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X Financial

XYF Finance Finance: Consumer Services
$4.82
0.0% Today
as of Oct 23, 16:53 ET
Last 30 days -4.93% Sep 14 → Oct 23
$4.74 $4.89 $5.05 $5.20 $5.35 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$4.77
High
$4.93
Low
$4.74
Volume
$17,002
Avg Vol
$139,151
Mkt Cap
$296M
P/E (TTM)
—
Beta
—
52w High
$13.16
52w Low
$3.30
Div Yield
—
Shares Out
—

Recent Press Releases & News last 60 days · 3 items

XYF earnings at a glance

Over its last 2 reports the stock rose the next day 1 time and fell 1, moving ±5.1% on average; after the most recent report on May 27, 2026 it moved +10.2%. The share price of $4.82 sits near its 52-week low.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$3.30
$13
15% of range
Avg surprise (last 0)
—
Avg reaction (last 2)
+5.1%
50% positive

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.29$0.68$1.07$1.46$1.85 Actual $1.40Actual $1.85Actual $0.29 Mar/2025Jun/2025Mar/2026

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Wed May 27, 2026Mar/2026 $0.29 — — -79.3% +10.2% earnings
Mon Aug 18, 2025Jun/2025 $1.85 — — — — earnings
Mon May 19, 2025Mar/2025 $1.40 — — — 0.0% earnings

Implied volatility — last 90 days

No IV snapshots yet for XYF.

IV is captured twice daily (9:15 AM & 4:30 PM ET) for tickers with upcoming earnings. Comes online automatically once the next options refresh runs.

Sector peers

XYF earnings FAQ

How does XYF stock usually react to earnings?

Across the last 2 reports the average next-day move was ±5.1%, up 1 times and down 1 times.

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