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Pathward Financial, Inc.

CASH Finance Major Banks
$77.50
▲ +4.5% Today
as of Oct 23, 16:47 ET
Last 30 days -1.62% Sep 14 → Oct 23
$70.02 $72.55 $75.07 $77.59 $80.12 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$76.07
High
$77.86
Low
$75.95
Volume
$279,582
Avg Vol
$230,603
Mkt Cap
$1.5B
P/E (TTM)
11.59
Beta
—
52w High
$101.26
52w Low
$65.87
Div Yield
—
Shares Out
—

Recent Press Releases & News last 60 days · 23 items

Oct 23 · 01:33 StockStory
Pathward Financial (CASH) stock trades up, here is why
Oct 22 · 22:45 StockStory
CASH Q3 deep dive: partner expansion and product diversification support results as credit normalizes
Oct 22 · 20:17 Simply Wall St.
What Is Driving Fresh Attention Around Pathward Financial (CASH)?
▸ Show all 23 press releases & news Free account →

CASH earnings at a glance

The options market is pricing a move of about ±5.0% after the report, a range of roughly $73.60 to $81.40 from today's $77.50. Over its last 6 reports the stock rose the next day 2 times and fell 4, moving ±5.6% on average; after the most recent report on Jul 22, 2026 it moved -6.3%. That means options currently expect about the same movement than CASH has typically delivered. CASH beat the consensus EPS estimate in 4 of its last 6 reported quarters. Implied volatility is currently 43%. The share price of $77.50 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$66
$101
33% of range
Avg surprise (last 6)
+5.9%
Avg reaction (last 6)
-1.2%
33% positive
Latest IV / EM
43%
EM ±5.0% · $70 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$1.23$1.76$2.29$2.82$3.35 Actual $1.23Actual $3.11Est $2.71Actual $1.81Est $1.57Actual $1.69Est $1.39Actual $1.57Actual $1.57Est $1.38Actual $3.35Est $3.35Actual $1.37Est $1.95 DecMar/2025Jun/2025Sep/2025Dec8K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$73M$145M$218M$290M Dec 24Mar 25Jun 25Dec 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Wed Jul 22, 2026Jun/2026 $1.37 $1.95 -29.7% +7.7% -6.3% earnings
Wed Apr 22, 20268K 2026-04-22 $3.35 $3.35 0.0% — -11.0% earnings
Thu Jan 22, 20268K 2026-01-22 $1.57 $1.38 +13.8% — +7.3% earnings
Wed Dec 31, 2025Dec 2025 $1.57 — — — — financials
Tue Oct 21, 2025Sep/2025 $1.69 $1.39 +21.6% — -0.0% earnings
Mon Jul 28, 2025Jun/2025 $1.81 $1.57 +15.3% — -3.2% earnings
Tue Apr 22, 2025Mar/2025 $3.11 $2.71 +14.8% — +6.0% earnings
Tue Dec 31, 2024Dec 2024 $1.23 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$190M$276M$173M—$196M$275M$183M—
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$29M$73M$35M—$42M$75M$30M—
EPS (diluted)$1.37$3.35$1.57—$1.81$3.14$1.23—

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$149M$158M$331M$121M$258M$254M$597M$158M
Inventory————————
Total current assets————————
Total assets$7.31B$7.11B$7.56B$7.17B$7.23B$6.99B$7.60B$7.53B
Long-term debt$34M$34M$33M$33M$33M$33M$33M$33M
Total liabilities$6.46B$6.26B$6.71B$6.31B$6.41B$6.18B$6.85B$6.71B
Total equity$851M$851M$854M$858M$818M$814M$758M$822M

Implied volatility — last 90 days

22%62%102%142%182% Jun 07 — IV 46% · EM ±6.4%Jun 08 — IV 45% · EM ±5.9%Jun 09 — IV 41% · EM ±5.1%Jun 10 — IV 39% · EM ±4.7%Jun 11 — IV 55% · EM ±6.1%Jun 12 — IV 31% · EM ±3.1%Jun 15 — IV 66% · EM ±4.8%Jun 16 — IV 105% · EM ±6.2%Jun 17 — IV 55% · EM ±2.3%Jun 19 — IV 30% · EM ±6.6%Jun 22 — IV 30% · EM ±6.2%Jun 23 — IV 32% · EM ±6.6%Jun 24 — IV 35% · EM ±6.9%Jun 25 — IV 44% · EM ±8.6%Jun 26 — IV 45% · EM ±8.6%Jun 29 — IV 42% · EM ±7.5%Jun 30 — IV 43% · EM ±7.5%Jul 01 — IV 35% · EM ±5.8%Jul 02 — IV 36% · EM ±5.8%Jul 03 — IV 37% · EM ±5.8%Jul 06 — IV 33% · EM ±4.6%Jul 07 — IV 29% · EM ±3.8%Jul 09 — IV 30% · EM ±3.6%Jul 13 — IV 65% · EM ±5.5%Jul 14 — IV 75% · EM ±5.4%Jul 15 — IV 95% · EM ±5.6%Jul 16 — IV 123% · EM ±5.1%Jul 20 — IV 39% · EM ±9.3%Jul 21 — IV 36% · EM ±8.4%Jul 22 — IV 39% · EM ±8.9%Jul 23 — IV 36% · EM ±8.0%Jul 24 — IV 34% · EM ±7.5%Jul 27 — IV 36% · EM ±7.5%Jul 28 — IV 32% · EM ±6.5%Jul 29 — IV 30% · EM ±6.0%Jul 30 — IV 27% · EM ±5.4%Jul 31 — IV 34% · EM ±6.5%Aug 03 — IV 32% · EM ±5.6%Aug 04 — IV 38% · EM ±6.6%Aug 05 — IV 35% · EM ±5.9%Aug 06 — IV 35% · EM ±5.6%Aug 07 — IV 52% · EM ±8.2%Aug 10 — IV 47% · EM ±6.5%Aug 11 — IV 52% · EM ±6.9%Aug 12 — IV 55% · EM ±6.9%Aug 13 — IV 54% · EM ±6.4%Aug 14 — IV 58% · EM ±6.4%Aug 17 — IV 70% · EM ±5.9%Aug 18 — IV 81% · EM ±5.8%Aug 19 — IV 56% · EM ±3.3%Aug 20 — IV 106% · EM ±4.4%Aug 24 — IV 28% · EM ±5.9%Aug 25 — IV 34% · EM ±6.9%Aug 26 — IV 38% · EM ±7.6%Aug 27 — IV 32% · EM ±6.3%Aug 28 — IV 32% · EM ±6.0%Aug 31 — IV 33% · EM ±5.9%Sep 01 — IV 35% · EM ±6.1%Sep 02 — IV 45% · EM ±7.5%Sep 03 — IV 41% · EM ±6.6%Sep 04 — IV 41% · EM ±6.4%Sep 07 — IV 46% · EM ±6.4%Sep 08 — IV 57% · EM ±7.5%Sep 09 — IV 34% · EM ±4.3%Sep 10 — IV 57% · EM ±6.8%Sep 11 — IV 58% · EM ±6.4%Sep 14 — IV 68% · EM ±5.6%Sep 16 — IV 108% · EM ±6.4%Sep 17 — IV 182% · EM ±7.6%Sep 21 — IV 32% · EM ±6.8%Sep 22 — IV 37% · EM ±7.6%Sep 23 — IV 42% · EM ±8.5%Sep 24 — IV 38% · EM ±7.4%Sep 25 — IV 22% · EM ±4.3%Sep 28 — IV 40% · EM ±7.1%Sep 29 — IV 38% · EM ±6.5%Sep 30 — IV 38% · EM ±6.4%Oct 01 — IV 49% · EM ±7.9%Oct 02 — IV 37% · EM ±5.7%Oct 06 — IV 31% · EM ±4.1%Oct 07 — IV 45% · EM ±5.7%Oct 08 — IV 43% · EM ±5.0%

Sector peers

PFBC
Preferred Bank
$1.5B $106.72+1.3%
TFIN
Triumph Financial, Inc.
$1.5B $63.45+2.4%
LKFN
Lakeland Financial Corporation
$1.4B $58.39+0.6%
AMAL
Amalgamated Financial Corp.
$1.4B $50.50+5.6%
TMP
Tompkins Financial Corporation
$1.4B $101.20+2.3%
BHRB
Burke & Herbert Financial Services Corp.
$1.4B $70.70+1.8%

CASH earnings FAQ

What is CASH's expected move for earnings?

Options currently price a move of about ±5.0%, or $3.90 per share either way from $77.50.

How does CASH stock usually react to earnings?

Across the last 6 reports the average next-day move was ±5.6%, up 2 times and down 4 times.

What is CASH's implied volatility?

CASH's at-the-money implied volatility is about 43% based on the latest options snapshot.

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