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Tompkins Financial Corporation

TMP Finance Major Banks
$101.20
▲ +2.3% Today
as of Oct 23, 16:52 ET
Last 30 days +2.35% Sep 14 → Oct 23
$95.29 $96.88 $98.47 $100.05 $101.64 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$101.70
High
$102.80
Low
$100.32
Volume
$142,928
Avg Vol
$77,963
Mkt Cap
$1.4B
P/E (TTM)
17.71
Beta
—
52w High
$102.80
52w Low
$62.98
Div Yield
—
Shares Out
—

Recent Press Releases & News last 60 days · 9 items

Oct 23 · 13:18 MT Newswires
Tompkins Financial Q3 Earnings, Revenue Rise
Oct 23 · 13:10 Zacks
Tompkins Financial (TMP) Tops Q3 Earnings Estimates
Oct 23 · 13:07 Associated Press
Tompkins: Q3 Earnings Snapshot
▸ Show all 9 press releases & news Free account →

TMP earnings at a glance

The options market is pricing a move of about ±5.4% after the report, a range of roughly $95.75 to $106.65 from today's $101.20. Over its last 6 reports the stock rose the next day 4 times and fell 2, moving ±3.4% on average; after the most recent report on Jul 24, 2026 it moved +9.1%. That means options currently expect more movement than TMP has typically delivered. TMP beat the consensus EPS estimate in 4 of its last 4 reported quarters. Implied volatility is currently 46%. The share price of $101.20 sits near its 52-week high.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$63
$103
96% of range
Avg surprise (last 4)
+6.4%
Avg reaction (last 6)
+2.2%
67% positive
Latest IV / EM
46%
EM ±5.4% · $95 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$-2.35$-1.25$-0.15$0.94$2.04 Actual $1.35Actual $0.59Actual $-2.35Actual $1.18Actual $1.10Actual $1.30Actual $1.37Est $1.30Actual $1.50Actual $1.65Actual $1.78Est $1.77Actual $1.82Est $1.71Actual $2.04Est $1.80 MarJunSepMarJunSepMar/2025Jun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$8M$15M$23M$31M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Fri Jul 24, 2026Jun/2026 $2.04 $1.80 +13.3% +20.0% +9.1% earnings
Fri Apr 24, 20268K 2026-04-24 $1.82 $1.71 +6.4% — -2.8% earnings
Fri Jan 30, 20268K 2026-01-30 $1.78 $1.77 +0.6% — +4.4% earnings
Fri Oct 24, 2025Sep/2025 $1.65 — — — +1.7% earnings
Fri Jul 25, 2025Jun/2025 $1.50 — — — +1.5% earnings
Fri Apr 25, 2025Mar/2025 $1.37 $1.30 +5.4% — -0.7% earnings
Mon Sep 30, 2024Sep 2024 $1.30 — — — — financials
Sun Jun 30, 2024Jun 2024 $1.10 — — — — financials
Sun Mar 31, 2024Mar 2024 $1.18 — — — — financials
Sat Sep 30, 2023Sep 2023 $-2.35 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.59 — — — — financials
Fri Mar 31, 2023Mar 2023 $1.35 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue—————$22M—$21M
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$29M$26M—$24M$21M$20M—$19M
EPS (diluted)$2.04$1.82—$1.65$1.50$1.37—$1.30

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$148M$171M$133M$193M$213M$193M$134M$132M
Inventory————————
Total current assets————————
Total assets$8.80B$8.70B$8.67B$8.47B$8.37B$8.20B$8.11B$8.01B
Long-term debt————————
Total liabilities$7.84B$7.75B$7.73B$7.68B$7.61B$7.46B$7.40B$7.29B
Total equity$960M$947M$938M$789M$762M$741M—$721M

Implied volatility — last 90 days

18%47%75%104%133% Jun 07 — IV 60% · EM ±8.4%Jun 08 — IV 22% · EM ±2.9%Jun 09 — IV 18% · EM ±2.3%Jun 10 — IV 24% · EM ±2.8%Jun 11 — IV 34% · EM ±3.8%Jun 12 — IV 48% · EM ±4.9%Jun 15 — IV 32% · EM ±2.3%Jun 16 — IV 36% · EM ±2.1%Jun 19 — IV 26% · EM ±5.8%Jun 22 — IV 29% · EM ±6.0%Jun 23 — IV 32% · EM ±6.6%Jun 24 — IV 38% · EM ±7.6%Jun 25 — IV 33% · EM ±6.4%Jun 26 — IV 29% · EM ±5.5%Jun 29 — IV 31% · EM ±5.5%Jun 30 — IV 32% · EM ±5.4%Jul 01 — IV 34% · EM ±5.7%Jul 02 — IV 33% · EM ±5.3%Jul 03 — IV 34% · EM ±5.3%Jul 06 — IV 38% · EM ±5.2%Jul 07 — IV 40% · EM ±5.2%Jul 08 — IV 46% · EM ±5.7%Jul 09 — IV 50% · EM ±5.9%Jul 10 — IV 50% · EM ±5.6%Jul 13 — IV 69% · EM ±5.8%Jul 14 — IV 82% · EM ±5.9%Jul 15 — IV 98% · EM ±5.8%Jul 20 — IV 28% · EM ±6.6%Jul 21 — IV 28% · EM ±6.6%Jul 22 — IV 32% · EM ±7.3%Jul 23 — IV 32% · EM ±7.2%Jul 24 — IV 28% · EM ±6.1%Jul 27 — IV 28% · EM ±5.8%Jul 28 — IV 28% · EM ±5.8%Jul 29 — IV 29% · EM ±5.7%Jul 30 — IV 28% · EM ±5.5%Jul 31 — IV 29% · EM ±5.5%Aug 03 — IV 26% · EM ±4.6%Aug 04 — IV 29% · EM ±5.0%Aug 05 — IV 30% · EM ±5.0%Aug 06 — IV 25% · EM ±4.0%Aug 07 — IV 34% · EM ±5.3%Aug 10 — IV 44% · EM ±6.1%Aug 11 — IV 41% · EM ±5.4%Aug 13 — IV 41% · EM ±4.9%Aug 14 — IV 46% · EM ±5.1%Aug 17 — IV 60% · EM ±5.0%Aug 19 — IV 108% · EM ±6.4%Aug 20 — IV 133% · EM ±5.6%Aug 24 — IV 27% · EM ±5.6%Aug 25 — IV 29% · EM ±5.8%Aug 26 — IV 34% · EM ±6.8%Aug 27 — IV 39% · EM ±7.7%Aug 28 — IV 38% · EM ±7.3%Aug 31 — IV 40% · EM ±7.2%Sep 01 — IV 30% · EM ±5.2%Sep 02 — IV 43% · EM ±7.2%Sep 03 — IV 34% · EM ±5.5%Sep 04 — IV 34% · EM ±5.3%Sep 07 — IV 38% · EM ±5.3%Sep 08 — IV 41% · EM ±5.4%Sep 09 — IV 48% · EM ±6.0%Sep 10 — IV 56% · EM ±6.6%Sep 11 — IV 45% · EM ±5.0%Sep 14 — IV 59% · EM ±5.0%Sep 15 — IV 69% · EM ±5.0%Sep 16 — IV 106% · EM ±6.2%Sep 17 — IV 122% · EM ±5.1%Sep 21 — IV 30% · EM ±6.2%Sep 22 — IV 28% · EM ±5.7%Sep 23 — IV 28% · EM ±5.7%Sep 24 — IV 31% · EM ±6.1%Sep 25 — IV 27% · EM ±5.1%Sep 28 — IV 30% · EM ±5.3%Sep 29 — IV 38% · EM ±6.6%Sep 30 — IV 39% · EM ±6.4%Oct 01 — IV 36% · EM ±5.9%Oct 02 — IV 36% · EM ±5.6%Oct 06 — IV 42% · EM ±5.5%Oct 07 — IV 49% · EM ±6.1%Oct 08 — IV 46% · EM ±5.4%

Sector peers

AMAL
Amalgamated Financial Corp.
$1.4B $50.50+5.6%
BHRB
Burke & Herbert Financial Services Corp.
$1.4B $70.70+1.8%
LKFN
Lakeland Financial Corporation
$1.4B $58.39+0.6%
CTBI
Community Trust Bancorp, Inc.
$1.4B $70.50+3.2%
CASH
Pathward Financial, Inc.
$1.5B $77.50+4.5%
PFBC
Preferred Bank
$1.5B $106.72+1.3%

TMP earnings FAQ

What is TMP's expected move for earnings?

Options currently price a move of about ±5.4%, or $5.45 per share either way from $101.20.

How does TMP stock usually react to earnings?

Across the last 6 reports the average next-day move was ±3.4%, up 4 times and down 2 times.

What is TMP's implied volatility?

TMP's at-the-money implied volatility is about 46% based on the latest options snapshot.

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