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Triumph Financial, Inc.

TFIN Finance Major Banks
$63.45
▲ +2.4% Today
as of Oct 23, 16:52 ET
Last 30 days -3.97% Sep 14 → Oct 23
$59.50 $61.27 $63.03 $64.79 $66.56 Sep 14 Sep 22 Sep 30 Oct 07 Oct 15 Oct 23
Open
$62.55
High
$64.08
Low
$61.88
Volume
$362,140
Avg Vol
$247,470
Mkt Cap
$1.5B
P/E (TTM)
86.65
Beta
—
52w High
$83.52
52w Low
$49.27
Div Yield
—
Shares Out
$24M

Recent Press Releases & News last 60 days · 25 items

Oct 23 · 22:08 StockStory
TFIN Q3 deep dive: margin pressure offsets revenue growth as platform investments mature
Oct 23 · 18:12 Simply Wall St.
Triumph Financial (TFIN) Q3 Results Clash With Rising Credit Strain
Oct 23 · 12:00 StockStory
5 revealing analyst questions from Triumph Financial’s Q3 earnings call
▸ Show all 25 press releases & news Free account →

TFIN earnings at a glance

The options market is pricing a move of about ±6.0% after the report, a range of roughly $59.66 to $67.24 from today's $63.45. Over its last 5 reports the stock rose the next day 2 times and fell 3, moving ±5.1% on average; after the most recent report on Jul 21, 2026 it moved +2.4%. That means options currently expect more movement than TFIN has typically delivered. TFIN beat the consensus EPS estimate in 4 of its last 5 reported quarters. Implied volatility is currently 51%. The share price of $63.45 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$49
$84
41% of range
Avg surprise (last 5)
+110.4%
Avg reaction (last 5)
-1.3%
40% positive
Latest IV / EM
51%
EM ±6.0% · $65 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$-0.03$0.17$0.37$0.57$0.77 Actual $0.43Actual $0.29Actual $0.51Actual $0.14Actual $0.08Actual $0.19Actual $-0.03Actual $0.15Est $0.04Actual $0.19Est $0.12Actual $0.77Est $0.29Actual $0.23Est $0.15Actual $0.44Est $0.44 MarJunSepMarJunSepMarJun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$3M$6M$9M$12M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jul 21, 2026Jun/2026 $0.44 $0.44 0.0% +193.3% +2.4% earnings
Tue Apr 21, 20268K 2026-04-21 $0.23 $0.15 +53.3% — -6.3% earnings
Mon Jan 26, 20268K 2026-01-26 $0.77 $0.29 +165.5% — -7.2% earnings
Wed Oct 15, 2025Sep/2025 $0.19 $0.12 +58.3% — +7.1% earnings
Wed Jul 16, 2025Jun/2025 $0.15 $0.04 +275.0% — -2.5% earnings
Mon Mar 31, 2025Mar 2025 $-0.03 — — — — financials
Mon Sep 30, 2024Sep 2024 $0.19 — — — — financials
Sun Jun 30, 2024Jun 2024 $0.08 — — — — financials
Sun Mar 31, 2024Mar 2024 $0.14 — — — — financials
Sat Sep 30, 2023Sep 2023 $0.51 — — — — financials
Fri Jun 30, 2023Jun 2023 $0.29 — — — — financials
Fri Mar 31, 2023Mar 2023 $0.43 — — — — financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue————————
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$11M$6M—$2M$4M$17,000—$5M
EPS (diluted)$0.44$0.23—$0.04$0.15$-0.03—$0.19

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$897M$582M$248M$147M$282M$503M$330M$489M
Inventory————————
Total current assets————————
Total assets$7.40B$6.88B$6.38B$6.36B$6.49B$6.27B$5.95B$5.87B
Long-term debt————————
Total liabilities$6.44B$5.93B$5.44B$5.44B$5.58B$5.37B$5.06B$4.98B
Total equity$963M$951M$942M$919M$912M$894M$891M$886M

Implied volatility — last 90 days

22%51%81%110%139% Jun 08 — IV 44% · EM ±5.8%Jun 09 — IV 51% · EM ±6.3%Jun 10 — IV 38% · EM ±4.4%Jun 11 — IV 40% · EM ±4.4%Jun 12 — IV 50% · EM ±5.1%Jun 15 — IV 54% · EM ±3.9%Jun 16 — IV 65% · EM ±3.8%Jun 17 — IV 140% · EM ±5.8%Jun 19 — IV 44% · EM ±9.8%Jun 22 — IV 42% · EM ±8.8%Jun 23 — IV 40% · EM ±8.2%Jun 24 — IV 40% · EM ±8.0%Jun 25 — IV 43% · EM ±8.5%Jun 26 — IV 41% · EM ±7.8%Jun 29 — IV 43% · EM ±7.6%Jun 30 — IV 43% · EM ±7.4%Jul 01 — IV 44% · EM ±7.3%Jul 02 — IV 47% · EM ±7.7%Jul 03 — IV 49% · EM ±7.7%Jul 06 — IV 47% · EM ±6.5%Jul 07 — IV 57% · EM ±7.5%Jul 08 — IV 48% · EM ±6.1%Jul 09 — IV 46% · EM ±5.4%Jul 10 — IV 46% · EM ±5.1%Jul 13 — IV 44% · EM ±3.7%Jul 14 — IV 54% · EM ±3.9%Jul 15 — IV 70% · EM ±4.1%Jul 16 — IV 72% · EM ±3.0%Jul 20 — IV 48% · EM ±11.4%Jul 21 — IV 43% · EM ±10.1%Jul 22 — IV 42% · EM ±9.7%Jul 23 — IV 37% · EM ±8.4%Jul 24 — IV 42% · EM ±9.3%Jul 27 — IV 44% · EM ±9.2%Jul 28 — IV 39% · EM ±7.9%Jul 29 — IV 41% · EM ±8.3%Jul 30 — IV 42% · EM ±8.2%Jul 31 — IV 43% · EM ±8.2%Aug 03 — IV 45% · EM ±7.9%Aug 04 — IV 42% · EM ±7.3%Aug 05 — IV 43% · EM ±7.1%Aug 06 — IV 40% · EM ±6.5%Aug 07 — IV 39% · EM ±6.1%Aug 10 — IV 45% · EM ±6.2%Aug 11 — IV 51% · EM ±6.7%Aug 12 — IV 48% · EM ±6.0%Aug 13 — IV 42% · EM ±5.0%Aug 14 — IV 42% · EM ±4.6%Aug 17 — IV 58% · EM ±4.8%Aug 18 — IV 53% · EM ±3.9%Aug 19 — IV 49% · EM ±2.9%Aug 20 — IV 67% · EM ±2.8%Aug 24 — IV 42% · EM ±8.7%Aug 25 — IV 37% · EM ±7.6%Aug 26 — IV 35% · EM ±7.1%Aug 27 — IV 40% · EM ±7.9%Aug 28 — IV 39% · EM ±7.4%Aug 31 — IV 36% · EM ±6.5%Sep 01 — IV 35% · EM ±6.0%Sep 02 — IV 35% · EM ±5.8%Sep 03 — IV 34% · EM ±5.5%Sep 04 — IV 32% · EM ±5.0%Sep 07 — IV 36% · EM ±5.0%Sep 08 — IV 36% · EM ±4.8%Sep 09 — IV 39% · EM ±4.9%Sep 10 — IV 44% · EM ±5.2%Sep 11 — IV 40% · EM ±4.4%Sep 14 — IV 51% · EM ±4.3%Sep 15 — IV 43% · EM ±3.1%Sep 16 — IV 62% · EM ±3.7%Sep 17 — IV 139% · EM ±5.8%Sep 21 — IV 49% · EM ±10.2%Sep 22 — IV 49% · EM ±10.0%Sep 23 — IV 44% · EM ±8.8%Sep 24 — IV 42% · EM ±8.3%Sep 25 — IV 45% · EM ±8.5%Sep 28 — IV 44% · EM ±7.8%Sep 29 — IV 42% · EM ±7.3%Sep 30 — IV 42% · EM ±7.1%Oct 01 — IV 47% · EM ±7.6%Oct 02 — IV 45% · EM ±7.1%Oct 05 — IV 22% · EM ±3.1%Oct 06 — IV 49% · EM ±6.5%Oct 07 — IV 51% · EM ±6.4%Oct 08 — IV 51% · EM ±6.0%

Sector peers

PFBC
Preferred Bank
$1.5B $106.72+1.3%
CASH
Pathward Financial, Inc.
$1.5B $77.50+4.5%
LKFN
Lakeland Financial Corporation
$1.4B $58.39+0.6%
AMAL
Amalgamated Financial Corp.
$1.4B $50.50+5.6%
TMP
Tompkins Financial Corporation
$1.4B $101.20+2.3%
BHRB
Burke & Herbert Financial Services Corp.
$1.4B $70.70+1.8%

TFIN earnings FAQ

What is TFIN's expected move for earnings?

Options currently price a move of about ±6.0%, or $3.79 per share either way from $63.45.

How does TFIN stock usually react to earnings?

Across the last 5 reports the average next-day move was ±5.1%, up 2 times and down 3 times.

What is TFIN's implied volatility?

TFIN's at-the-money implied volatility is about 51% based on the latest options snapshot.

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