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F.N.B. Corporation

FNB Finance Major Banks
$18.20
▲ +2.3% Today
as of Oct 23, 12:47 ET
Last 30 days -0.66% Sep 14 → Oct 23
$16.82 $17.22 $17.62 $18.02 $18.42 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$17.73
High
$18.23
Low
$17.74
Volume
$6M
Avg Vol
$6M
Mkt Cap
$6.0B
P/E (TTM)
14.24
Beta
—
52w High
$19.59
52w Low
$15.20
Div Yield
—
Shares Out
—

Recent Press Releases & News last 60 days · 15 items

Oct 22 · 20:05 StockStory
FNB Q3 Deep Dive: Technology Investment and Diversified Loan Growth Underpin Results
Oct 20 · 23:00 GuruFocus.com
F N B Corp (FNB) (Q3 2026) Earnings Call Highlights: Record Net Interest Income and Strong Loan ...
Oct 20 · 20:29 StockStory
F.N.B. Corporation (FNB) Stock Trades Up, Here Is Why
▸ Show all 15 press releases & news Free account →

FNB earnings at a glance

The options market is pricing a move of about ±5.6% after the report, a range of roughly $17.19 to $19.21 from today's $18.20. Over its last 5 reports the stock rose the next day 4 times and fell 1, moving ±2.4% on average; after the most recent report on Jul 16, 2026 it moved -1.7%. That means options currently expect more movement than FNB has typically delivered. FNB beat the consensus EPS estimate in 3 of its last 5 reported quarters. Implied volatility is currently 47%. The share price of $18.20 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$15
$20
68% of range
Avg surprise (last 5)
+8.4%
Avg reaction (last 5)
+1.7%
80% positive
Latest IV / EM
47%
EM ±5.6% · $18 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.30$0.35$0.40$0.45$0.50 Actual $0.40Actual $0.39Actual $0.40Actual $0.32Actual $0.34Actual $0.30Actual $0.32Actual $0.36Est $0.33Actual $0.41Est $0.37Actual $0.50Est $0.41Actual $0.38Est $0.38Actual $0.42Est $0.42 MarJunSepMarJunSepMarJun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$39M$79M$118M$158M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu Jul 16, 2026Jun/2026 $0.42 $0.42 0.0% +16.7% -1.7% earnings
Fri Apr 17, 20268K 2026-04-17 $0.38 $0.38 0.0% — +3.1% earnings
Wed Jan 21, 20268K 2026-01-21 $0.50 $0.41 +21.9% — +2.9% earnings
Thu Oct 16, 2025Sep/2025 $0.41 $0.37 +10.8% — +3.0% earnings
Thu Jul 17, 2025Jun/2025 $0.36 $0.33 +9.1% — +1.3% earnings
Mon Mar 31, 2025Mar 2025 $0.32 — — — — financials
Mon Sep 30, 2024Sep 2024 $0.30 — — — — financials
Sun Jun 30, 2024Jun 2024 $0.34 — — — — financials
Sun Mar 31, 2024Mar 2024 $0.32 — — — — financials
Sat Sep 30, 2023Sep 2023 $0.40 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.39 — — — — financials
Fri Mar 31, 2023Mar 2023 $0.40 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue————————
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$149M$137M—$150M$130M$117M—$110M
EPS (diluted)$0.42$0.38—$0.41$0.36$0.32—$0.30

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$2.38B$2.66B$2.50B$2.41B$2.43B$2.44B$2.42B$2.08B
Inventory————————
Total current assets————————
Total assets$51.00B$50.63B$50.23B$49.89B$49.73B$49.02B$48.62B$47.98B
Long-term debt$2.00B$2.00B$1.90B$2.10B$2.69B$2.51B$3.01B$2.52B
Total liabilities$44.16B$43.83B$43.47B$43.25B$43.20B$42.60B$42.32B$41.73B
Total equity$6.84B$6.80B$6.76B$6.64B$6.52B$6.42B$6.30B$6.25B

Implied volatility — last 90 days

23%83%144%204%264% Jun 07 — IV 36% · EM ±4.9%Jun 08 — IV 34% · EM ±4.5%Jun 09 — IV 49% · EM ±6.1%Jun 10 — IV 70% · EM ±8.3%Jun 11 — IV 82% · EM ±9.0%Jun 12 — IV 113% · EM ±11.5%Jun 15 — IV 178% · EM ±12.8%Jun 16 — IV 203% · EM ±12.0%Jun 17 — IV 251% · EM ±10.5%Jun 19 — IV 62% · EM ±13.7%Jun 22 — IV 56% · EM ±11.7%Jun 23 — IV 78% · EM ±16.0%Jun 24 — IV 38% · EM ±7.6%Jun 25 — IV 60% · EM ±11.8%Jun 26 — IV 48% · EM ±9.1%Jun 29 — IV 54% · EM ±9.7%Jun 30 — IV 100% · EM ±17.3%Jul 01 — IV 60% · EM ±10.0%Jul 06 — IV 77% · EM ±10.7%Jul 07 — IV 142% · EM ±18.8%Jul 08 — IV 106% · EM ±13.3%Jul 09 — IV 131% · EM ±15.5%Jul 10 — IV 110% · EM ±12.1%Jul 13 — IV 168% · EM ±14.0%Jul 14 — IV 164% · EM ±11.8%Jul 15 — IV 180% · EM ±10.6%Jul 16 — IV 92% · EM ±3.8%Jul 20 — IV 68% · EM ±16.0%Jul 21 — IV 30% · EM ±6.9%Jul 22 — IV 52% · EM ±11.9%Jul 23 — IV 101% · EM ±22.8%Jul 24 — IV 96% · EM ±21.3%Jul 28 — IV 97% · EM ±19.9%Jul 29 — IV 95% · EM ±18.9%Jul 30 — IV 85% · EM ±16.6%Jul 31 — IV 104% · EM ±19.8%Aug 03 — IV 66% · EM ±11.7%Aug 04 — IV 48% · EM ±8.3%Aug 05 — IV 45% · EM ±7.5%Aug 06 — IV 108% · EM ±17.4%Aug 07 — IV 89% · EM ±14.0%Aug 10 — IV 86% · EM ±11.9%Aug 11 — IV 81% · EM ±10.7%Aug 12 — IV 133% · EM ±16.6%Aug 13 — IV 142% · EM ±16.8%Aug 14 — IV 67% · EM ±7.4%Aug 17 — IV 83% · EM ±7.0%Aug 18 — IV 86% · EM ±6.2%Aug 19 — IV 165% · EM ±9.8%Aug 20 — IV 265% · EM ±11.1%Aug 24 — IV 57% · EM ±11.9%Aug 25 — IV 56% · EM ±11.4%Aug 26 — IV 54% · EM ±10.8%Aug 27 — IV 52% · EM ±10.3%Aug 28 — IV 60% · EM ±11.4%Aug 31 — IV 37% · EM ±6.6%Sep 01 — IV 37% · EM ±6.4%Sep 02 — IV 52% · EM ±8.8%Sep 03 — IV 67% · EM ±10.8%Sep 04 — IV 70% · EM ±11.0%Sep 07 — IV 79% · EM ±11.0%Sep 08 — IV 89% · EM ±11.7%Sep 09 — IV 68% · EM ±8.5%Sep 10 — IV 70% · EM ±8.2%Sep 11 — IV 82% · EM ±9.0%Sep 14 — IV 105% · EM ±8.7%Sep 15 — IV 125% · EM ±9.0%Sep 16 — IV 90% · EM ±5.3%Sep 17 — IV 159% · EM ±6.7%Sep 21 — IV 45% · EM ±9.4%Sep 22 — IV 36% · EM ±7.4%Sep 23 — IV 25% · EM ±4.9%Sep 24 — IV 23% · EM ±4.6%Sep 25 — IV 26% · EM ±5.0%Sep 28 — IV 27% · EM ±4.7%Sep 29 — IV 89% · EM ±15.3%Oct 01 — IV 41% · EM ±6.7%Oct 07 — IV 44% · EM ±5.6%Oct 08 — IV 47% · EM ±5.6%

Sector peers

UBSI
United Bankshares, Inc.
$6.2B $48.79+3.4%
HWC
Hancock Whitney Corporation
$5.7B $73.81+2.1%
GBCI
Glacier Bancorp, Inc.
$5.6B $47.93+7.2%
AUB
Atlantic Union Bankshares Corporation
$5.4B $39.94+3.3%
ASB
Associated Banc-Corp
$5.4B $30.29+3.8%
ABCB
Ameris Bancorp
$5.3B $82.89+2.8%

FNB earnings FAQ

What is FNB's expected move for earnings?

Options currently price a move of about ±5.6%, or $1.01 per share either way from $18.20.

How does FNB stock usually react to earnings?

Across the last 5 reports the average next-day move was ±2.4%, up 4 times and down 1 times.

What is FNB's implied volatility?

FNB's at-the-money implied volatility is about 47% based on the latest options snapshot.

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