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Ally Financial Inc.

ALLY Finance Major Banks
$39.06
▲ +1.0% Today
as of Oct 23, 16:45 ET
Last 30 days -6.87% Sep 14 → Oct 23
$36.32 $37.83 $39.34 $40.85 $42.36 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$38.33
High
$39.33
Low
$38.41
Volume
$4M
Avg Vol
$3M
Mkt Cap
$11.4B
P/E (TTM)
11.45
Beta
—
52w High
$47.29
52w Low
$35.92
Div Yield
—
Shares Out
$305M

Recent Press Releases & News last 60 days · 25 items

Oct 21 · 11:50 StockStory
ALLY Q3 Deep Dive: Auto and Corporate Lending Growth, Credit Normalization in Focus
Oct 21 · 11:42 MT Newswires
Deutsche Bank Adjusts Ally Financial Price Target to $56 From $58, Maintains Buy Rating
Oct 21 · 09:39 MT Newswires
Evercore ISI Downgrades Ally Financial to In Line From Outperform, Price Target is $40
▸ Show all 25 press releases & news Free account →

ALLY earnings at a glance

The options market is pricing a move of about ±3.7% after the report, a range of roughly $37.61 to $40.51 from today's $39.06. Over its last 5 reports the stock rose the next day 3 times and fell 2, moving ±3.0% on average; after the most recent report on Jul 21, 2026 it moved -2.4%. That means options currently expect more movement than ALLY has typically delivered. ALLY beat the consensus EPS estimate in 4 of its last 5 reported quarters. Implied volatility is currently 31%. The share price of $39.06 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$36
$47
28% of range
Avg surprise (last 5)
+13.4%
Avg reaction (last 5)
+1.7%
60% positive
Latest IV / EM
31%
EM ±3.7% · $38 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$-0.82$-0.30$0.21$0.72$1.24 Actual $0.37Actual $0.62Actual $0.55Actual $-0.82Actual $0.99Est $0.78Actual $1.15Est $0.99Actual $1.09Est $1.01Actual $1.11Est $0.93Actual $1.21Est $1.24 MarJunSepMarJun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$-225M$431M$1.1B$1.7B$2.4B Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jul 21, 2026Jun/2026 $1.21 $1.24 -3.2% +25.2% -2.4% earnings
Fri Apr 17, 20268K 2026-04-17 $1.11 $0.93 +19.4% — +8.1% earnings
Wed Jan 21, 20268K 2026-01-21 $1.09 $1.01 +7.9% — +0.0% earnings
Fri Oct 17, 2025Sep/2025 $1.15 $0.99 +16.2% — +3.6% earnings
Fri Jul 18, 2025Jun/2025 $0.99 $0.78 +26.9% — -0.9% earnings
Mon Mar 31, 2025Mar 2025 $-0.82 — — — — financials
Mon Sep 30, 2024Sep 2024 $0.55 — — — — financials
Sun Jun 30, 2024Jun 2024 $0.62 — — — — financials
Sun Mar 31, 2024Mar 2024 $0.37 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$2.29B$2.10B—$2.17B$2.08B$1.54B—$2.13B
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$410M$319M—$398M$352M$-225M—$198M
EPS (diluted)$1.18$0.93—$1.18$1.04$-0.82—$0.55

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$7.84B$9.52B$10.03B$10.25B$10.59B$10.41B$10.29B$8.62B
Inventory————————
Total current assets————————
Total assets$199.77B$197.27B$196.00B$191.71B$189.47B$193.33B$191.84B$192.67B
Long-term debt$13.91B$14.91B$14.41B$13.24B$12.36B$12.04B$12.68B$13.07B
Total liabilities$184.28B$181.66B$180.50B$176.59B$174.93B$179.10B$177.93B$178.26B
Total equity$15.49B$15.61B$15.50B$15.12B$14.55B$14.23B$13.90B$14.41B

Implied volatility — last 90 days

23%33%44%54%65% Jun 07 — IV 39% · EM ±5.4%Jun 08 — IV 34% · EM ±4.4%Jun 09 — IV 39% · EM ±4.9%Jun 10 — IV 38% · EM ±4.5%Jun 11 — IV 37% · EM ±4.1%Jun 12 — IV 30% · EM ±3.1%Jun 15 — IV 36% · EM ±2.6%Jun 16 — IV 42% · EM ±2.5%Jun 17 — IV 55% · EM ±2.3%Jun 19 — IV 32% · EM ±7.0%Jun 22 — IV 30% · EM ±6.3%Jun 23 — IV 31% · EM ±6.2%Jun 24 — IV 31% · EM ±6.1%Jun 25 — IV 30% · EM ±5.9%Jun 26 — IV 30% · EM ±5.7%Jun 29 — IV 30% · EM ±5.2%Jun 30 — IV 29% · EM ±5.1%Jul 01 — IV 28% · EM ±4.7%Jul 02 — IV 30% · EM ±4.9%Jul 03 — IV 31% · EM ±4.9%Jul 06 — IV 32% · EM ±4.4%Jul 07 — IV 31% · EM ±4.1%Jul 08 — IV 34% · EM ±4.2%Jul 09 — IV 31% · EM ±3.7%Jul 10 — IV 27% · EM ±3.0%Jul 13 — IV 33% · EM ±2.8%Jul 14 — IV 37% · EM ±2.6%Jul 15 — IV 38% · EM ±2.3%Jul 16 — IV 49% · EM ±2.0%Jul 20 — IV 35% · EM ±8.2%Jul 21 — IV 30% · EM ±6.9%Jul 22 — IV 28% · EM ±6.4%Jul 23 — IV 27% · EM ±6.1%Jul 24 — IV 28% · EM ±6.1%Jul 27 — IV 29% · EM ±6.1%Jul 28 — IV 28% · EM ±5.7%Jul 29 — IV 28% · EM ±5.5%Jul 30 — IV 27% · EM ±5.3%Jul 31 — IV 29% · EM ±5.5%Aug 03 — IV 30% · EM ±5.3%Aug 04 — IV 26% · EM ±4.6%Aug 05 — IV 27% · EM ±4.5%Aug 06 — IV 29% · EM ±4.7%Aug 07 — IV 26% · EM ±4.1%Aug 10 — IV 28% · EM ±3.9%Aug 11 — IV 28% · EM ±3.6%Aug 12 — IV 25% · EM ±3.1%Aug 13 — IV 27% · EM ±3.1%Aug 14 — IV 23% · EM ±2.6%Aug 17 — IV 30% · EM ±2.5%Aug 18 — IV 29% · EM ±2.1%Aug 19 — IV 29% · EM ±1.7%Aug 20 — IV 65% · EM ±2.7%Aug 24 — IV 26% · EM ±5.4%Aug 25 — IV 23% · EM ±4.8%Aug 26 — IV 24% · EM ±4.8%Aug 27 — IV 26% · EM ±5.1%Aug 28 — IV 28% · EM ±5.3%Aug 31 — IV 28% · EM ±5.0%Sep 01 — IV 27% · EM ±4.7%Sep 02 — IV 27% · EM ±4.5%Sep 03 — IV 27% · EM ±4.3%Sep 04 — IV 26% · EM ±4.1%Sep 07 — IV 30% · EM ±4.1%Sep 08 — IV 31% · EM ±4.1%Sep 09 — IV 31% · EM ±3.9%Sep 10 — IV 30% · EM ±3.6%Sep 11 — IV 31% · EM ±3.4%Sep 14 — IV 42% · EM ±3.5%Sep 15 — IV 40% · EM ±2.9%Sep 16 — IV 44% · EM ±2.6%Sep 17 — IV 43% · EM ±1.8%Sep 21 — IV 25% · EM ±5.1%Sep 22 — IV 29% · EM ±6.0%Sep 23 — IV 29% · EM ±5.8%Sep 24 — IV 28% · EM ±5.4%Sep 25 — IV 28% · EM ±5.4%Sep 28 — IV 30% · EM ±5.2%Sep 29 — IV 30% · EM ±5.1%Sep 30 — IV 29% · EM ±4.9%Oct 01 — IV 30% · EM ±4.8%Oct 02 — IV 27% · EM ±4.2%Oct 06 — IV 30% · EM ±3.9%Oct 07 — IV 32% · EM ±3.9%Oct 08 — IV 31% · EM ±3.7%

Sector peers

FHN
First Horizon Corporation
$10.9B $23.44+1.0%
WBS
Webster Financial Corporation
$12.2B $77.57-0.5%
WTFC
Wintrust Financial Corporation
$9.6B $150.77+2.3%
SSB
SouthState Bank Corporation
$9.6B $105.51+2.7%
CFR
Cullen/Frost Bankers, Inc.
$9.3B $157.05+0.9%
ONB
Old National Bancorp
$9.3B $25.32+3.0%

ALLY earnings FAQ

What is ALLY's expected move for earnings?

Options currently price a move of about ±3.7%, or $1.45 per share either way from $39.06.

How does ALLY stock usually react to earnings?

Across the last 5 reports the average next-day move was ±3.0%, up 3 times and down 2 times.

What is ALLY's implied volatility?

ALLY's at-the-money implied volatility is about 31% based on the latest options snapshot.

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