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Regional Management Corp.

RM Finance Finance: Consumer Services
$32.87
▼ -2.1% Today
as of Oct 23, 16:05 ET
Last 30 days -0.09% Sep 14 → Oct 23
$29.89 $31.12 $32.35 $33.58 $34.81 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$33.46
High
$35.00
Low
$34.06
Volume
$74,331
Avg Vol
$67,759
Mkt Cap
$306M
P/E (TTM)
9.96
Beta
—
52w High
$44.30
52w Low
$29.89
Div Yield
—
Shares Out
$9M

Recent Press Releases & News last 60 days · 1 item

Oct 1 · 20:15 PR Business Wire
Regional Management Corp. to Report Third Quarter 2026 Results on Wednesday, October 28, 2026

RM earnings at a glance

Regional Management Corp. (RM) is scheduled to report earnings on Wednesday, October 28, 2026 after the market closes — in 5 days. The options market is pricing a move of about ±17.2% after the report, a range of roughly $27.20 to $38.54 from today's $32.87. Over its last 3 reports the stock rose the next day 1 time and fell 2, moving ±11.0% on average; after the most recent report on Nov 5, 2025 it moved -10.1%. That means options currently expect more movement than RM has typically delivered. RM beat the consensus EPS estimate in 2 of its last 3 reported quarters. Implied volatility is currently 146%. The share price of $32.87 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$30
$44
21% of range
Avg surprise (last 3)
+14.9%
Avg reaction (last 3)
-6.5%
33% positive
Latest IV / EM
146%
EM ±17.2% · $35 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.63$0.86$1.09$1.33$1.56 Actual $0.90Actual $0.63Actual $0.91Actual $1.56Actual $0.86Actual $0.76Actual $0.70Est $0.67Actual $1.03Est $0.72Actual $1.42Est $1.46Actual $1.18Actual $0.85 MarJunSepMarJunSepMar/2025Jun/2025Sep/2025MarJun
Revenue vs Net Income Revenue Net income
$0$44M$88M$132M$176M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jun 30, 2026Jun 2026 $0.85 — — — — financials
Tue Mar 31, 2026Mar 2026 $1.18 — — — — financials
Wed Nov 5, 2025Sep/2025 $1.42 $1.46 -2.7% — -10.1% earnings
Wed Jul 30, 2025Jun/2025 $1.03 $0.72 +43.1% — +6.8% earnings
Wed Apr 30, 2025Mar/2025 $0.70 $0.67 +4.5% — -16.2% earnings
Mon Sep 30, 2024Sep 2024 $0.76 — — — — financials
Sun Jun 30, 2024Jun 2024 $0.86 — — — — financials
Sun Mar 31, 2024Mar 2024 $1.56 — — — — financials
Sat Sep 30, 2023Sep 2023 $0.91 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.63 — — — — financials
Fri Mar 31, 2023Mar 2023 $0.90 — — — — financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Wed Oct 28, 2026Sep/2026AMC —$1.42

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$168M$167M—$165M$157M$153M—$146M
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$8M$11M—$14M$10M$7M—$8M
EPS (diluted)$0.85$1.18—$1.42$1.03$0.70—$0.76

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$7M$5M$4M$4M$4M$4M—$5M
Inventory————————
Total current assets————————
Total assets$2.13B$2.07B$2.10B$2.03B$1.97B$1.90B$1.91B$1.82B
Long-term debt$1.67B$1.61B$1.64B$1.57B$1.50B$1.47B$1.47B$1.39B
Total liabilities$1.75B$1.70B$1.73B$1.66B$1.60B$1.54B$1.55B$1.47B
Total equity$378M$376M$373M$372M$363M$358M$357M$353M

Implied volatility — last 90 days

12%165%319%473%626% Jun 15 — IV 261% · EM ±18.9%Jun 16 — IV 303% · EM ±17.9%Jun 19 — IV 60% · EM ±13.3%Jun 22 — IV 115% · EM ±24.1%Jun 23 — IV 92% · EM ±18.8%Jun 24 — IV 76% · EM ±15.1%Jun 25 — IV 85% · EM ±16.7%Jun 26 — IV 80% · EM ±15.3%Jun 30 — IV 58% · EM ±10.1%Jul 01 — IV 76% · EM ±12.6%Jul 02 — IV 110% · EM ±17.8%Jul 03 — IV 114% · EM ±17.8%Jul 06 — IV 48% · EM ±6.6%Jul 08 — IV 40% · EM ±5.1%Jul 09 — IV 55% · EM ±6.5%Jul 10 — IV 134% · EM ±14.8%Jul 14 — IV 127% · EM ±9.2%Jul 15 — IV 333% · EM ±19.7%Jul 16 — IV 471% · EM ±19.7%Jul 20 — IV 85% · EM ±20.2%Jul 21 — IV 91% · EM ±21.1%Jul 22 — IV 46% · EM ±10.5%Jul 23 — IV 111% · EM ±25.1%Jul 24 — IV 110% · EM ±24.2%Jul 28 — IV 119% · EM ±24.4%Jul 29 — IV 123% · EM ±24.6%Jul 30 — IV 157% · EM ±30.8%Jul 31 — IV 116% · EM ±22.2%Aug 03 — IV 112% · EM ±19.9%Aug 04 — IV 32% · EM ±5.5%Aug 05 — IV 171% · EM ±28.6%Aug 10 — IV 202% · EM ±27.9%Aug 11 — IV 212% · EM ±27.9%Aug 13 — IV 194% · EM ±22.9%Aug 14 — IV 208% · EM ±22.9%Aug 18 — IV 216% · EM ±15.6%Aug 20 — IV 273% · EM ±11.4%Aug 24 — IV 71% · EM ±14.7%Aug 25 — IV 96% · EM ±19.6%Aug 26 — IV 112% · EM ±22.5%Aug 27 — IV 123% · EM ±24.2%Aug 31 — IV 74% · EM ±13.2%Sep 01 — IV 73% · EM ±12.6%Sep 02 — IV 82% · EM ±13.6%Sep 04 — IV 12% · EM ±1.9%Sep 07 — IV 14% · EM ±1.9%Sep 08 — IV 107% · EM ±14.1%Sep 11 — IV 178% · EM ±19.7%Sep 14 — IV 229% · EM ±19.1%Sep 15 — IV 112% · EM ±8.1%Sep 16 — IV 196% · EM ±11.6%Sep 17 — IV 627% · EM ±26.2%Sep 21 — IV 106% · EM ±22.2%Sep 22 — IV 106% · EM ±21.7%Sep 23 — IV 109% · EM ±21.7%Oct 06 — IV 154% · EM ±20.3%Oct 07 — IV 153% · EM ±19.1%Oct 08 — IV 146% · EM ±17.2%

Sector peers

SSSS
SuRo Capital Corp.
$308M $12.54
HRZN
Horizon Technology Finance Corporation
$301M $3.96-2.0%
XYF
X Financial
$296M $4.83+0.3%
CNCK
Coincheck Group N.V.
$276M $1.29-1.5%
CCAP
Crescent Capital BDC, Inc.
$338M $8.66+1.9%
TREE
LendingTree, Inc.
$341M $26.81+0.9%

RM earnings FAQ

When is RM's next earnings date?

Regional Management Corp. is expected to report on October 28, 2026, after the market closes.

What is RM's expected move for earnings?

Options currently price a move of about ±17.2%, or $5.67 per share either way from $32.87.

How does RM stock usually react to earnings?

Across the last 3 reports the average next-day move was ±11.0%, up 1 times and down 2 times.

What is RM's implied volatility?

RM's at-the-money implied volatility is about 146% based on the latest options snapshot.

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