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OppFi Inc.

OPFI Finance Finance: Consumer Services
$9.24
Today
as of Jul 22, 16:52 ET
Last 30 days +11.86% Jun 15 → Jul 22
$8.12 $8.63 $9.14 $9.64 $10.15 Jun 15 Jun 23 Jun 30 Jul 08 Jul 15 Jul 22
Open
$8.47
High
$8.52
Low
$8.27
Volume
$481,784
Avg Vol
$771,496
Mkt Cap
$794M
P/E (TTM)
15.11
Beta
52w High
$15.03
52w Low
$7.36
Div Yield
Shares Out

Recent Press Releases & News last 60 days · 4 items

▸ Show all 4 press releases & news Free account →

Overview

52-week range
$7.36
$15
25% of range
Avg surprise (last 3)
+34.1%
Avg reaction (last 2)
+6.6%
100% positive
Latest IV / EM
76%
EM ±17.3% · $10 · Aug 21

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.10$0.27$0.44$0.60$0.77 Actual $0.14Actual $0.13Actual $0.10Actual $0.16Actual $0.21Actual $0.38Est $0.26Actual $0.45Est $0.30Actual $0.77Actual $0.35Est $0.33 JunSepMarJunSepMar/2025Jun/2025SepMar/2026
Revenue vs Net Income Revenue Net income
$-21M$-5M$11M$28M$44M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu May 7, 2026Mar/2026 $0.35 $0.33 +6.1% -7.9% +1.4% earnings
Tue Sep 30, 2025Sep 2025 $0.77 financials
Wed Aug 6, 2025Jun/2025 $0.45 $0.30 +50.0% earnings
Wed May 7, 2025Mar/2025 $0.38 $0.26 +46.1% +11.8% earnings
Mon Sep 30, 2024Sep 2024 $0.21 financials
Sun Jun 30, 2024Jun 2024 $0.16 financials
Sun Mar 31, 2024Mar 2024 $0.10 financials
Sat Sep 30, 2023Sep 2023 $0.13 financials
Fri Jun 30, 2023Jun 2023 $0.14 financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Wed Aug 5, 2026Jun/2026OTHER $0.48$0.45 +6.7%

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income$35M$48M$45M$42M$35M$29M
Net income$28M$42M$-21M$-11M$4M$3M
EPS (diluted)$0.56$0.77$-0.78$-0.48$0.21$0.16

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$64M$49M$45M$45M$58M$61M$45M$47M
Inventory
Total current assets
Total assets$720M$754M$721M$673M$640M$641M$619M$573M
Long-term debt
Total liabilities$377M$445M$443M$456M$403M$407M$399M$371M
Total equity$76M$58M$49M$13M$23M$33M$35M$19M

Implied volatility — last 90 days

43%188%332%477%621% Jun 07 — IV 169% · EM ±23.5%Jun 08 — IV 135% · EM ±17.8%Jun 09 — IV 255% · EM ±32.0%Jun 10 — IV 184% · EM ±21.8%Jun 11 — IV 142% · EM ±15.7%Jun 12 — IV 210% · EM ±21.5%Jun 15 — IV 234% · EM ±16.9%Jun 16 — IV 569% · EM ±33.6%Jun 17 — IV 622% · EM ±26.0%Jun 19 — IV 63% · EM ±13.9%Jun 22 — IV 117% · EM ±24.5%Jun 23 — IV 173% · EM ±35.4%Jun 24 — IV 142% · EM ±28.4%Jun 25 — IV 83% · EM ±16.3%Jun 26 — IV 59% · EM ±11.3%Jun 29 — IV 66% · EM ±11.7%Jun 30 — IV 44% · EM ±7.6%Jul 01 — IV 46% · EM ±7.7%Jul 02 — IV 45% · EM ±7.3%Jul 03 — IV 47% · EM ±7.3%Jul 06 — IV 58% · EM ±8.0%Jul 07 — IV 95% · EM ±12.5%Jul 08 — IV 148% · EM ±18.5%Jul 09 — IV 98% · EM ±11.6%Jul 10 — IV 120% · EM ±13.2%Jul 13 — IV 114% · EM ±9.5%Jul 14 — IV 263% · EM ±19.0%Jul 15 — IV 284% · EM ±16.8%Jul 16 — IV 370% · EM ±15.4%Jul 20 — IV 83% · EM ±19.6%Jul 21 — IV 77% · EM ±18.0%Jul 22 — IV 76% · EM ±17.3%

Sector peers

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