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Zions Bancorporation N.A.

ZION Finance Major Banks
$66.39
▲ +2.8% Today
as of Oct 22, 16:53 ET
Last 30 days -4.03% Sep 14 → Oct 22
$61.19 $63.33 $65.48 $67.63 $69.77 Sep 14 Sep 22 Sep 29 Oct 07 Oct 14 Oct 22
Open
$65.50
High
$66.69
Low
$65.47
Volume
$2M
Avg Vol
$2M
Mkt Cap
$9.0B
P/E (TTM)
13.75
Beta
—
52w High
$73.34
52w Low
$48.50
Div Yield
—
Shares Out
$146M

Recent Press Releases & News last 60 days · 25 items

▸ Show all 25 press releases & news Free account →

ZION earnings at a glance

The options market is pricing a move of about ±3.3% after the report, a range of roughly $64.19 to $68.59 from today's $66.39. Over its last 6 reports the stock rose the next day 3 times and fell 3, moving ±2.1% on average; after the most recent report on Jul 20, 2026 it moved -4.0%. That means options currently expect more movement than ZION has typically delivered. ZION beat the consensus EPS estimate in 6 of its last 6 reported quarters. Implied volatility is currently 28%. The share price of $66.39 sits in the middle of its 52-week range.

More Finance stocks · All stocks · Earnings calendar

Overview

52-week range
$48
$73
72% of range
Avg surprise (last 6)
+14.1%
Avg reaction (last 6)
-0.1%
50% positive
Latest IV / EM
28%
EM ±3.3% · $63 · Oct 16

Earnings trends

EPS — actual vs estimate Actual Estimate
$1.19$1.33$1.47$1.61$1.75 Actual $1.24Est $1.20Actual $1.58Est $1.31Actual $1.54Est $1.19Actual $1.75Est $1.57Actual $1.56Est $1.43Actual $1.74Est $1.57 Mar/2025Jun/2025Sep/20258K8KJun/2026
Revenue vs Net Income Revenue Net income
$0$119M$238M$357M$476M Sep 24Mar 25Jun 25Sep 25Mar 26Jun 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Mon Jul 20, 2026Jun/2026 $1.74 $1.57 +10.8% -0.6% -4.0% earnings
Mon Apr 20, 20268K 2026-04-20 $1.56 $1.43 +9.1% — -1.6% earnings
Tue Jan 20, 20268K 2026-01-20 $1.75 $1.57 +11.5% — +4.2% earnings
Mon Oct 20, 2025Sep/2025 $1.54 $1.19 +29.4% — +1.4% earnings
Mon Jul 21, 2025Jun/2025 $1.58 $1.31 +20.6% — +0.5% earnings
Mon Apr 21, 2025Mar/2025 $1.24 $1.20 +3.3% — -1.1% earnings

Financials

Income statement (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue$182M$172M—$163M$164M$158M—$161M
Cost of revenue————————
Gross profit————————
Operating income————————
Net income$453M$233M——$244M$170M——
EPS (diluted)$3.05$1.56——$1.63$1.13——

Balance sheet (quarterly)

MetricJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Cash & equivalents————————
Inventory————————
Total current assets————————
Total assets$89.04B$87.96B$88.69B$88.53B$88.89B$87.99B$88.78B$87.03B
Long-term debt————————
Total liabilities$81.36B$80.66B$81.51B$81.67B$82.30B$81.67B$82.65B$80.65B
Total equity$7.68B$7.30B$7.18B$6.87B$6.60B$6.33B$6.12B$6.38B

Implied volatility — last 90 days

22%30%38%46%54% Jun 07 — IV 37% · EM ±5.1%Jun 08 — IV 36% · EM ±4.7%Jun 09 — IV 34% · EM ±4.2%Jun 10 — IV 36% · EM ±4.2%Jun 11 — IV 33% · EM ±3.6%Jun 12 — IV 27% · EM ±2.8%Jun 15 — IV 41% · EM ±2.9%Jun 16 — IV 38% · EM ±2.2%Jun 17 — IV 54% · EM ±2.3%Jun 19 — IV 28% · EM ±6.2%Jun 22 — IV 26% · EM ±5.4%Jun 23 — IV 28% · EM ±5.7%Jun 24 — IV 27% · EM ±5.4%Jun 25 — IV 24% · EM ±4.7%Jun 26 — IV 24% · EM ±4.6%Jun 29 — IV 24% · EM ±4.3%Jun 30 — IV 24% · EM ±4.2%Jul 01 — IV 25% · EM ±4.1%Jul 02 — IV 24% · EM ±3.9%Jul 03 — IV 25% · EM ±3.9%Jul 06 — IV 26% · EM ±3.6%Jul 07 — IV 27% · EM ±3.6%Jul 08 — IV 30% · EM ±3.8%Jul 09 — IV 24% · EM ±2.9%Jul 10 — IV 25% · EM ±2.8%Jul 13 — IV 30% · EM ±2.5%Jul 14 — IV 28% · EM ±2.1%Jul 15 — IV 33% · EM ±1.9%Jul 16 — IV 38% · EM ±1.6%Jul 20 — IV 34% · EM ±8.1%Jul 21 — IV 30% · EM ±7.0%Jul 22 — IV 27% · EM ±6.2%Jul 23 — IV 28% · EM ±6.2%Jul 24 — IV 27% · EM ±6.0%Jul 27 — IV 29% · EM ±6.1%Jul 28 — IV 28% · EM ±5.7%Jul 29 — IV 28% · EM ±5.5%Jul 30 — IV 26% · EM ±5.2%Jul 31 — IV 25% · EM ±4.9%Aug 03 — IV 26% · EM ±4.6%Aug 04 — IV 25% · EM ±4.3%Aug 05 — IV 25% · EM ±4.3%Aug 06 — IV 25% · EM ±4.0%Aug 07 — IV 24% · EM ±3.8%Aug 10 — IV 25% · EM ±3.4%Aug 11 — IV 26% · EM ±3.4%Aug 12 — IV 24% · EM ±3.1%Aug 13 — IV 25% · EM ±3.0%Aug 14 — IV 23% · EM ±2.5%Aug 17 — IV 29% · EM ±2.4%Aug 18 — IV 35% · EM ±2.5%Aug 19 — IV 47% · EM ±2.8%Aug 20 — IV 34% · EM ±1.4%Aug 24 — IV 27% · EM ±5.6%Aug 25 — IV 26% · EM ±5.3%Aug 26 — IV 26% · EM ±5.2%Aug 27 — IV 25% · EM ±4.9%Aug 28 — IV 24% · EM ±4.7%Aug 31 — IV 25% · EM ±4.5%Sep 01 — IV 26% · EM ±4.5%Sep 02 — IV 25% · EM ±4.2%Sep 03 — IV 24% · EM ±3.9%Sep 04 — IV 24% · EM ±3.7%Sep 07 — IV 27% · EM ±3.7%Sep 08 — IV 29% · EM ±3.8%Sep 09 — IV 29% · EM ±3.6%Sep 10 — IV 31% · EM ±3.7%Sep 11 — IV 30% · EM ±3.3%Sep 14 — IV 32% · EM ±2.7%Sep 15 — IV 36% · EM ±2.6%Sep 16 — IV 37% · EM ±2.2%Sep 17 — IV 45% · EM ±1.9%Sep 21 — IV 25% · EM ±5.3%Sep 22 — IV 27% · EM ±5.6%Sep 23 — IV 27% · EM ±5.5%Sep 24 — IV 27% · EM ±5.3%Sep 25 — IV 27% · EM ±5.2%Sep 28 — IV 27% · EM ±4.8%Sep 29 — IV 29% · EM ±4.9%Sep 30 — IV 27% · EM ±4.6%Oct 01 — IV 28% · EM ±4.6%Oct 02 — IV 29% · EM ±4.6%Oct 06 — IV 29% · EM ±3.8%Oct 07 — IV 29% · EM ±3.6%Oct 08 — IV 28% · EM ±3.3%

Sector peers

ZION earnings FAQ

What is ZION's expected move for earnings?

Options currently price a move of about ±3.3%, or $2.20 per share either way from $66.39.

How does ZION stock usually react to earnings?

Across the last 6 reports the average next-day move was ±2.1%, up 3 times and down 3 times.

What is ZION's implied volatility?

ZION's at-the-money implied volatility is about 28% based on the latest options snapshot.

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