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Financial Institutions, Inc.

FISI Finance Major Banks
$41.70
Today
as of Sep 4, 16:49 ET
Last 30 days -1.09% Jul 28 → Sep 04
$39.83 $40.60 $41.37 $42.14 $42.91 Jul 28 Aug 05 Aug 12 Aug 20 Aug 27 Sep 04
Open
$41.22
High
$41.75
Low
$41.21
Volume
$131,914
Avg Vol
$143,334
Mkt Cap
$812M
P/E (TTM)
13.58
Beta
52w High
$42.97
52w Low
$25.61
Div Yield
Shares Out

Recent Press Releases & News last 60 days · 17 items

▸ Show all 17 press releases & news Free account →

Overview

52-week range
$26
$43
93% of range
Avg surprise (last 1)
+9.5%
Avg reaction (last 2)
-1.2%
50% positive
Latest IV / EM
56%
EM ±8.8% · $40 · Sep 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.11$0.49$0.86$1.24$1.62 Actual $0.76Actual $0.91Actual $0.88Actual $0.11Actual $1.62Actual $0.84Actual $0.81Est $0.74Actual $0.85Actual $0.99Actual $1.04Actual $1.04 MarJunSepMarJunSepMar/2025Jun/2025SepMarJun
Revenue vs Net Income Revenue Net income
$0$6M$11M$17M$22M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Jun 30, 2026Jun 2026 $1.04 financials
Tue Mar 31, 2026Mar 2026 $1.04 financials
Tue Sep 30, 2025Sep 2025 $0.99 financials
Thu Jul 24, 2025Jun/2025 $0.85 -3.2% earnings
Mon Apr 28, 2025Mar/2025 $0.81 $0.74 +9.5% +0.8% earnings
Mon Sep 30, 2024Sep 2024 $0.84 financials
Sun Jun 30, 2024Jun 2024 $1.62 financials
Sun Mar 31, 2024Mar 2024 $0.11 financials
Sat Sep 30, 2023Sep 2023 $0.88 financials
Fri Jun 30, 2023Jun 2023 $0.91 financials
Fri Mar 31, 2023Mar 2023 $0.76 financials

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$21M$21M$20M$18M$17M$13M
EPS (diluted)$1.04$1.04$0.99$0.85$0.81$0.84

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents$99M$85M$109M$186M$93M$167M$87M
Inventory
Total current assets
Total assets$6.33B$6.29B$6.27B$6.29B$6.14B$6.34B$6.12B$6.16B
Long-term debt$79M$79M$194M$115M$115M$125M$125M$125M
Total liabilities$5.69B$5.66B$5.65B$5.67B$5.54B$5.75B$5.55B$5.66B
Total equity$643M$632M$629M$622M$602M$590M$569M$500M

Implied volatility — last 90 days

30%115%200%286%371% Jun 07 — IV 52% · EM ±7.1%Jun 08 — IV 119% · EM ±15.7%Jun 09 — IV 122% · EM ±15.3%Jun 10 — IV 121% · EM ±14.3%Jun 11 — IV 130% · EM ±14.3%Jun 12 — IV 142% · EM ±14.5%Jun 15 — IV 220% · EM ±15.9%Jun 16 — IV 246% · EM ±14.5%Jun 17 — IV 372% · EM ±15.5%Jun 19 — IV 74% · EM ±16.5%Jun 22 — IV 77% · EM ±16.1%Jun 23 — IV 65% · EM ±13.3%Jun 24 — IV 71% · EM ±14.2%Jun 25 — IV 69% · EM ±13.6%Jun 29 — IV 72% · EM ±12.7%Jun 30 — IV 77% · EM ±13.3%Jul 08 — IV 103% · EM ±12.9%Jul 09 — IV 98% · EM ±11.6%Jul 13 — IV 91% · EM ±7.6%Jul 14 — IV 173% · EM ±12.5%Jul 20 — IV 54% · EM ±12.7%Jul 21 — IV 42% · EM ±9.9%Jul 22 — IV 56% · EM ±12.8%Jul 23 — IV 63% · EM ±14.1%Jul 24 — IV 55% · EM ±12.2%Jul 27 — IV 62% · EM ±12.8%Jul 28 — IV 63% · EM ±12.8%Jul 29 — IV 68% · EM ±13.7%Jul 30 — IV 62% · EM ±12.1%Jul 31 — IV 63% · EM ±12.1%Aug 03 — IV 77% · EM ±13.6%Aug 04 — IV 75% · EM ±12.9%Aug 05 — IV 90% · EM ±15.1%Aug 06 — IV 88% · EM ±14.2%Aug 07 — IV 84% · EM ±13.1%Aug 10 — IV 84% · EM ±11.6%Aug 11 — IV 90% · EM ±11.9%Aug 12 — IV 105% · EM ±13.1%Aug 13 — IV 109% · EM ±12.9%Aug 14 — IV 121% · EM ±13.4%Aug 17 — IV 143% · EM ±11.9%Aug 18 — IV 166% · EM ±12.0%Aug 24 — IV 58% · EM ±12.2%Aug 25 — IV 41% · EM ±8.4%Aug 26 — IV 62% · EM ±12.5%Aug 27 — IV 62% · EM ±12.1%Aug 28 — IV 63% · EM ±12.1%Aug 31 — IV 48% · EM ±8.6%Sep 01 — IV 50% · EM ±8.6%Sep 02 — IV 30% · EM ±5.0%Sep 03 — IV 31% · EM ±5.0%Sep 04 — IV 56% · EM ±8.8%

Sector peers

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