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OppFi Inc.

OPFI Finance Finance: Consumer Services
$8.31
▼ -1.7% Today
as of Jun 7, 07:23 ET
Last 30 days -7.77% Apr 28 → Jun 05
$7.85 $8.40 $8.95 $9.49 $10.04 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$8.47
High
$8.52
Low
$8.27
Volume
$481,784
Avg Vol
$771,496
Mkt Cap
$712M
P/E (TTM)
15.11
Beta
52w High
$15.03
52w Low
$7.36
Div Yield
Shares Out

Overview

52-week range
$7.36
$15
12% of range
Avg surprise (last 2)
+26.1%
Avg reaction (last 2)
+6.6%
100% positive
Latest IV / EM
169%
EM ±23.5% · $8 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$-0.78$-0.39$-0.01$0.38$0.77 Actual $0.14Actual $0.13Actual $0.10Actual $0.16Actual $0.21Actual $0.38Est $0.26Actual $-0.78Actual $0.77Actual $0.35Est $0.33 JunSepMarJunSepMar/2025JunSepMar/2026
Revenue vs Net Income Revenue Net income
$-21M$-5M$11M$28M$44M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu May 7, 2026Mar/2026 $0.35 $0.33 +6.1% -7.9% +1.4% earnings
Tue Sep 30, 2025Sep 2025 $0.77 financials
Mon Jun 30, 2025Jun 2025 $-0.78 financials
Wed May 7, 2025Mar/2025 $0.38 $0.26 +46.1% +11.8% earnings
Mon Sep 30, 2024Sep 2024 $0.21 financials
Sun Jun 30, 2024Jun 2024 $0.16 financials
Sun Mar 31, 2024Mar 2024 $0.10 financials
Sat Sep 30, 2023Sep 2023 $0.13 financials
Fri Jun 30, 2023Jun 2023 $0.14 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income$35M$48M$45M$42M$35M$29M
Net income$28M$42M$-21M$-11M$4M$3M
EPS (diluted)$0.56$0.77$-0.78$-0.48$0.21$0.16

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$64M$49M$45M$45M$58M$61M$45M$47M
Inventory
Total current assets
Total assets$720M$754M$721M$673M$640M$641M$619M$573M
Long-term debt
Total liabilities$377M$445M$443M$456M$403M$407M$399M$371M
Total equity$76M$58M$49M$13M$23M$33M$35M$19M

Implied volatility — last 90 days

164%166%169%171%174% Jun 07 — IV 169% · EM ±23.5%

Sector peers

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