.95Actual $0.75Actual $0.50Actual $0.84Actual $0.97Actual $0.63Est $0.93Actual $0.71Est $0.87Actual $0.88Est $0.89Actual $0.82Est $1.16Actual $0.78Est $1.02Actual $-2.76Est $0.95 MarJunSepMarJunSepMar/2025Jun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$-42M$-28M$-14M$177,450$14M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu Jul 30, 2026Jun/2026 $-2.76 $0.95 -390.5% +33.8% -43.5% earnings
Wed Apr 29, 20268K 2026-04-29 $0.78 $1.02 -23.5% — -12.7% earnings
Thu Jan 29, 20268K 2026-01-29 $0.82 $1.16 -29.3% — -0.1% earnings
Wed Oct 29, 2025Sep/2025 $0.88 $0.89 -1.1% — +0.3% earnings
Tue Jul 29, 2025Jun/2025 $0.71 $0.87 -18.4% — -4.2% earnings
Tue Apr 29, 2025Mar/2025 $0.63 $0.93 -32.3% — -0.9% earnings
Mon Sep 30, 2024Sep 2024 $0.97 — — — — financials
Sun Jun 30, 2024Jun 2024 $0.84 — — — — financials
Sun Mar 31, 2024Mar 2024 $0.50 — — — — financials
Sat Sep 30, 2023Sep 2023 $0.75 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.95 — — — — financials
Fri Mar 31, 2023Mar 2023 $0.91 — — — — financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Wed Nov 4, 2026Sep/2026OTHER $0.99$0.88 +12.5%

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue————————
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$-42M$12M—$14M$11M$10M—$13M
EPS (diluted)$-2.76$0.78—$0.88$0.71$0.63—$0.97

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents————————
Inventory————————
Total current assets————————
Total assets$5.46B$5.66B$4.74B$4.55B$4.48B$4.34B$4.12B—
Long-term debt————————
Total liabilities$4.99B$5.16B$4.25B$4.08B$4.02B$3.89B$3.68B—
Total equity$463M$504M$491M$475M$462M$450M$439M$332M

Implied volatility — last 90 days

38%83%127%171%215% Jun 07 — IV 57% · EM ±7.9%Jun 08 — IV 53% · EM ±7.0%Jun 09 — IV 58% · EM ±7.2%Jun 10 — IV 58% · EM ±6.8%Jun 11 — IV 82% · EM ±9.0%Jun 12 — IV 51% · EM ±5.2%Jun 15 — IV 112% · EM ±8.1%Jun 16 — IV 96% · EM ±5.7%Jun 17 — IV 114% · EM ±4.8%Jun 19 — IV 43% · EM ±9.5%Jun 22 — IV 39% · EM ±8.2%Jun 23 — IV 45% · EM ±9.1%Jun 24 — IV 40% · EM ±8.0%Jun 25 — IV 45% · EM ±8.8%Jun 26 — IV 49% · EM ±9.4%Jun 29 — IV 47% · EM ±8.4%Jun 30 — IV 43% · EM ±7.4%Jul 01 — IV 39% · EM ±6.5%Jul 02 — IV 43% · EM ±7.0%Jul 03 — IV 45% · EM ±7.0%Jul 06 — IV 47% · EM ±6.6%Jul 07 — IV 52% · EM ±6.9%Jul 08 — IV 55% · EM ±6.9%Jul 09 — IV 55% · EM ±6.5%Jul 10 — IV 52% · EM ±5.8%Jul 13 — IV 71% · EM ±5.9%Jul 14 — IV 74% · EM ±5.3%Jul 15 — IV 73% · EM ±4.3%Jul 16 — IV 106% · EM ±4.4%Jul 20 — IV 45% · EM ±10.6%Jul 21 — IV 43% · EM ±10.1%Jul 22 — IV 42% · EM ±9.7%Jul 23 — IV 52% · EM ±11.7%Jul 24 — IV 48% · EM ±10.7%Jul 27 — IV 46% · EM ±9.6%Jul 28 — IV 50% · EM ±10.1%Jul 29 — IV 44% · EM ±8.7%Jul 30 — IV 59% · EM ±11.5%Jul 31 — IV 60% · EM ±11.5%Aug 03 — IV 70% · EM ±12.5%Aug 04 — IV 52% · EM ±9.0%Aug 05 — IV 55% · EM ±9.1%Aug 06 — IV 52% · EM ±8.4%Aug 07 — IV 53% · EM ±8.3%Aug 10 — IV 63% · EM ±8.7%Aug 11 — IV 95% · EM ±12.5%Aug 12 — IV 64% · EM ±8.0%Aug 13 — IV 67% · EM ±7.9%Aug 14 — IV 98% · EM ±10.9%Aug 17 — IV 103% · EM ±8.6%Aug 18 — IV 91% · EM ±6.6%Aug 19 — IV 216% · EM ±12.7%Aug 20 — IV 179% · EM ±7.5%Aug 24 — IV 66% · EM ±13.8%Aug 25 — IV 66% · EM ±13.6%Aug 26 — IV 66% · EM ±13.2%Aug 27 — IV 65% · EM ±12.8%Aug 28 — IV 44% · EM ±8.4%Aug 31 — IV 71% · EM ±12.6%Sep 01 — IV 68% · EM ±11.7%Sep 02 — IV 51% · EM ±8.4%Sep 03 — IV 47% · EM ±7.6%Sep 04 — IV 49% · EM ±7.7%Sep 07 — IV 56% · EM ±7.7%Sep 08 — IV 66% · EM ±8.7%Sep 09 — IV 72% · EM ±9.0%Sep 10 — IV 85% · EM ±10.1%Sep 11 — IV 76% · EM ±8.4%Sep 14 — IV 120% · EM ±10.0%Sep 15 — IV 103% · EM ±7.5%Sep 16 — IV 108% · EM ±6.4%Sep 17 — IV 69% · EM ±2.9%Sep 21 — IV 58% · EM ±12.2%Sep 22 — IV 51% · EM ±10.5%Sep 23 — IV 55% · EM ±11.1%Sep 24 — IV 48% · EM ±9.5%Sep 25 — IV 55% · EM ±10.5%Sep 28 — IV 69% · EM ±12.3%Sep 29 — IV 56% · EM ±9.6%Sep 30 — IV 55% · EM ±9.2%Oct 01 — IV 55% · EM ±8.9%Oct 02 — IV 56% · EM ±8.7%Oct 05 — IV 55% · EM ±7.6%Oct 06 — IV 59% · EM ±7.7%Oct 07 — IV 60% · EM ±7.6%Oct 08 — IV 99% · EM ±11.7%

Sector peers

CBNK
Capital Bancorp, Inc.
$634M $41.29+2.4%
ACNB
ACNB Corporation
$642M $65.42+2.8%
FBIZ
First Business Financial Services, Inc.
$587M $72.43+2.2%
CARE
Carter Bankshares, Inc.
$669M $30.57+0.7%
MSBI
Midland States Bancorp, Inc.
$669M $32.98+1.2%
AROW
Arrow Financial Corporation
$678M $38.37+3.2%

CCB earnings FAQ

When is CCB's next earnings date?

Coastal Financial Corporation is expected to report on November 4, 2026.

What is CCB's expected move for earnings?

Options currently price a move of about ±11.7%, or $5.30 per share either way from $45.22.

How does CCB stock usually react to earnings?

Across the last 6 reports the average next-day move was ±10.3%, up 1 times and down 5 times.

What EPS are analysts expecting from Coastal Financial Corporation?

The consensus estimate is $0.99 per share, versus $0.88 a year ago.

What is CCB's implied volatility?

CCB's at-the-money implied volatility is about 99% based on the latest options snapshot.

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