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Independent Bank Corporation

IBCP Finance Major Banks
$36.01
Today
as of Jul 22, 16:50 ET
Last 30 days +4.05% Jun 15 → Jul 22
$33.91 $34.94 $35.97 $37.00 $38.03 Jun 15 Jun 23 Jun 30 Jul 08 Jul 15 Jul 22
Open
$34.17
High
$34.89
Low
$34.17
Volume
$95,751
Avg Vol
$131,250
Mkt Cap
$810M
P/E (TTM)
14.06
Beta
52w High
$39.17
52w Low
$29.63
Div Yield
Shares Out
$21M

Recent Press Releases & News last 60 days · 17 items

▸ Show all 17 press releases & news Free account →

Overview

52-week range
$30
$39
67% of range
Avg surprise (last 2)
+4.8%
Avg reaction (last 2)
-2.6%
0% positive
Latest IV / EM
62%
EM ±14.1% · $35 · Aug 21

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.65$0.71$0.77$0.82$0.88 Actual $0.70Actual $0.83Actual $0.76Actual $0.88Actual $0.65Actual $0.74Est $0.70Actual $0.81Est $0.78Actual $0.84Actual $0.81 JunSepMarJunSepMar/2025Jun/2025SepMar
Revenue vs Net Income Revenue Net income
$0$5M$10M$15M$19M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $0.81 financials
Tue Sep 30, 2025Sep 2025 $0.84 financials
Thu Jul 24, 2025Jun/2025 $0.81 $0.78 +3.9% -3.9% earnings
Thu Apr 24, 2025Mar/2025 $0.74 $0.70 +5.7% -1.2% earnings
Mon Sep 30, 2024Sep 2024 $0.65 financials
Sun Jun 30, 2024Jun 2024 $0.88 financials
Sun Mar 31, 2024Mar 2024 $0.76 financials
Sat Sep 30, 2023Sep 2023 $0.83 financials
Fri Jun 30, 2023Jun 2023 $0.70 financials

Upcoming

DateFiscalTimeEPS EstLY EPSYoY %Δ
Thu Jul 23, 2026Jun/2026BMO $0.85$0.81 +4.9%

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$8M$9M$8M$7M$9M$8M
Cost of revenue
Gross profit
Operating income
Net income$17M$18M$17M$16M$14M$19M
EPS (diluted)$0.81$0.84$0.81$0.74$0.65$0.88

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$175M$138M$209M$146M$128M$120M$122M$214M
Inventory
Total current assets
Total assets$5.56B$5.51B$5.49B$5.42B$5.33B$5.34B$5.26B$5.28B
Long-term debt
Total liabilities$5.05B$5.00B$5.00B$4.95B$4.86B$4.88B$4.81B$4.85B
Total equity$511M$503M$491M$469M$467M$455M$452M$430M

Implied volatility — last 90 days

58%139%219%300%380% Jun 23 — IV 67% · EM ±13.8%Jun 24 — IV 70% · EM ±14.0%Jun 25 — IV 60% · EM ±11.7%Jun 26 — IV 71% · EM ±13.7%Jun 30 — IV 80% · EM ±13.9%Jul 01 — IV 85% · EM ±14.2%Jul 02 — IV 87% · EM ±14.2%Jul 03 — IV 91% · EM ±14.2%Jul 16 — IV 381% · EM ±15.9%Jul 21 — IV 59% · EM ±13.7%Jul 22 — IV 62% · EM ±14.1%

Sector peers

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