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SmartFinancial, Inc.

SMBK Finance Major Banks
$42.27
▲ +1.6% Today
as of Jun 7, 07:27 ET
Last 30 days -1.28% Apr 28 → Jun 05
$39.83 $40.63 $41.43 $42.24 $43.04 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$42.04
High
$42.80
Low
$41.62
Volume
$213,070
Avg Vol
$68,370
Mkt Cap
$714M
P/E (TTM)
18.30
Beta
52w High
$43.91
52w Low
$30.95
Div Yield
Shares Out
$17M

Overview

52-week range
$31
$44
87% of range
Avg surprise (last 1)
+21.8%
Avg reaction (last 1)
-1.9%
0% positive
Latest IV / EM
136%
EM ±18.8% · $40 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.12$0.29$0.47$0.64$0.81 Actual $0.52Actual $0.12Actual $0.55Actual $0.48Actual $0.54Actual $0.67Est $0.55Actual $0.69Actual $0.81Actual $0.81 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$0$2M$5M$7M$10M Jun 24Sep 24

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $0.81 financials
Tue Sep 30, 2025Sep 2025 $0.81 financials
Mon Jun 30, 2025Jun 2025 $0.69 financials
Mon Apr 21, 2025Mar/2025 $0.67 $0.55 +21.8% -1.9% earnings
Mon Sep 30, 2024Sep 2024 $0.54 financials
Sun Jun 30, 2024Jun 2024 $0.48 financials
Sun Mar 31, 2024Mar 2024 $0.55 financials
Sat Sep 30, 2023Sep 2023 $0.12 financials
Fri Jun 30, 2023Jun 2023 $0.52 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$9M$8M
EPS (diluted)$0.81$0.81$0.69$0.67$0.54$0.48

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$346M$464M$557M$365M$423M$388M$193M$343M
Inventory
Total current assets
Total assets$5.91B$5.86B$5.78B$5.49B$5.41B$5.28B$4.91B$4.89B
Long-term debt$3M$3M$1M$7M$8M$8M$9M$13M
Total liabilities$5.35B$5.31B$5.25B$4.97B$4.91B$4.78B$4.42B$4.42B
Total equity$562M$552M$538M$519M$506M$491M$489M$472M

Implied volatility — last 90 days

130%133%135%138%140% Jun 07 — IV 136% · EM ±18.8%

Sector peers

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