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NBT Bancorp Inc.

NBTB Finance Major Banks
$46.41
▼ -0.0% Today
as of Jun 7, 07:22 ET
Last 30 days +4.13% Apr 28 → Jun 05
$43.46 $44.30 $45.14 $45.97 $46.81 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$46.43
High
$47.07
Low
$46.40
Volume
$380,035
Avg Vol
$228,195
Mkt Cap
$2.4B
P/E (TTM)
18.94
Beta
52w High
$47.07
52w Low
$39.20
Div Yield
Shares Out

Overview

52-week range
$39
$47
92% of range
Avg surprise (last 1)
+5.3%
Avg reaction (last 1)
+1.2%
100% positive
Latest IV / EM
73%
EM ±10.1% · $45 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.44$0.59$0.74$0.88$1.03 Actual $0.70Actual $0.54Actual $0.71Actual $0.69Actual $0.80Actual $0.80Est $0.76Actual $0.44Actual $1.03Actual $0.98 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$0$14M$29M$43M$57M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $0.98 financials
Tue Sep 30, 2025Sep 2025 $1.03 financials
Mon Jun 30, 2025Jun 2025 $0.44 financials
Thu Apr 24, 2025Mar/2025 $0.80 $0.76 +5.3% +1.2% earnings
Mon Sep 30, 2024Sep 2024 $0.80 financials
Sun Jun 30, 2024Jun 2024 $0.69 financials
Sun Mar 31, 2024Mar 2024 $0.71 financials
Sat Sep 30, 2023Sep 2023 $0.54 financials
Fri Jun 30, 2023Jun 2023 $0.70 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$51M$54M$23M$37M$38M$33M
EPS (diluted)$0.98$1.03$0.44$0.77$0.80$0.69

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents
Inventory
Total current assets
Total assets$16.20B$16.00B$16.11B$16.01B$13.86B$13.79B$13.84B$13.50B
Long-term debt
Total liabilities$14.29B$14.10B$14.26B$14.21B$12.30B$12.26B$12.32B$12.04B
Total equity$1.91B$1.90B$1.85B$1.81B$1.57B$1.53B$1.52B$1.46B

Implied volatility — last 90 days

68%70%73%75%78% Jun 07 — IV 73% · EM ±10.1%

Sector peers

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