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Wintrust Financial Corporation

WTFC Finance Major Banks
$149.75
▲ +2.4% Today
as of Oct 22, 16:53 ET
Last 30 days -1.47% Sep 14 → Oct 22
$140.14 $143.32 $146.51 $149.69 $152.87 Sep 14 Sep 22 Sep 29 Oct 07 Oct 14 Oct 22
Open
$147.36
High
$149.87
Low
$147.36
Volume
$647,720
Avg Vol
$505,706
Mkt Cap
$9.6B
P/E (TTM)
15.49
Beta
—
52w High
$167.22
52w Low
$122.00
Div Yield
—
Shares Out
—

Recent Press Releases & News last 60 days · 20 items

Oct 21 · 09:26 StockStory
5 Revealing Analyst Questions From Wintrust Financial’s Q3 Earnings Call
Oct 21 · 03:01 GuruFocus.com
Wintrust Financial Corp (WTFC) (Q3 2026) Earnings Call Highlights: Seventh Straight Record ...
Oct 20 · 23:16 Simply Wall St.
Wintrust Financial (WTFC) Stock Climbs As Q3 Earnings Rekindle Growth Debate
▸ Show all 20 press releases & news Free account →

WTFC earnings at a glance

The options market is pricing a move of about ±3.3% after the report, a range of roughly $144.79 to $154.71 from today's $149.75. Over its last 6 reports the stock rose the next day 5 times and fell 1, moving ±3.2% on average; after the most recent report on Jul 20, 2026 it moved -2.9%. That means options currently expect about the same movement than WTFC has typically delivered. WTFC beat the consensus EPS estimate in 6 of its last 6 reported quarters. Implied volatility is currently 28%. The share price of $149.75 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$122
$167
61% of range
Avg surprise (last 6)
+8.6%
Avg reaction (last 6)
+2.2%
83% positive
Latest IV / EM
28%
EM ±3.3% · $145 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$2.32$2.56$2.81$3.05$3.30 Actual $2.80Actual $2.38Actual $2.53Actual $2.89Actual $2.32Actual $2.47Actual $2.69Est $2.52Actual $2.78Est $2.59Actual $3.06Est $2.63Actual $3.15Est $2.93Actual $3.22Est $2.96Actual $3.30Est $3.15 MarJunSepMarJunSepMar/2025Jun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$162M$323M$485M$647M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Mon Jul 20, 2026Jun/2026 $3.30 $3.15 +4.8% +13.3% -2.9% earnings
Mon Apr 20, 20268K 2026-04-20 $3.22 $2.96 +8.8% — +1.0% earnings
Tue Jan 20, 20268K 2026-01-20 $3.15 $2.93 +7.5% — +4.7% earnings
Mon Oct 20, 2025Sep/2025 $3.06 $2.63 +16.4% — +2.3% earnings
Mon Jul 21, 2025Jun/2025 $2.78 $2.59 +7.3% — +3.0% earnings
Mon Apr 21, 2025Mar/2025 $2.69 $2.52 +6.8% — +5.2% earnings
Mon Sep 30, 2024Sep 2024 $2.47 — — — — financials
Sun Jun 30, 2024Jun 2024 $2.32 — — — — financials
Sun Mar 31, 2024Mar 2024 $2.89 — — — — financials
Sat Sep 30, 2023Sep 2023 $2.53 — — — — financials
Fri Jun 30, 2023Jun 2023 $2.38 — — — — financials
Fri Mar 31, 2023Mar 2023 $2.80 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue———————$616M
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$234M$227M—$216M$196M$189M—$170M
EPS (diluted)$3.30$3.22—$2.78$2.78$2.69—$2.47

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents————————
Inventory————————
Total current assets————————
Total assets$74.67B$72.16B$71.14B$69.63B$68.98B$65.87B$64.88B$63.79B
Long-term debt————————
Total liabilities$67.14B$64.78B$63.88B$62.58B$61.76B$59.27B$58.54B$57.39B
Total equity$7.53B$7.38B$7.26B$7.05B$7.23B$6.60B$6.34B$6.40B

Implied volatility — last 90 days

20%38%57%75%93% Jun 07 — IV 27% · EM ±3.7%Jun 08 — IV 29% · EM ±3.9%Jun 09 — IV 26% · EM ±3.3%Jun 10 — IV 26% · EM ±3.0%Jun 11 — IV 28% · EM ±3.1%Jun 12 — IV 30% · EM ±3.1%Jun 15 — IV 52% · EM ±3.8%Jun 16 — IV 66% · EM ±3.9%Jun 17 — IV 94% · EM ±3.9%Jun 19 — IV 24% · EM ±5.3%Jun 22 — IV 25% · EM ±5.2%Jun 23 — IV 25% · EM ±5.0%Jun 24 — IV 24% · EM ±4.8%Jun 25 — IV 24% · EM ±4.7%Jun 26 — IV 25% · EM ±4.7%Jun 29 — IV 26% · EM ±4.6%Jun 30 — IV 23% · EM ±4.0%Jul 01 — IV 22% · EM ±3.7%Jul 02 — IV 21% · EM ±3.4%Jul 03 — IV 22% · EM ±3.4%Jul 06 — IV 27% · EM ±3.7%Jul 07 — IV 32% · EM ±4.2%Jul 08 — IV 32% · EM ±4.0%Jul 09 — IV 38% · EM ±4.5%Jul 10 — IV 31% · EM ±3.4%Jul 13 — IV 49% · EM ±4.1%Jul 14 — IV 63% · EM ±4.6%Jul 15 — IV 61% · EM ±3.6%Jul 16 — IV 65% · EM ±2.7%Jul 20 — IV 28% · EM ±6.6%Jul 21 — IV 28% · EM ±6.4%Jul 22 — IV 26% · EM ±5.9%Jul 23 — IV 26% · EM ±5.8%Jul 24 — IV 26% · EM ±5.8%Jul 27 — IV 27% · EM ±5.7%Jul 28 — IV 25% · EM ±5.2%Jul 29 — IV 67% · EM ±13.4%Jul 30 — IV 22% · EM ±4.4%Jul 31 — IV 22% · EM ±4.2%Aug 03 — IV 25% · EM ±4.4%Aug 04 — IV 24% · EM ±4.1%Aug 05 — IV 24% · EM ±4.0%Aug 06 — IV 25% · EM ±4.0%Aug 07 — IV 21% · EM ±3.2%Aug 10 — IV 22% · EM ±3.1%Aug 11 — IV 34% · EM ±4.5%Aug 12 — IV 33% · EM ±4.1%Aug 13 — IV 36% · EM ±4.2%Aug 14 — IV 35% · EM ±3.8%Aug 17 — IV 32% · EM ±2.7%Aug 18 — IV 33% · EM ±2.4%Aug 19 — IV 42% · EM ±2.5%Aug 20 — IV 76% · EM ±3.2%Aug 24 — IV 23% · EM ±4.8%Aug 25 — IV 22% · EM ±4.5%Aug 26 — IV 22% · EM ±4.3%Aug 27 — IV 21% · EM ±4.2%Aug 28 — IV 22% · EM ±4.2%Aug 31 — IV 23% · EM ±4.1%Sep 01 — IV 24% · EM ±4.1%Sep 02 — IV 34% · EM ±5.6%Sep 03 — IV 22% · EM ±3.5%Sep 04 — IV 21% · EM ±3.4%Sep 07 — IV 24% · EM ±3.4%Sep 08 — IV 41% · EM ±5.4%Sep 09 — IV 26% · EM ±3.3%Sep 10 — IV 28% · EM ±3.2%Sep 11 — IV 38% · EM ±4.2%Sep 14 — IV 28% · EM ±2.3%Sep 15 — IV 48% · EM ±3.5%Sep 16 — IV 49% · EM ±2.9%Sep 17 — IV 50% · EM ±2.1%Sep 21 — IV 27% · EM ±5.7%Sep 22 — IV 27% · EM ±5.5%Sep 23 — IV 27% · EM ±5.4%Sep 24 — IV 29% · EM ±5.6%Sep 25 — IV 26% · EM ±4.9%Sep 28 — IV 28% · EM ±4.9%Sep 29 — IV 28% · EM ±4.9%Sep 30 — IV 29% · EM ±4.8%Oct 01 — IV 23% · EM ±3.8%Oct 02 — IV 24% · EM ±3.7%Oct 06 — IV 27% · EM ±3.6%Oct 07 — IV 41% · EM ±5.1%Oct 08 — IV 28% · EM ±3.3%

Sector peers

SSB
SouthState Bank Corporation
$9.6B $105.22+2.5%
UMBF
UMB Financial Corporation
$9.7B $136.16+2.3%
CFR
Cullen/Frost Bankers, Inc.
$9.3B $157.68+1.1%
ONB
Old National Bancorp
$9.3B $25.16-0.7%
ZION
Zions Bancorporation N.A.
$9.0B $66.39+2.8%
FHN
First Horizon Corporation
$10.9B $23.54+2.1%

WTFC earnings FAQ

What is WTFC's expected move for earnings?

Options currently price a move of about ±3.3%, or $4.96 per share either way from $149.75.

How does WTFC stock usually react to earnings?

Across the last 6 reports the average next-day move was ±3.2%, up 5 times and down 1 times.

What is WTFC's implied volatility?

WTFC's at-the-money implied volatility is about 28% based on the latest options snapshot.

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