Recent Press Releases & News
SMBK earnings at a glance
The options market is pricing a move of about ±14.9% after the report, a range of roughly $41.98 to $56.70 from today's $49.34. Over its last 6 reports the stock rose the next day 5 times and fell 1, moving ±3.0% on average; after the most recent report on Jul 20, 2026 it moved +2.0%. That means options currently expect more movement than SMBK has typically delivered. SMBK beat the consensus EPS estimate in 5 of its last 6 reported quarters. Implied volatility is currently 73%. The share price of $49.34 sits in the middle of its 52-week range.
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Overview
Earnings trends
Earnings history
| Date | Period | Actual EPS | Est | Surprise | YoY %Δ | Day react | Source |
|---|---|---|---|---|---|---|---|
| Mon Jul 20, 2026 | Jun/2026 | $0.96 | $0.90 | +6.7% | +30.4% | +2.0% | earnings |
| Mon Apr 20, 2026 | 8K 2026-04-20 | $0.81 | $0.81 | 0.0% | — | +0.9% | earnings |
| Tue Jan 20, 2026 | 8K 2026-01-20 | $0.81 | $0.80 | +1.2% | — | +3.6% | earnings |
| Tue Oct 21, 2025 | Sep/2025 | $0.86 | $0.73 | +17.8% | — | +3.0% | earnings |
| Mon Jul 21, 2025 | Jun/2025 | $0.69 | $0.66 | +4.5% | — | -1.8% | earnings |
| Mon Apr 21, 2025 | Mar/2025 | $0.67 | $0.55 | +21.8% | — | +6.7% | earnings |
| Mon Sep 30, 2024 | Sep 2024 | $0.54 | — | — | — | — | financials |
| Sun Jun 30, 2024 | Jun 2024 | $0.48 | — | — | — | — | financials |
| Sun Mar 31, 2024 | Mar 2024 | $0.55 | — | — | — | — | financials |
| Sat Sep 30, 2023 | Sep 2023 | $0.12 | — | — | — | — | financials |
| Fri Jun 30, 2023 | Jun 2023 | $0.52 | — | — | — | — | financials |
| Fri Mar 31, 2023 | Mar 2023 | $0.68 | — | — | — | — | financials |
Financials
Income statement (quarterly)
| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Cost of revenue | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $16M | $14M | — | $14M | $12M | $11M | — | $9M |
| EPS (diluted) | $0.96 | $0.81 | — | $0.81 | $0.69 | $0.67 | — | $0.54 |
Balance sheet (quarterly)
| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $379M | $346M | $464M | $557M | $365M | $423M | $388M | $193M |
| Inventory | — | — | — | — | — | — | — | — |
| Total current assets | — | — | — | — | — | — | — | — |
| Total assets | $6.12B | $5.91B | $5.86B | $5.78B | $5.49B | $5.41B | $5.28B | $4.91B |
| Long-term debt | $603,000 | $3M | $3M | $1M | $7M | $8M | $8M | $9M |
| Total liabilities | $5.54B | $5.35B | $5.31B | $5.25B | $4.97B | $4.91B | $4.78B | $4.42B |
| Total equity | $577M | $562M | $552M | $538M | $519M | $506M | $491M | $489M |
Implied volatility — last 90 days
Sector peers
SMBK earnings FAQ
What is SMBK's expected move for earnings?
Options currently price a move of about ±14.9%, or $7.36 per share either way from $49.34.
How does SMBK stock usually react to earnings?
Across the last 6 reports the average next-day move was ±3.0%, up 5 times and down 1 times.
What is SMBK's implied volatility?
SMBK's at-the-money implied volatility is about 73% based on the latest options snapshot.