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Financial Institutions, Inc.

FISI Finance Major Banks
$37.11
▲ +1.3% Today
as of Jun 7, 07:15 ET
Last 30 days +6.03% Apr 28 → Jun 05
$33.56 $34.51 $35.47 $36.42 $37.37 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$36.62
High
$37.50
Low
$35.86
Volume
$78,523
Avg Vol
$136,930
Mkt Cap
$705M
P/E (TTM)
12.89
Beta
52w High
$37.50
52w Low
$24.41
Div Yield
Shares Out

Overview

52-week range
$24
$38
97% of range
Avg surprise (last 1)
+9.5%
Avg reaction (last 1)
+0.8%
100% positive
Latest IV / EM
52%
EM ±7.1% · $35 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.11$0.49$0.86$1.24$1.62 Actual $0.91Actual $0.88Actual $0.11Actual $1.62Actual $0.84Actual $0.81Est $0.74Actual $0.85Actual $0.99Actual $1.04 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$0$7M$13M$20M$27M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $1.04 financials
Tue Sep 30, 2025Sep 2025 $0.99 financials
Mon Jun 30, 2025Jun 2025 $0.85 financials
Mon Apr 28, 2025Mar/2025 $0.81 $0.74 +9.5% +0.8% earnings
Mon Sep 30, 2024Sep 2024 $0.84 financials
Sun Jun 30, 2024Jun 2024 $1.62 financials
Sun Mar 31, 2024Mar 2024 $0.11 financials
Sat Sep 30, 2023Sep 2023 $0.88 financials
Fri Jun 30, 2023Jun 2023 $0.91 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$21M$20M$18M$17M$13M$26M
EPS (diluted)$1.04$0.99$0.85$0.81$0.84$1.62

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$85M$109M$186M$93M$167M$87M
Inventory
Total current assets
Total assets$6.29B$6.27B$6.29B$6.14B$6.34B$6.12B$6.16B$6.13B
Long-term debt$79M$194M$115M$115M$125M$125M$125M$125M
Total liabilities$5.66B$5.65B$5.67B$5.54B$5.75B$5.55B$5.66B$5.66B
Total equity$632M$629M$622M$602M$590M$569M$500M$468M

Implied volatility — last 90 days

46%49%51%54%56% Jun 07 — IV 52% · EM ±7.1%

Sector peers

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