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Velocity Financial, Inc.

VEL Finance Finance: Consumer Services
$17.46
▲ +0.1% Today
as of Jun 7, 07:30 ET
Last 30 days -11.86% Apr 28 → Jun 05
$16.74 $17.57 $18.39 $19.21 $20.04 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$17.46
High
$17.68
Low
$17.20
Volume
$41,902
Avg Vol
$103,182
Mkt Cap
$691M
P/E (TTM)
9.14
Beta
52w High
$21.39
52w Low
$16.19
Div Yield
Shares Out
$39M

Overview

52-week range
$16
$21
24% of range
Avg surprise (last 0)
Avg reaction (last 2)
+0.6%
50% positive

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.35$0.43$0.52$0.60$0.69 Actual $0.36Actual $0.35Actual $0.49Actual $0.42Actual $0.44Actual $0.55Actual $0.69Actual $0.65Actual $0.68 JunSepMarJunSepMar/2025JunSepMar/2026
Revenue vs Net Income Revenue Net income
$0$7M$14M$20M$27M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Wed May 6, 2026Mar/2026 $0.68 +23.6% +1.2% earnings
Tue Sep 30, 2025Sep 2025 $0.65 financials
Mon Jun 30, 2025Jun 2025 $0.69 financials
Thu May 1, 2025Mar/2025 $0.55 -0.1% earnings
Mon Sep 30, 2024Sep 2024 $0.44 financials
Sun Jun 30, 2024Jun 2024 $0.42 financials
Sun Mar 31, 2024Mar 2024 $0.49 financials
Sat Sep 30, 2023Sep 2023 $0.35 financials
Fri Jun 30, 2023Jun 2023 $0.36 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$22M$25M$26M$19M$16M$15M
EPS (diluted)$0.57$0.65$0.69$0.51$0.44$0.42

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$87M$92M$99M$80M$52M$50M$44M$47M
Inventory
Total current assets
Total assets$7.59B$7.38B$6.96B$6.48B$5.97B$5.53B$5.20B$4.87B
Long-term debt
Total liabilities$6.90B$6.71B$6.32B$5.87B$5.41B$5.01B$4.71B$4.40B
Total equity$693M$673M$634M$598M$563M$517M$485M$471M

Implied volatility — last 90 days

No IV snapshots yet for VEL.

IV is captured twice daily (9:15 AM & 4:30 PM ET) for tickers with upcoming earnings. Comes online automatically once the next options refresh runs.

Sector peers

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